Insurance Expert Witnesses
The SEAK Expert Witness Directory contains a comprehensive list of insurance expert witnesses who testify, consult and provide litigation support on insurance and related issues. Insurance expert witnesses and consultants on this page may form expert opinions, draft expert witness reports, and provide expert witness testimony at deposition and trial. The issues and subjects these insurance expert witnesses testify regarding may include: Insurance, Bad Faith, Life Insurance, Risk Management, Annuities, Insurance Bad Faith, Insurance Coverage, Reinsurance, Claims, Construction, Damages, Insurance Claims, Trauma, Underwriting, and Wrongful Death.
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Britta M Moss, CPCU, SCLA, AIC-M
P&C Claim Handling Standards-Bad Faith Litigation
Office of Britta M. Moss, LLC
Insurance, Legal
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Property & Casualty Claims, Casualty Insurance, P&C Claims, Insurance Claims, Insurance Bad Faith, First, Third, Industry Standards, Common Practices, Insurance Coverage, Investigation, Insurer Defense, Personal Injury, commercial, personal, auto, homeowner, bodily injury, property damage, uninsured
Independent professional providing consulting services to law firms representing plaintiffs and insurer defendants involved in disputes or litigation related to property and casualty insurance claims.
Over thirty (30) years of experience as a property and casualty insurance claim professional. Experience as Claim Representative, Litigation Examiner, Supervisor, Trainer, Manager, and Consultant.
Expertise include coverage analysis, investigation, liability determination, damage evaluation, negotiation, and settlement of personal and commercial lines claims.
Experienced in claims involving bodily injuries, property damages, and related damages under personal and commercial auto policies, homeowner/condominium/rental policies, commercial property damage policies, commercial general liability policies, and businessowner policies. Claim types include auto accident, premises liability, auto damage, personal & commercial property damage, bodily injury, personal injury, property da...
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Robert M Anderson, CPCU
The Anderson Edge
Insurance, Risk Management
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Insurance Broker Standard of Care, Insurance Federal Cases, Rule 26, Insurance Pollution, Umbrella Insurance, Excess Insurance, Insurer Bad Faith, Insurance Coverage, Construction Defect Insurance, Insurance Manuscript Policies, Insurance Custom and Practice, Property Casualty Insurance
Trusted by 32 of the Top 100 Insurance Law Firms
Bob began his career as a casualty underwriter for Pacific Indemnity Company (Chubb) and later for Industrial Indemnity Company. Bob also served as president, chief executive officer, and chairman of the board of well-known Anderson & Anderson Insurance Brokers. Over nearly 30 years, he built Anderson & Anderson from a four-person company to the fifth-largest brokerage firm in California until the time of its sale to AON Corporation. At Aon, Bob was the president of the Aon Advantage Group which advised 20 industry practice leaders such as the Hospitality Group which insured Hotels, Resorts, and Casinos.
Bob attended the Harvard Business School’s OPM program which is similar to its MBA program. He earned his CPCU (Chartered Property Casualty Underwriter) designation in 1970 from the American Institute for Property and Liability Underwriters, Inc.
Areas of expertise include, but are not limited to;
• ADR (Arbitration/Mediation) Cove...
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Rick Bingham
Glynloen Insurance Consulting
Insurance, Risk Management
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bad faith, claims, claim handling, reserves, bad-faith, unfair claims settlement practices, third party administrator, reinsurance, notice, asbestos, extra contractual, receivership, claims management, liquidation, environmental, property and casualty, reserve adequacy, market conduct examination
Throughout his career, Mr. Bingham served as a senior claims manager for 3 major property casualty carriers: CNA, the Hartford, and USF&G. As a seasoned senior level Insurance, Reinsurance, Regulatory and Run-Off Practitioner with 4 decades of industry, consulting, and receivership experience, Mr. Bingham possesses a demonstrated ability to analyze complex insurance-related matters in fast paced and evolving environments. Mr. Bingham’s credentials as subject matter expert have been accepted in both state and federal courts across the country.
Mr. Bingham has demonstrated an understanding and command of claims handling practices, reinsurance policies, and regulatory and run-off issues of the highest complexity. His wealth of experience in the handling of claims, claims management, regulatory compliance, drafting expert reports, and testifying in complex litigation have made him an asset to businesses and attorneys throughout the United States.
As a past recipient of the Cert...
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Ty R Sagalow, JD, LLM
Innovation Insurance Group, LLC
Alabama
Insurance
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Professional Liability Insurance, D&O Liability Insurance, Management Liability Insurance, E&O Insurance, Cyber Insurance, Property Insurance, Casualty Insurance, P&C Insurance Financial Lines Insurance, bad faith, underwriting, claims, policyholder, Insurance, EPLI Insurance, Directors, Officers
Mr. Sagalow is a well known expert in insurance disputes representing both the policyholder and insurance carrier. He has been retained by most of the largest law firms on "both sides of the aisle." As of April 2024 he has been retained over 150 times (across over 50 different firms) , testified over 60 times including at trial, arbitration and court hearings. While Mr. Sagalow has been retained for a wide variety of insurance matters, his expertise is especially sought after in Financial Lines cases including directors and officers (D&O) insurance and professional liability (E&O) insurance .
Mr. Sagalow has been successful in obtaining his policyholder clients over a billion dollars in recoveries as well as successfully saving for his insurance carrier clients hundreds of millions of dollars via successful declaratory judgment actions or trial verdicts.
Mr. Sagalow is a 40 year insurance veteran having held the most senior positions in many insurance companies including at ...
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Christopher L. Friedley, CPCU, AIC, SPPA, CPAU
Public Adjuster & Insurance Expert
Christopher L. Friedley Public Adjuster, LLC
Alabama
Insurance
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Property Insurance, Insurance Bad Faith, Loss Documentation, Field Inspections, Xactimate Estimating, Insurance Appraisal, Property Claim Disputes, Construction Cost Analysis, Property Damage Assessment, Policy Interpretation, Roofing Claims, Public Adjuster
I’m a licensed public insurance adjuster with over 20 years of experience in first-party
property claims handling, including residential, commercial, and catastrophe losses, now
the founder of a multi-state public adjusting firm where I advocate for policyholders
through detailed damage assessments, policy interpretation, and settlement negotiations.
My background includes senior roles with national carriers and independent adjusting
firms, managing multimillion-dollar claims and providing litigation support through
depositions, mediation, and expert reporting. I’m also a certified appraiser and umpire,
offering impartial evaluations in disputed losses. I hold the CPCU (Chartered Property
Casualty Underwriter), AIC (Associate in Claims), and SPPA (Senior Professional Public
Adjuster) designations—credentials which reflect advanced expertise in property
insurance, ethical claims handling, and complex coverage analysis.
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Thomas Collier, Jr
Highly Experienced Expert, Summa Cum Laude
Collier Consultants
Alabama
Construction, Premises Liability
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Defects, personal injury, insurance, codes, commercial, residential, accidents, falls, asbestos, ADA, sewer, water, liability, damages, general contractor, fire, flood, contracts, subcontractors, engineer
Highly experienced construction and premises expert. Specializes in large commercial and multi-residential construction disputes and serious bodily injury claims. Has served on over 300 cases as an expert witness and dozens of cases as an arbitrator. 30+ years’ experience as a general contractor and owner/developer focusing on condominiums, roads, sewers, subdivisions, offices and other major construction. Summa Cum Laude/Phi Beta Kappa graduate of the University of North Carolina.
Consultant (2008-Present): Georgia, North Carolina, Florida, Alabama, Mississippi, and Tennessee. Cases include commercial defects and delays, serious personal injuries, multifamily, sewers, roads and drainage, retail, insurance, professional liability, and construction business practices. Approximately equal representation of plaintiffs and defendants.
General Contractor - President of Buckhead Classic (2006 – presen): Projects include defective construction repair, new construction, fire and flood...
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Timothy A Coleman, PhD
PhD Meteorologist, 34 yrs exp, 725 forensic cases
Weatherbell Analytics, LLC
Birmingham, Alabama
Meteorology, Environmental
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Weather, Rainfall, Flood, Hurricane, Tornado, Wind, Fog, Visibility, Atmosphere, Insurance, Slip and Fall, Accident Reconstruction
Dr. Tim Coleman is the founding partner of the meteorological consulting firm of Coleman Knupp & Dice, LLC, that has now become a part of Weatherbell Analytics, LLC. He has been working in forensic weather analysis and consulting since 2008, and has 34 years of experience in meteorology. He holds a PhD and MS in Atmospheric Science from The University of Alabama in Huntsville, and a BS in Physics and Mathematics from Samford University. Tim has performed meteorological consulting services in over 700 cases in 21 states and Europe. His work in these cases has been widely varied, including but not limited to: rainfall and flood analysis; building collapse (due to wind or water); wind damage (including hurricanes, straight-line winds, and tornadoes), slip and fall (due to water, ice, and wind), lightning, hail damage, highway accidents, aircraft accidents, fog and visibility, and sun angle. Many of these cases have involved expert testimony. Dr. Coleman’s clients have compliment...
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Curt E Harper, Ph.D.
Forensic Toxicology Consultant & Expert Witness
Harper Forensic Toxicology Consulting, LLC
Pelham, Alabama
Toxicology, Forensic Science
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Dram shop, retrograde extrapolation, workplace drug testing, wrongful death, insurance, child custody, DUI and DUID, Postmortem toxicology, forensic toxicology, toxic tort and exposures, medical malpractice, hair testing, drug facilitated sexual assault, alcohol, drugs, oral fluid
Dr. Curt E. Harper is a nationally recognized Forensic Toxicologist with over 17 years of experience specializing in forensic toxicology, drug and alcohol impairment, DUI/D cases, and toxicological interpretation. Since 2012, he has served as the Chief Toxicologist for the Alabama Department of Forensic Sciences (ADFS), overseeing laboratory operations, forensic method development, quality assurance programs, and expert case reviews. Dr. Harper has testified in over 300 criminal and civil cases in Alabama and surrounding states, providing expert opinions on alcohol and drug impairment, retrograde extrapolation, forensic toxicology in postmortem cases, and other specialized areas.
Dr. Harper’s scientific expertise, extensive courtroom experience, and ability to explain complex toxicology concepts make him an asset in both criminal and civil litigation. He holds a Ph.D. in Pharmacology and Toxicology and a Master of Science in Forensic Science (MSFS) from the University of Alabama at...
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Ramzi Asfour, MD
Board-Certified Top Infectious Disease Specialist
Praxis Infectious Diseases
Arizona
Infectious Diseases, Internal Medicine
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COVID-19, nursing homes, long term care, sepsis, necrotizing fasciitis, infections, surgical site infections, infection control, antimicrobial stewardship, consulting, insurance, case review, medical malpractice, standards of care, bacterial or viral infections, outbreak management, MoCA
Ramzi Asfour, MD, is board-certified in Infectious Diseases and Internal Medicine and is an Assistant Clinical Professor of Medicine (Volunteer) at the University of California San Francisco (UCSF).
In addition to his 20+ years of extensive private practice, Dr. Asfour has privileges at five California hospitals (Alameda County Medical Center, Alameda Hospital, Sutter Lakeside Hospital, Sutter Eden Medical Center, and Mammoth Hospital).
Dr. Asfour has worked for the World Health Organization in Geneva in the HIV / AIDS department, developing training programs for doctors in HIV.
In addition to his clinical practice, Dr. Asfour also advises hospitals, skilled nursing facilities, schools, and businesses on infection control, including outbreak control and COVID-19, and antimicrobial stewardship.
Dr. Asfour has experience working with both plaintiff and defense attorneys to provide clear, independent opinions on matters involving:
Medical malpractice, standards of care, sepsis,...
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Daniel G Fink, CIC, CRM, CPCU, CRIS, AAI
Insurance Expert Witness
Phoenix, Arizona
Insurance
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Insurance Producer Standard of Care, Insurance Bad Faith, Agents E&O, Insurance Coverages and Claims, Insurance Claim handling standards, Workers Comp, Auto Insurance, UM & UIM Insurance, Home Insurance, Insurance Disputes, Life Insurance, Health Insurance, P&C, Umbrellas, etc
Daniel Fink, danielgfink@gmail.com, is an active insurance producer and instructor, as well as an Insurance expert witness, with over 40 years of insurance industry experience. He has earned the CIC, CRM, CPCU, CRIS, & AAI insurance certifications. As an insurance instructor, he teaches continuing education & certification classes for the CIC, CISR, and CRIS programs and speaks on many insurance topics to insurance and industry groups. Daniel is a national faculty member and education writer for The National Alliance for Insurance Education and Research. Daniel is a good communicator (BA in Journalism and English) combined with an extensive background in insurance. He served as President of the IIABAZ (Independent Insurance Agents and Brokers of Arizona) as well as head of its education committee. Daniel teaches insurance associations (Big I and PIA) in many states. Daniel serves as a member of the Independent Insurance Agents & Brokers of America’s (IIABA) “Ask an Expert” Pane...
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Neal Bordenave, JD, CPCU, RPLU, ARM, AIC
Broker/Agent Standard of Care + Claims Practices
RiskPro Insurance Services, Inc.
Arizona
Insurance, Insurance
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Broker/Agent Standard of Care, Bad Faith, Insurance Industry Customs and Practices, Property & Casualty, Life, Annuities, Excess & Surplus, Managing General Agent, Health, Surety, Professional Liability, Underwriting, Claims Practices
More than 35 years experience in the insurance industry. President/CEO of RiskPro Insurance Services, Inc.,
Professor of Risk Management and Insurance at California State University Chico (Retired 2022)
Established Expert Witness Practice in 2009. As of January 2025, more than 500 retentions and testifying in Deposition, Trial and Arbitration more than 100 times.
Education includes Juris Doctor (JD), BS Business Administration/Finance.
Chartered Property Casualty Underwriter (CPCU)
Registered Professional Liability Underwriter (RPLU)
Associate in Risk Management (ARM)
Associate in Claims (ARM)
Licensed Insurance Broker/Agent since 1988
Licensed Oregon Claims Adjuster
Primary States for expert work include, California, Arizona, Nevada, Oregon, Washington, Utah, Colorado and Texas
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Benjamin M Berschler, DMD
General Dentistry, Investigator AZ BODEX, Dentrix
Downtown Phoenix Dental Consultants LLC
Phoenix, Arizona
Dentist, Investigation
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Dentist, Standard of Care, Dental Investigation, Sports Dentistry, Implants, embezzlement, Digital Impression CADCAM, Infections, Crown & Bridge, Diagnosis & treatment plan, Veneers, Trauma, Dentrix Software, Ledger & insurance analysis, N2O & Oral Sedatives, Employment protocols, Dental Board Investigator, Trial, Insurance, fraud
DENTIST-General Dentistry, Certified and appointed Deputy Chief Investigator for the Arizona Board of Dental Examiners, Certified in Dentrix, Dentrix audits, assisting in fraud and embezzlement investigations and analysis. CLEAR Investigator Certified: Council on Licensure, Enforcement and Regulation. CLEAR is the premier international resource for professional regulation stakeholders. CLEAR skillset to include evidence collection, inspections, interviewing techniques, investigations, professional conduct, report writing, and testifying. SEAK Experts trained. Arizona Dental Association: Committee Member Ethics and Mediation. Certified by the FBI National Crime Information Center (NCIC) in Unidentified & Missing Dental Coding, Owner/Operator of dynamic dental practices, personally working in the area of restorative general dentistry and associated with orthodontic, endodontic, oral surgery, implants, periodontal specialists, forensics, and digital dental labs. Membership: The Academ...
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David R. Mitchell, CPCU, CIC, MBA, MA.HR, SPHR, SHRM-SCP
Insurance Standard of Care Expert
Ideal Insurance Agency
Surprise, Arizona
Insurance
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insurance standard of care, insurance coverage, insurance bad faith, workers compensation, human resources, property and casualty insurance, life insurance, disability insurance, long term care insurance, cyber insurance, auto insurance, home insurance, business insurance
David Mitchell (“David”) has held an Arizona Property and Casualty License since 1980 and Life and Health license since 1988. He has held the Certified Insurance Counselor (hereinafter “CIC”) for over thirty years. David has attended over five hundred hours of classroom instruction with CIC primarily involving insurance policies.
In addition, David completed his Chartered Property Casualty Underwriter (“CPCU”) in 2022. The CPCU designation consists of eight parts and in the opinion of many as the highest professional property/casualty designation in the insurance industry. He has recently obtained his Associates in Claims (AIC) professional designation. David holds a bachelor's in business management, a master's degree in business administration (MBA) and a master's degree in human resources.
David has been an owner and insurance producer for over 40 years and teaches insurance producers in continuing education.
David has consulted on over 65 cases as an insurance consultant an...
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Jeff Baskin
AMS Certified Consulting Meteorologist (CCM)
AeroCast Llc
Little Rock, Arkansas
Meteorology
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Meteorology, Forensic, thunderstorm, Damage, wind, hail, tornado, Storm Reports, weather, data, flooding, ice, snow, temperature, accident, insurance, renewable, energy, analysis , consulting
Jeff Baskin is an AMS Certified Consulting Meteorologist (CCM) with a B.S. in Meteorology from Cornell University and nearly 30 years of experience in operational weather forecasting. His expertise spans a wide range of sectors, including broadcast, energy, and utilities, with specialized knowledge in weather-related risk assessment and forensic meteorology. He has authored forensic reports used in legal and insurance contexts and is skilled in interpreting and validating historical, real-time, and forecast weather data using advanced tools and models. Jeff is proficient with radar and satellite analysis, numerical weather prediction models (e.g., GFS, ECMWF, HRRR), and integrating observational data to reconstruct weather events with a high degree of accuracy. He also has experience communicating complex meteorological information to technical and non-technical audiences and is available for consulting engagements involving weather data verification, storm analysis, and expert eval...
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Steven E. Roth
Life and Disability Insurance Analyst
Agoura Hills, California
Insurance
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life insurance, disability insurance, indexed annuities, annuity, annuities, premium financing, indexed universal life, illustration, bad faith, unfair, deceptive, sales practices, misrepresentation, fraud, negligence, standard of care, STOLI, IOLI, IUL, FIA
Served as a consultant and/or testifying expert witness to national law firms and top lawyers in numerous pro-consumer cases, ranging from deceptive investment and insurance sales practices to unfair insurance claims handling (predominantly life and disability insurance and annuity cases). To date, these cases resulting in estimated $200 million plus of settlements, awards and judgments. Testified in state courts, before FINRA and arbitrations. Never disqualified or had opinions stricken.
1991 - present: Life and disability insurance agent. 2014 - present: Life & Disability Analyst.
ARTICLES AND SPEAKING ENGAGEMENTS
Articles (partial list)
Featured in Forbes Magazine: “Sounding The Alarm On Indexed Universal Life Insurance”, a consumer warning piece concerning complex premium financing and Indexed Universal Life insurance – September 23, 2020
Featured in Forbes Magazine: “Kill The Messenger”, an critique of investment advisors and products – December, 2008
Featured in Forbes Mag...
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Michael F Arrigo
Medical billing, fraud, HIPAA privacy, damages
No World Borders
Newport Beach, California
Medical Billing, HIPAA
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Medical billing expert, Patents trade secrets, electronic medical records, Medicare fraud, medical billing fraud, qui tam false claims act, Meaningful Use Electronic Health Records, HITECH Act, Affordable Care Act, Medicare Advantage, Medicaid, insurance, EMTALA, HIPAA, rebut life care, Usual Customary Reasonable (UCR), damages
Writer, speaker, published peer-reviewed works as an expert in the field recent Federal court rulings as a qualified expert published in Westlaw
• US COURT OF APPEALS considered expert opinions, VACATED AND REMANDED
• Two DOJ retentions, $155 million settlement
• Healthcare IT patents intellectual property Technical Expert, Medicare Damages Expert
• Medical coding medical billing, claims, usual customary and reasonable charges in personal injury and medical malpractice cases, Lifecare plan rebuttal under ACA on the future cost of care, trauma
• Electronic medical record forensics / electronic health record forensics, E.H.R, practice management IT, medical, prescription charges, workman's compensation, insurance fraud
• genetic testing, novel genetic sequencing, esoteric testing, laboratory testing
• HIPAA Privacy, Security, Blockchain special studies MIT
• Affordable Care Act, HITECH Act, electronic medical records, meaningful use, patents, and intellectual property in heal Healt...
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Daniel R Robles, PE, MBA
Mechanical Engineer - Expert Witness
Community Engineering Services, PLLC
California
Mechanical Engineering, Investigation
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Plumbing, Test Engineering, Product Liability, Failure Analysis, Forensic Engineering, Artificial Intelligence, Accident Reconstruction, Water Damage, Feasibility Study, Corrosion, Construction, Airport, Aviation, Standard of Care, Litigation Support, Risk Assessment, Machinery, Insurance, Document Analysis, Design Engineering
Daniel Robles, PE, MBA is a licensed mechanical engineer with over 35 years of diverse experience in aerospace, building sciences, and advanced technology platforms. He has held leadership roles in design and test engineering for high-profile projects including the NASA Space Shuttle, commercial satellite deployment, stealth aircraft, and commercial aircraft commissioning and servicing, working for industry leaders such as Rockwell International, Hughes Aircraft, Northrop Aircraft, and The Boeing Company.
Mr. Robles is the founder of Community Engineering Services PLLC, where he leverages his extensive aerospace and engineering expertise to provide expert witness services, condition assessments, inspections, and failure analysis for the legal, insurance, and financial industries, as well as private, municipal, and institutional clients. His specific areas of practice include plumbing systems, drain, waste, vent, and domestic water supply, as well as water system failures, water int...
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Steve C. Burgess
Proven Life Insurance Claim Expert
The Center for Life Insurance Disputes
Folsom, California
Insurance
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life insurance claims, life insurance bad faith, accidental death claim authority, accidental death claims, life insurance, critical illness insurance, critical illness insurance claims, underwriting, material misrepresentations, life insurance claim authority, life insurance investigation, death claims
Steve C. Burgess: I am uniquely qualified to opine on standards and practices within the life insurance industry especially as it applies to the approval and denial of claims, the process of investigation of claims and the standard practices of life insurance companies as they apply to death claims handling. Since 2006, as the president of The Center for Life Insurance Disputes, I've independently represented claimants in the recovery of numerous death claims. This work includes obtaining records from medical institutions, police reports, death certificates, medical examiners, trust documents, financial records, phone transcriptions and other relevant documents. I work with insurance company’s internal and external investigators, legal advisors and claims underwriters to resolve these matters. This work, in addition to acting as an expert witness in several death claim lawsuits, has given me access to multiple insurers claims manuals, claims processes and procedures.
I have person...
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Tyla DiMaria, RN, MSN, CCM, CNLCP
Nurse Life Care Planner
Best Life Care Solutions
Carlsbad, California
Life Care Planning, Nurse
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Home Care Agency Owner/Expert, Nursing Administration, Long Term Care, Standard of Care Expert, Medical Surgical, Trauma, Brain Injury, Spinal Cord Injury, Pain Management, Burn Injury, Catastrophic Injury, Amputation Injury, Case Management, Plaintiff, Defense, Insurance, Medical Bill Review
Registered Nurse with over 26 years of experience. Home Care Agency Owner since 2008. Broad range of nursing experience including medical surgical, trauma/ICU, telemetry, orthopedics, rehab, workers comp, mother/baby, and more. Serving both plaintiffs and defense with life care planning services, life care plan rebuttals, medical record review, standard of care reports, medical bill review, and more. Looking forward to working with you!
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Frederick J Fisher, J.D., CCP
Fisher Consulting Group, Inc.
El Segundo, California
Insurance, Business Operations
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Professional Liability, Standard of Care, Insurance Bad Faith, Insurance Brokers, Real Estate Brokers, Escrow Procedures, Mortgage Brokers, Claims Procedures, Claims Made Insurance
Frederick J. Fisher, J.D. is the President of Fisher Consulting Group, Inc., and was the Founder of E.L.M. Insurance Brokers, a Wholesale & MGA facility specializing in Professional Liability and Specialty Line risks. He is a Member of the Editorial Board for Agents of America; a Faculty Member of the Claims College, and Member of the Executive Council, School of Professional Lines as sponsored by the Claims & Litigation Management Alliance. He is a course designer and webinar Instructor for the Academy of Insurance (sponsored by the Insurance Journal).
Since his career began, Mr. Fisher focused on one vision: providing financial security to the client. The result was a successful 41 year career in Specialty Lines Insurance. In 1975, Mr. Fisher began his career on the service side, as an Independent E&O claims adjuster. In 1982, he bought the Company, continued with claims, while expanding the firm’s services to include qualitative claim auditing, risk management & loss contro...
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Ramzi Asfour, MD
Board-Certified Top Infectious Disease Specialist
Praxis Infectious Diseases
California
Infectious Diseases, Internal Medicine
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COVID-19, nursing homes, long term care, sepsis, necrotizing fasciitis, infections, surgical site infections, infection control, antimicrobial stewardship, consulting, insurance, case review, medical malpractice, standards of care, bacterial or viral infections, outbreak management, MoCA
Ramzi Asfour, MD, is board-certified in Infectious Diseases and Internal Medicine and is an Assistant Clinical Professor of Medicine (Volunteer) at the University of California San Francisco (UCSF).
In addition to his 20+ years of extensive private practice, Dr. Asfour has privileges at five California hospitals (Alameda County Medical Center, Alameda Hospital, Sutter Lakeside Hospital, Sutter Eden Medical Center, and Mammoth Hospital).
Dr. Asfour has worked for the World Health Organization in Geneva in the HIV / AIDS department, developing training programs for doctors in HIV.
In addition to his clinical practice, Dr. Asfour also advises hospitals, skilled nursing facilities, schools, and businesses on infection control, including outbreak control and COVID-19, and antimicrobial stewardship.
Dr. Asfour has experience working with both plaintiff and defense attorneys to provide clear, independent opinions on matters involving:
Medical malpractice, standards of care, sepsis,...
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Guy O Kornblum
Experienced insurance claims and legal malpratice
Guy O. Kornblum, A Professional Law Corporation
Alamo, California
Insurance, Legal
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Insurance Claims Handling, Insurance Compliance with Good Faith Claims Principles, Standard of Care in Civil Litigation, Civil Litigation, Case Evaluation, Negotiation and Settlement
GUY O. KORNBLUM is a principal in Guy O. Kornblum, a professional law corporation, with offices in San Francisco, California. He has specialized as a trial and appellate lawyer for over 45 years. The firm specializes in a wide range of civil litigation, including serious injury and wrongful death, financial and physical elder abuse, and all aspects of insurance including “bad faith” claims. Mr. Kornblum himself has handled over 4000 litigated matters to conclusion and has several million dollar plus cases to his credit. He has represented hundreds of clients, small businesses, individuals, and large Fortune 500 corporations during his over 40 years of practice. He is highly regarded for his courtroom and appellate skills, and his representation of his clients in mediations, where he has a strong track record of successful settlements.
Mr. Kornblum is certified in Civil Trial Law and Civil Pretrial Practice Advocacy by the prestigious National Board of Trial Advocacy, and is a ...
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David Martinez
Medical Billing & UCR Reimbursement Expert Witness
Accurate Billing Investigators, Inc.
California
Medical Billing, Insurance
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Managed Care, HMO, PPO, Medicare, Medicaid, Reasonable Value, Audit, Hospital, ERISA, Usual and Customary, Reimbursement Disputes, Claims Denials, Athena Billing, Out-of-Network, Balance Billing, Fee Schedule Analysis, Expert Testimony, Medical Necessity, Multi-State, Healthcare Reimbursement
I have over 35 years of experience in medical billing, reimbursement, and managed care systems, with expertise spanning provider operations, payer methodologies, and claims adjudication practices. My work focuses on evaluating medical billing accuracy, reimbursement methodologies, usual and customary charges, and payer denial practices.
Practice includes multi-state reimbursement analysis, with extensive experience in California managed care systems, including HMO, IPA, and risk-based reimbursement structures, as well as Medicare Advantage and national payer methodologies. I have served in multiple roles, including claims examiner, billing manager, revenue cycle executive, and founder of a national medical billing and audit firm. This multidisciplinary experience allows me to analyze disputes from both the provider and payer perspectives. Experience includes analyzing billing system workflows and claims processing issues across platforms such as Athenahealth.
My expert work includ...
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Arthur B Kagan, FSA, EA
A | K Actuarial & Pension Services
Woodland Hills, California
Actuarial, Statistics
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Actuary, Pension Plans, retirement plans, 401k plans, ERISA, IRS compliance, audits, pension consulting, life expectancy calculations, marital dissolution, employee benefits, personal injury, wrongful death, disability, loss of income, life estate values, insurance, annuities, executive plans
In the past 4 years I have completed about 50 expert witness cases, including personal injury, medical malpractice, wrongful death, economic damages, family law, life estates, ERISA. public pension plan participant values, insurance, annuities, disability, deferred compensation plans, and general litigation. My experience is that by providing attorneys with an expert witness report by a certified actuary, they can win larger claims for their client. I am listed on many of the expert witness directories, as well as on Google. My CV is attached.
Professional affiliations include F.S.A, Fellow Society of Actuaries (highest education for an actuary), E. A. Enrolled Actuary, M. A. A. A Member American Academy of Actuaries, ASPPA American Society of Pension Professionals and Actuaries, NIPA National Institute of Pension Administrators, and past affiliation as F. C. A. Fellow of Conference of Consulting Actuaries.
Prior Board Member for Conference of Consulting Actuaries and N...
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Mitchell L. Lathrop, JD, FCIArb, CArb, NADN
Insurance Coverage & Bad Faith Expert Witness
Law Office of Mitchell L. Lathrop
San Diego, California
Insurance, Legal
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Bad faith, insurance coverage, legal malpractice, reinsurance, legal ethics
Mitchell L. Lathrop is a lawyer licensed in California, New York and the District of Columbia. After over 40 years in trial courts throughout the United States, he today restricts his practice to arbitration and expert consulting and testimony in matters involving insurance, reinsurance, and lawyers’ professional responsibility, i.e., legal malpractice, and ethics. He is a former Presiding Referee of the California State Bar Court, with over 20 years' experience in lawyer disciplinary matters. He has served in over 100 cases as an expert in insurance, reinsurance. and legal malpractice matters.
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Thomas M. Neches, CPA, ABV, CVA, CFE, CFF
Thomas Neches & Co., LLP
Los Angeles, California
Business Damages, Accounting
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CPA expert witness, forensic accounting, damages, business valuation, lost profits, reasonable royalty, alter ego, intellectual property, wrongful termination, wrongful death, breach of contract, lender liability, banking, entertainment, insurance, manufacturing, retail, securities, wholesale
Thomas Neches, managing partner of Thomas Neches & Company LLP, provides accounting, financial, business valuation and statistical analyses to assist attorneys involved in litigation.
Mr. Neches has testified as an expert in state and federal courts in Arizona, California, Florida, Kentucky, Missouri, Nevada, New York and Oregon. He is a Certified Public Accountant, Accredited in Business Valuation, a Certified Valuation Analyst, a Certified Fraud Examiner and is Certified in Financial Forensics. He received his BA in Mathematics and Literature from UC San Diego and his MS in Operations Research from UCLA.
Mr. Neches has testified to juries on behalf of both plaintiffs and defendants in antitrust, breach of contract, fraud, intellectual property, lender liability, personal injury and wrongful termination cases. Examples of the litigation issues he has addressed include lost profits, lost business value, determining a reasonable royalty and piercing the corporate veil. Representativ...
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Frank M Campbell, CLU, ChFC
Life Insurance, Annuities, Disability and LTC
Stratus Financial Partners
Riverside, California
Insurance, Financial
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Life Insurance, Annuity, Annuities, Suitability, Lapse, Life Settlement, agent, Conversion, Estate Planning, Disability Insurance, Long Term Care Insurance, Bad Faith, Beneficiary, trusts, STOLI, TOLI, Standard of Care, Expiration, Misrepresentation, Life/Disability Analyst
Expert in Permanent and Term Life Insurance, Disability, Long-Term Care Insurance as well as variable and fixed annuities. 40+ years’ experience as a high-producing agent with a Fortune 500 insurer. Past Life & Qualifying Member of Million Dollar Round Table – a trade group of top insurance producers. Chartered Life Underwriter. Chartered Financial Consultant. Licensed Life and Disability Analyst. Has reviewed and analyzed hundreds of insurance policies for issues such as suitability, expiration, beneficiaries, conversion, termination, reinstatement, value, and health of the insurer.
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Sean Dilweg
A former Insurance Commissioner & Executive
Dilweg Consulting
The Sea Ranch, California
Insurance, Financial
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Bad faith claims, State Regulation, Receivership, Health, Med-Malpractice Insurance, claims practices, Annuity, Life, Consumer Complaints, Property Casualty, Commercial Lines, Personal Lines, Cannabis Regulation, Credit Rating methodologies
Expert Witness Profile – Insurance Regulation, Claims Practices, Financial Analysis, and Structured Finance
Former Wisconsin Insurance Commissioner and senior insurance executive with 20+ years of experience across insurance regulation, insurer operations, financial analysis, and corporate governance. Recognized expert in insurance industry standards, claims handling practices, bad faith, regulatory compliance, and insurer financial condition. Provides expert witness services in state and federal courts, including depositions, jury trials, and litigation support.
Areas of Expertise
• Insurance Expert Witness
• Insurance Bad Faith & Claims Handling
• Insurance Regulatory Compliance (State & Federal)
• Insurance Company Financial Analysis & Solvency
• Property & Casualty Insurance Practices
• Life Insurance & Annuities
• Health Insurance & Managed Care
• Mortgage Insurance & Financial Guaranty Insurance
• Insurance Receivership & Run-Off
• Reinsurance & Risk Transfer
• St...
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Robert M Anderson, CPCU
The Anderson Edge
Newport Beach, California
Insurance, Risk Management
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Insurance Broker Standard of Care, Insurance Federal Cases, Rule 26, Insurance Pollution, Umbrella Insurance, Excess Insurance, Insurer Bad Faith, Insurance Coverage, Construction Defect Insurance, Insurance Manuscript Policies, Insurance Custom and Practice, Property Casualty Insurance
Trusted by 32 of the Top 100 Insurance Law Firms
Bob began his career as a casualty underwriter for Pacific Indemnity Company (Chubb) and later for Industrial Indemnity Company. Bob also served as president, chief executive officer, and chairman of the board of well-known Anderson & Anderson Insurance Brokers. Over nearly 30 years, he built Anderson & Anderson from a four-person company to the fifth-largest brokerage firm in California until the time of its sale to AON Corporation. At Aon, Bob was the president of the Aon Advantage Group which advised 20 industry practice leaders such as the Hospitality Group which insured Hotels, Resorts, and Casinos.
Bob attended the Harvard Business School’s OPM program which is similar to its MBA program. He earned his CPCU (Chartered Property Casualty Underwriter) designation in 1970 from the American Institute for Property and Liability Underwriters, Inc.
Areas of expertise include, but are not limited to;
• ADR (Arbitration/Mediation) Cove...
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Mason A Dinehart III, RFC
FEND - Financial Education Network Development
San Ramon, California
Securities & Investments, Insurance
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Due Diligence, Suitability, Supervision, Standards of Care, Breach of Fiduciary Duty, Variable and Fixed Index Annuities, TIC's, Non-Traded REIT'S, Broker Dealer Compliance, Portfolio Analysis, Private Placements, Elder Abuse, Damages, Misrepresentation, Material Omission and Fraud
I am celebrating 5 decades in the securities Industry. I am both a FINRA Arbitrator and the designated securities expert witness for the CA State Bar. I am a consulting expert in litigation and arbitration having testified in 25 states involving securities, insurance and annuities. Since 1991, I have been retained over 1000 times and have testified in 365 arbitrations before NASD, FINRA, JAMS, PSE, AAA and PSE along with attending and testifying in over 100 mediations. In addition, I have qualified and testified before the L.A. Federal Court along with State Courts in L.A., Orange, Fresno and San Diego. My case track record stands at 328 wins and 37 losses.
From a long-standing banking background in corporate finance to underwriting and investment banking and real estate experience, I bring a strong knowledge of modern portfolio theory through the teaching of hundreds of retirement financial planning seminars at the corporate level. It is my goal to bring a refres...
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Colleen M Tangorra, CLU, ChFC
Rancho San Diego, California
Insurance, Financial
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Life Insurance, Compliance, Annuities, Variable contracts, Mutual Funds, FINRA supervision
42 years' experience in the Life Insurance and Financial Services industry. Expertise in traditional and variable life insurance and annuity contracts as well as mutual fund sales practices, compliance and operations. Experienced initially as an insurance and securities licensed professional working directly with clients, later developing skills and knowledge in sales management, training and compliance supervision of over 300 industry sales professionals. Skilled platform speaker to 300 + audiences. As a Registered Principal with the Financial and Regulatory Authority (FINRA), along with my many years of involvement in product development, internal operations of large insurance/financial services companies and compliance regulation has led me to now pursue opportunities as an expert witness. Education includes Bachelor of Science degree from State University of New York, Cum Laude; designations Chartered Life Underwriter and Chartered Financial Consultant from The American College...
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Amy M. Zheng, MD, M.Phil., CHSE
Doctor- PA/NP Supervision-Insurance Claims
Amy Zheng Consulting
San Diego, California
Emergency Medicine, Urgent Care Medicine
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claims, Nurse Practitioner, CPR, Heart Attack, Pulmonary Embolism, Head Injury, Stroke, Aneurysm, Appendicitis, abdominal pain, Trauma, aortic dissection, Covid, Cauda Equina, epidural abscess, supervision, pneumonia, sepsis, insurance, Physician Assistant
Since 2003, Dr. Zheng has practiced across a broad range of clinical environments, including academic medical centers, the Veterans Health Administration, community hospitals, and rural critical access hospitals. She is a board-certified emergency and urgent care physician who remains clinically active. Dr. Zheng has served as an expert witness in matters involving medical malpractice, health insurance reimbursement, and physician assistant and nurse practitioner supervision, and has provided deposition and trial testimony.
Dr. Zheng is professor at three universities, including Medical Director of the Point Loma Nazarene University Physician Assistant Program. Since 2013, she has directed one of the largest teamwork exercises in the country, involving more than 350 students and faculty annually across three health professional schools. Her work has been recognized by the San Diego Union-Tribune and the Agency for Healthcare Research and Quality. She has presented nationally on ...
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Neal Bordenave, JD, CPCU, RPLU, ARM, AIC
Broker/Agent Standard of Care + Claims Practices
RiskPro Insurance Services, Inc.
California
Insurance, Insurance
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Broker/Agent Standard of Care, Bad Faith, Insurance Industry Customs and Practices, Property & Casualty, Life, Annuities, Excess & Surplus, Managing General Agent, Health, Surety, Professional Liability, Underwriting, Claims Practices
More than 35 years experience in the insurance industry. President/CEO of RiskPro Insurance Services, Inc.,
Professor of Risk Management and Insurance at California State University Chico (Retired 2022)
Established Expert Witness Practice in 2009. As of January 2025, more than 500 retentions and testifying in Deposition, Trial and Arbitration more than 100 times.
Education includes Juris Doctor (JD), BS Business Administration/Finance.
Chartered Property Casualty Underwriter (CPCU)
Registered Professional Liability Underwriter (RPLU)
Associate in Risk Management (ARM)
Associate in Claims (ARM)
Licensed Insurance Broker/Agent since 1988
Licensed Oregon Claims Adjuster
Primary States for expert work include, California, Arizona, Nevada, Oregon, Washington, Utah, Colorado and Texas
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David S. Easton, JD, CPCU
Easton Insurance Consulting
San Diego, California
Insurance
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Insurance Claims Handling Best Practices, Insurance Claims Investigation, Construction Defect, Commercial Insurance, Adjuster Standard of Care, Bad Faith, Investigation, Insurance Coverage, Mediation, Duty to Defend, Premises Liability, Certificates of Insurance, Litigation Best Practices
I offer over 30 years of experience in litigated commercial and personal lines claims handling and case management. I am a former Senior Litigation Specialist with thorough knowledge of carrier best practices and their specific application to the duty to investigate, the duty to defend, and the duty to indemnify. For the last 15 years I have specialized in commercial casualty insurance coverage and how appropriate insurance best practices relate to construction defect claims as well as commercial premises liability claims.
I have personally attended over 1000 mediations and settlement conferences in litigated matters as a carrier representative. I have experience and training in giving deposition and trial testimony.
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Debbie Noonkester
Medical Billing Company Owner - Expert Witness
Novato, California
Medical Billing, Insurance
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MBR, Medical Billing Review, Usual and customary fees, UCR, Billing analysis, Medical Claims, Healthcare claims, Commercial claims, Hospital claims, Hospital billing, Workers compensation, Veteran Claims, MVA, MVC, Motor vehicle accident, PI case, Personal injury, coding, Medical insurance, Insurance payable
As a medical billing company owner, I'm a billing and claim specialist with 30+ years of experience assisting clinics, ASC's, and medical offices with their insurance claims, follow up, and revenue cycles. Specialties include chiro, acupuncture, orthopedic, psychiatry, psychology, urology, cosmetic surgery, pulmonary, podiatry, transgender, and many others. Experienced with commercial, Workers Comp, VA claims, liens, and MVA's. Experienced with HCFA 1500's, UB-04's, MS-DRG codes, LOA's, DME, and HCPCS. As an Expert Witness, I have analyzed 200+ cases to establish Usual and Customary fees, Howell numbers, payable averages, and have deposition and trial experience.
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Michael F Arrigo
Medical billing, fraud, HIPAA privacy, damages
No World Borders
Colorado
Medical Billing, HIPAA
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Medical billing expert, Patents trade secrets, electronic medical records, Medicare fraud, medical billing fraud, qui tam false claims act, Meaningful Use Electronic Health Records, HITECH Act, Affordable Care Act, Medicare Advantage, Medicaid, insurance, EMTALA, HIPAA, rebut life care, Usual Customary Reasonable (UCR), damages
Writer, speaker, published peer-reviewed works as an expert in the field recent Federal court rulings as a qualified expert published in Westlaw
• US COURT OF APPEALS considered expert opinions, VACATED AND REMANDED
• Two DOJ retentions, $155 million settlement
• Healthcare IT patents intellectual property Technical Expert, Medicare Damages Expert
• Medical coding medical billing, claims, usual customary and reasonable charges in personal injury and medical malpractice cases, Lifecare plan rebuttal under ACA on the future cost of care, trauma
• Electronic medical record forensics / electronic health record forensics, E.H.R, practice management IT, medical, prescription charges, workman's compensation, insurance fraud
• genetic testing, novel genetic sequencing, esoteric testing, laboratory testing
• HIPAA Privacy, Security, Blockchain special studies MIT
• Affordable Care Act, HITECH Act, electronic medical records, meaningful use, patents, and intellectual property in heal Healt...
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Mark "Jake" Jacobson
General Contractor, Inspector, and Expert Witness
The Expert Construction Witness, LLC
Fruita, Colorado
Construction, Construction Defects
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Residential, Standards of Care, Building Codes, Workmanship, Plumbing, Commercial, Roofing & Stucco, Plan Reviews, Project Documents & Costs, Electrical, Water Intrusion, Facilities Management, Site Evals, Framing, Litigation Support, Concrete, Site Inspections, Product Evals, Mechanical, Insurance
Mark “Jake” Jacobson
Building Inspector
Building Official
Construction Expert Witness
Consultant
Facilities Manager
General Contractor
Pre-Purchase Inspector
Project Manager
Project Superintendent
As a construction expert witness, I am my utilizing my hands-on knowledge, skill, and experience earned from over 30 years of work in the fields of construction, construction management, facilities management, and business management. This experience comes from the 360-degree perspectives of a building inspector, building department official, jobsite superintendent, facilities manager, general contractor and construction consultant/analyst. Managing residential new construction and remodeling, additions and light commercial construction are the cruxes of my building expertise.
Expert Services Offered But Not Limited to the Following:
Construction & Construction Defects Analysis: Residential & Light Commercial
Trades Work Product Analysis: Framing, Heating & Ventilation, Plumbin...
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Laura A. Dambier
Life Insurance Expert - Policies, Agents, Claims
Insurance Capital Consulting LLC
Avon, Connecticut
Insurance, Business Operations
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Life insurance, annuities, agent licensing, appointment, commissions, terminations, contracting, regulatory requirements, operations, customer service, call centers, home office administration processes, technology, compliance, file review, death claims, unclaimed property, policyholder services
Laura A. Dambier
Accomplished retired senior executive with more than 20 years of experience leading life insurance operations across the life cycle of a policy from life insurance and annuity agent/broker/distribution sales authorization to the sales process, compensation, customer service and claims. Areas of expertise include but are not limited to life insurance and annuity agent licensing, appointments, terminations, commissions, contracting, technology, customer service, call center and claims. Please see Insurance Capital Consulting LLC below for further detail.
Insurance Capital Consulting LLC
Led by Laura A. Dambier, Insurance Capital Consulting, LLC offers expert consulting and expert witness services related to many aspects of the life insurance industry. Areas of expertise include home office operations; agent, broker and producer licensing, appointment, supervision and termination; policyholder service including premium billing, beneficiary designations and ownership c...
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Max Holmes
Investor / Lawyer / NYU Stern Professor
Useful LLC
Greenwich, Connecticut
Appraisal & Valuation, Securities & Investments
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Antitrust, Arbitration, Banking, Bankruptcy, Business Damages, Business Valuation, Contract Disputes, Cryptocurrency, Due Diligence, Fiduciary Duty, Financial, Fraud, Hedge Funds, Insurance, Investment Banking, Investment Management, Lending, Leveraged Buyouts, Mergers & Acquisitions, Private Equity
Max Holmes has over 40 years of experience as a portfolio manager, research analyst, board member, lawyer, NYU Professor and expert witness.
Since 1993, Max Holmes has been an Adjunct Professor of Finance at the Stern Graduate School of Business at New York University, teaching "Bankruptcy and Reorganization."
Max Holmes has been the Chief Investment Officer / Lead Portfolio Manager for two large hedge funds ($2.7 billion and $5.4 billion of peak AUM) as well as an insurance company portfolio and a mutual fund portfolio. The funds invested in credit, capital structure arbitrage, distressed debt, rescue finance, direct lending, specialty finance, event stocks and special situations securities, including long and short positions. The funds invested across the capital structure: bank debt, DIP loans, second lien debt, secured and unsecured bonds, floating rate and fixed rate notes, trade claims, preferred stock, common stock, put and call options and credit default swaps (CDS). In...
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Matthew Furlong, CBC, RBC
Construction and Building Code Compliance Expert
Först Consulting Group
District Of Columbia
Construction Defects, Construction
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Forensic investigation, building pathology, failure analysis, technical reporting, construction claims, litigation support, insurance, building code, EIFs, stucco, building envelope, facades, rainscreen, infrared, moisture, structural capability, energy conservation, contract analysis, code compliance
Mr. Matthew Furlong specializes in construction defect and failure analysis, forensic engineering, scientific investigations, technical report writing and expert witness testimony for construction claims and litigation matters. Mr. Furlong has 25 years of experience with construction, project coordination and design, remodeling, and field inspections of building systems for residential, and commercial low and high-rise properties. He has successfully completed more than 600 unique and custom projects while as a general contractor.
His builder background experience ranges from high-end new custom home construction, interior renovations and additions, to green building and energy efficient homes, historical renovations, timber-framing, and creating elaborate custom interiors in prestigious estate-sized homes. This experience gives Mr. Furlong the unique qualifications to testify as an expert in construction matters. As a professional consultant, Mr. Furlong provides services in the ...
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Sajel Lala Kana, MD
Genetics Expert · $500M+ in Case Outcomes
Miami, Florida
Medical Genetics, Insurance
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Wrongful birth, Birth defects, Prenatal genetic testing, Genetic testing, Down syndrome, Congenital anomalies, Metabolic disorders, Pharmacogenomics, Newborn screening, Teratology, Cancer, Life insurance, Mitochondrial disease, Life insurance, Genetic counseling, Developmental delays, Infant death, SIDS, Prior authorization, Insurance
Dr. Sajel Lala Kana is a distinguished clinical geneticist with extensive expertise in genetics and pediatrics. She is residency-trained in Pediatrics and is fellowship-trained in genetics. She is board-certified in Genetics by the American Board of Medical Genetics and Genomics (ABMGG). With over 15 years of experience in academia and clinical practice, Dr. Kana has successfully led numerous research projects, contributed to high-impact publications, and presented her work at prestigious conferences. She is a Fellow of both the American College of Medical Genetics and the American Academy of Pediatrics. She also has a passion for biotechnology and has consulted with numerous start-ups and industry giants. She has contributed her expert witness services to multiple successful outcomes collectively worth $500 million+ USD in damages collected.
Key Achievements:
- Chief architect for a first-of-its-kind automated managed care product for genetics, acquired by Centene Corporation for...
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Hayden Burrus, FCAS, MAAA
Chief Actuary - P&C - 30 Yr expert
HB Actuarial Services, Inc.
Delray Beach, Florida
Actuarial, Insurance
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workers compensation, reserves, rate filing, self insurance, auto insurance, liability insurance, loss reserving, captive, insolvency , Rates, malpractice, pricing, rate filing
Hayden Burrus, FCAS, MAAA is an accomplished casualty actuary with decades of leadership experience in the insurance industry. Former President of Casualty Actuaries of the Southeast, Chief Actuary of publicly traded workers' compensation insurance company, actuarial experience at multiple insurance rating organizations (National Council on Compensation Insurance (NCCI) and Insurance Services Office (ISO)), Mr. Burrus is experienced with all sides of the insurance industry.
HB Actuarial Services was incorporated in 2000 and we have taken on a wide variety of assignments, some of which are described below.
Actuarial malpractice, Analysis of rate filings and form filings, Insurance company solvency, Regulatory support for insurance companies, Self-insurers, Rate filing submissions, Workers' compensation, Automobile liability, Prepaid legal services, and Homeowners' insurance.
o Financial analysis of an insolvent insurer
o Deposition regarding the rates and stacking practices of Uni...
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Thomas Collier, Jr
Highly Experienced Expert, Summa Cum Laude
Collier Consultants
Florida
Construction, Premises Liability
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Defects, personal injury, insurance, codes, commercial, residential, accidents, falls, asbestos, ADA, sewer, water, liability, damages, general contractor, fire, flood, contracts, subcontractors, engineer
Highly experienced construction and premises expert. Specializes in large commercial and multi-residential construction disputes and serious bodily injury claims. Has served on over 300 cases as an expert witness and dozens of cases as an arbitrator. 30+ years’ experience as a general contractor and owner/developer focusing on condominiums, roads, sewers, subdivisions, offices and other major construction. Summa Cum Laude/Phi Beta Kappa graduate of the University of North Carolina.
Consultant (2008-Present): Georgia, North Carolina, Florida, Alabama, Mississippi, and Tennessee. Cases include commercial defects and delays, serious personal injuries, multifamily, sewers, roads and drainage, retail, insurance, professional liability, and construction business practices. Approximately equal representation of plaintiffs and defendants.
General Contractor - President of Buckhead Classic (2006 – presen): Projects include defective construction repair, new construction, fire and flood...
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David Bano
Insurance Claims, Agency, Underwriting, Operations
Enterprise Associates LLC
Sarasota, Florida
Insurance, Legal
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Customs Standards Practices, breach & bad faith, coverage & contracts, exclusions, Agency, extracontractual, automotive, Error and Omissions, UI & UIM, class actions, homeowner, secondary evidence, commercial, catastrophe, excess surplus, Claims Sales Underwriting, Special Investigations, fraud & arson, flood, insurance archaeology
Chief Claims Officer, State Operations Officer, Regional Vice President, Chief Operations Officer - Nationwide Insurance [retired]
I began my insurance career as an adjuster-trainee, and over the next 40 years, I worked through many Claims and General Management assignments to ultimately become Nationwide's first Chief Claims Officer. I was also cross- trained in Underwriting and Sales / Agency Operations and assigned to large business territories as both a Regional Manager and a State Officer, with full P/L responsibility for the Sales Agents, Underwriters and Claims associates. Initially, I led the Philadelphia market area and was subsequently promoted to manage the State of Michigan. As a hands-on leader with strong experience in both P/C general management and all aspects of Claims, I offer expertise across the entire Property & Casualty spectrum. Retiring from my role as Chief Claims Officer in 2019, I was responsible for all claims operations countrywide, across all lines o...
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Gregory R. Riehle, JD
Resort, condo-hotel legal operations strd care
Riehle Hospitality Consulting - Legal and Operations
Wesley Chapel, Florida
Hotel & Restaurant, Insurance
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Resort asset management, hotel operations, standard of care, condominium hotels, insurance, bad faith, business interruption, risk purchasing, discrimination, harassment, ADA, sale of resort, receivership, sports academies, boarding schools, hotel security, premises liability
Mr. Riehle’s decades of experience in resort and sports academy operations, hospitality law, and insurance, uniquely qualify him as an expert in a variety of hospitality subject matter areas. During his career as a chief executive, general manager, and attorney, he has successfully managed and developed mid-sized companies and organizations. Mr. Riehle’s diverse professional background thus provides him insight into resolving and advising on a wide range of complex disputes. Most recently, Mr. Riehle oversaw all aspects of the sale of a large complex destination resort.
Background.
For 30 years, Mr. Riehle was a leader of one of the largest family-owned and operated resorts, Saddlebrook Resort, as well as its affiliated sports training, academic programs, and property management company. He served in a variety of capacities, including GM, EVP, and General Counsel. During this time, Mr. Riehle was instrumental in the development of Resort Hotel Association, a $9B collective of 150 in...
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Brent Winans, CPCU, ARM
Clear Advantage Risk Management
Delray Beach, Florida
Insurance, Risk Management
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Insurance Agency Standards, Insurance Agent/Broker Duties, Insurance Agent/Broker Liability, Insurance Agents Errors and Omissions, Insurance Broker Duties, Insurance Errors and Omissions, Insurance Wholesale Broker/MGA Liability, Insurance Agent/Broker Standard of Care, Wholesale Broker Duties
Brent Winans focuses his expert witness practice on insurance agent/broker standard of care cases. . He has served as an expert on approximately 130 agent E&O cases in twenty one states and authors “Expert Commentary” articles on insurance agent E&O for the International Risk Management Institute (IRMI). He teaches a Continuing Legal Education class on insurance agent/broker standard of care which has been approved for one hour of CLE. He holds the CPCU and ARM designations and a Bachelor of Science Degree from Lincoln Christian University. He is licensed as a resident General Lines Insurance Agent in Florida and a non-resident Insurance Producer in New Jersey.
In his 40 years in the insurance industry, he has become expert in the custom and practice of retail and wholesale insurance brokers as viewed from many perspectives. He began his career as a State Farm agent, then became an independent agent. He has worked for small and mid-sized independent agencies as well as one of the w...
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Michael F Arrigo
Medical billing, fraud, HIPAA privacy, damages
No World Borders
Florida
Medical Billing, HIPAA
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Medical billing expert, Patents trade secrets, electronic medical records, Medicare fraud, medical billing fraud, qui tam false claims act, Meaningful Use Electronic Health Records, HITECH Act, Affordable Care Act, Medicare Advantage, Medicaid, insurance, EMTALA, HIPAA, rebut life care, Usual Customary Reasonable (UCR), damages
Writer, speaker, published peer-reviewed works as an expert in the field recent Federal court rulings as a qualified expert published in Westlaw
• US COURT OF APPEALS considered expert opinions, VACATED AND REMANDED
• Two DOJ retentions, $155 million settlement
• Healthcare IT patents intellectual property Technical Expert, Medicare Damages Expert
• Medical coding medical billing, claims, usual customary and reasonable charges in personal injury and medical malpractice cases, Lifecare plan rebuttal under ACA on the future cost of care, trauma
• Electronic medical record forensics / electronic health record forensics, E.H.R, practice management IT, medical, prescription charges, workman's compensation, insurance fraud
• genetic testing, novel genetic sequencing, esoteric testing, laboratory testing
• HIPAA Privacy, Security, Blockchain special studies MIT
• Affordable Care Act, HITECH Act, electronic medical records, meaningful use, patents, and intellectual property in heal Healt...
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Michael F Stone, CPCU, CTIE
Travel and Tourism and Duty of Care Expert
Gestation, Inc.
Fort Lauderdale, Florida
Travel & Tourism
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Tour Operating, Travel Agent, Travel Standard of Care, Travel Booking, Insurance, Tourism, Vacation Packages, Tours, Airlines, Cruise, Travel Supplier Contracts, Travel Agency, Sightseeing, Terms and Conditions, Hotel, Travel Duty of Care, Travel Suppliers, Technology, Transportation, Excursions
Michael Stone is an experienced travel and tourism industry expert, with extensive hands-on operating experience in travel agency, tour operating, cruise, transportation, tourism, and hospitality operations. He is a graduate of Cornell University with a Bachelor of Science degree in Hotel, Hospitality and Tourism Management; a Certified Travel Industry Executive (CTIE); and a Chartered Property Casualty Underwriter (CPCU) in insurance and risk management.
His industry experience includes the successful ownership and operation of a large multi-location travel and cruise agency business; CEO and President of one of the largest tour operating businesses in the US; involvement with international tour operating; hotel sales, management and marketing experience with several major hotel brands; and the successful creation of two travel industry software development companies focused on travel management, tour operating, travel agency management, hotel operations and reservations and onlin...
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Thomas Collier, Jr
Highly Experienced Expert, Summa Cum Laude
Collier Consultants
Atlanta, Georgia
Construction, Premises Liability
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Defects, personal injury, insurance, codes, commercial, residential, accidents, falls, asbestos, ADA, sewer, water, liability, damages, general contractor, fire, flood, contracts, subcontractors, engineer
Highly experienced construction and premises expert. Specializes in large commercial and multi-residential construction disputes and serious bodily injury claims. Has served on over 300 cases as an expert witness and dozens of cases as an arbitrator. 30+ years’ experience as a general contractor and owner/developer focusing on condominiums, roads, sewers, subdivisions, offices and other major construction. Summa Cum Laude/Phi Beta Kappa graduate of the University of North Carolina.
Consultant (2008-Present): Georgia, North Carolina, Florida, Alabama, Mississippi, and Tennessee. Cases include commercial defects and delays, serious personal injuries, multifamily, sewers, roads and drainage, retail, insurance, professional liability, and construction business practices. Approximately equal representation of plaintiffs and defendants.
General Contractor - President of Buckhead Classic (2006 – presen): Projects include defective construction repair, new construction, fire and flood...
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Shelby K Hayes, CIC, CPRM, AAI
Insurance Coverage Compliance Expert & Consultant
The Coverage Consultants
Canton, Georgia
Insurance, Risk Management
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Insurance Compliance Expert, Insurance Standards of Care, Property & Casualty Insurance, Agent or Broker E&O analysis, Insurance Policy Interpretation, Coverage Dispute analysis, HOA Insurance Compliance, Townhome vs Condominium Classification, HO3 Vs HO6 policy analysis, Certificates of Insurance Analaysis
Independent Insurance Consultant & Expert Witness | Property & Casualty Insurance
With more than 20 years of hands-on experience in property and casualty insurance, I help attorneys, associations, and insurance professionals make sense of complex coverage issues, whether in the courtroom or the boardroom.
I am retained by counsel to provide expert opinions, written reports, and testimony in matters involving coverage disputes, agent and broker errors and omissions, HOA and condominium insurance programs, and insurance documentation integrity. My analysis is grounded in statutory requirements, regulatory guidance, ACORD usage standards, and generally accepted industry practices, giving attorneys the substantive, well-supported foundation they need at deposition and trial.
A significant portion of my work involves evaluating how policies were structured, represented, and documented by examining endorsements, underwriting intent, and customary industry practices to determine whether...
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Joseph J Jaskulski, PE, CFEI, LEED AP
Power and process plant construction & operations
Project Performance Group LLC
Winnetka, Illinois
Energy, Failure Analysis
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Power generation, steam, power plant, operation, turbine, commissioning, solar, performance, insurance, construction, defect, efficiency, turbine, boiler, contractor, design build, EPC, infrastructure, gas, coal
Expert witness on multiple technical and commercial issues in arbitration, state and federal court, and in front of regulatory commission environments. Deep expertise in power plant development, construction, operating and maintenance, and asset management. Numerous evaluations and audits of generating portfolios, including review of business processes and identifying/quantifying improvement opportunities/potential threats. Technologies include coal, oil, natural gas, wood, and waste-fueled facilities, simple and combined cycle power stations, and spark and diesel reciprocating engine-based power plants. Green energy experience, including, wind energy construction, smart grid implementation, building energy conservation measures, battery storage, and both concentrated and photo-voltaic solar generation. Experience extends to large process plants as well.
Experienced in all aspects of infrastructure projects and programs in both the public and private sectors: development, financi...
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Edward J Priz, CPCU, APA
Expert on Workers Compensation premium audits
Advanced Insurance Management LLC
Berwyn, Illinois
Insurance, Risk Management
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Workers Compensation insurance premiums, Workers Compensation insurance underwriting, Workers Compensation insurance audits, Workers Compensation insurance classifications, General Liability insurance audits, Insurance agent professional duties, Large Deductible policies, Retrospective Rating, NCCI classifications
Edward Priz has worked with Workers Compensation and General Liability insurance since 1978 as an agent, broker, underwriter, auditor, and consultant. He holds the designations Chartered Property Casualty Underwriter (CPCU) and Associate in Premium Auditing (APA).
He has been accepted as an Expert Witness in state and federal courts across the U.S. in civil and criminal cases and arbitrations. He has also testified in Workers Compensation insurance administrative hearings in multiple states regarding proper computation of Workers Compensation insurance premiums.
He has testified multiple times before the Illinois legislature regarding legislation on Workers Compensation insurance and has served on a task force organized by the Illinois Department of Insurance to help the department implement legislation on Workers Compensation insurance premiums.
He has consulted on Workers Compensation insurance audits, premiums, and classifications for policies of all types and sizes, including ...
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Thomas Collier, Jr
Highly Experienced Expert, Summa Cum Laude
Collier Consultants
Indiana
Construction, Premises Liability
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Defects, personal injury, insurance, codes, commercial, residential, accidents, falls, asbestos, ADA, sewer, water, liability, damages, general contractor, fire, flood, contracts, subcontractors, engineer
Highly experienced construction and premises expert. Specializes in large commercial and multi-residential construction disputes and serious bodily injury claims. Has served on over 300 cases as an expert witness and dozens of cases as an arbitrator. 30+ years’ experience as a general contractor and owner/developer focusing on condominiums, roads, sewers, subdivisions, offices and other major construction. Summa Cum Laude/Phi Beta Kappa graduate of the University of North Carolina.
Consultant (2008-Present): Georgia, North Carolina, Florida, Alabama, Mississippi, and Tennessee. Cases include commercial defects and delays, serious personal injuries, multifamily, sewers, roads and drainage, retail, insurance, professional liability, and construction business practices. Approximately equal representation of plaintiffs and defendants.
General Contractor - President of Buckhead Classic (2006 – presen): Projects include defective construction repair, new construction, fire and flood...
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John Conlon
Legal Fee Bill Dispute Expert
Noblesville, Indiana
Legal, Insurance
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attorney fee dispute, lawyer fee dispute, legal fee dispute, legal billing dispute, legal fee consultant, legal bill auditing, legal bill review, legal fee review, legal fee billing expert, attorney fee expert, environmental claims, insurance coverage dispute
Over the past 30 years, John Conlon has reviewed thousands of legal bills in all types of cases involving trusts and estates, environmental cleanup, asbestosis, and toxic tort cases, all manner of business disputes including intellectual property and employer-employee disputes, bankruptcies, real estate, legal malpractice, personal injury, wrongful death, sexual molestation, and state and federal criminal law matters to name but a few.
John has provided both private opinions and court opinions on the reasonableness of fee bills and hourly billing rates in state and federal cases throughout the U.S. Case values have ranged from $50,000 to over $30,000,000 in disputed legal fees. His clients have included corporations, government and quasi-governmental entities, attorneys, and individuals throughout the U.S. who are either seeking or are opposed to attorney fees.
As a Registered Mediator and a founding member of the Indiana State Bar Fee Bill Dispute Resolution Committee, John Con...
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Layne Kertamus, MA, CPCU, RIMS-CRMP
Insurance and Reinsurance Expert-Professor-Leader
Insurance Claim Consulting LLC
Brownsburg, Indiana
Insurance, Risk Management
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Insurance Bad Faith, Property & Casualty, Claims Handling, Loss Recovery, Professional Liability, Workers Compensation, Run Off, Reinsurance Assumed & Ceded, Placement Issues, Insurer-MGA Disputes, Contract Analysis, Broker Error/Omission, Roof, Fronted Programs, Catastrophe, Insurer Defense
Thirty two (32) years of experience in insurance, reinsurance, alternative risk as industry expert and professor.
Located in Indiana and Utah. Consulting services available to defense and plaintiff counsel nationwide.
Technical and executive experience in claims, underwriting, marketing, compliance and carrier operations.
Claims Bad Faith| Broken Insurance Transactions | Insurer Defense | Broker Standards | Property Casualty Commercial Lines |Carrier – Managing General Agent Programs |Complex Accounts |Treaty Reinsurance
Utah State Court Rostered Mediator resolving attorney represented insurance disputes involving claims bad faith, and coverage-valuation. Reinsurance arbitration fact witness.
Former full time faculty member and Professional-in-Residence in Risk Management and Insurance teaching: Property Risk Management and Insurance, Liability Risk Management and Insurance, The Legal Environment of Insurance, and Enterprise Risk Management courses at Utah Valley U...
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Caeden Tinklenberg
Licensed property adjuster/appraiser/umpire
Swift Public Adjusters
Iowa
Insurance, Property Damage
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risk management, building damage, personal property damage, loss of use, construction, insurance claims, bad faith, insurance appraisal, loss of business income, disaster recovery, building inspections, hail damage, wind damage, roof damage, large loss, homeowners claims, commercial claims, HOA claims, condo claims
I am a multi-state licensed adjuster with a background in light construction and remodeling. I have extensive experience working as a public adjuster, appraiser, and umpire in disputed property damage insurance claims.
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Bryan J Fuller
Insurance and Reinsurance Expert Witness
Fuller Consulting Group, LLC
Mission Woods, Kansas
Insurance, Financial
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reinsurance, insurance, statutory accounting, risk transfer, property casualty insurance, ceded program design, capital adequacy, receiverships, run-off portfolios, commutations, risk-based capital, solvency II, financial exams, financial analysis, regulatory compliance, excess and surplus lines, corporate transactions
Bryan Fuller is a reinsurance and insurance regulatory consultant with more than 30 years of specialized experience, including extensive work for U.S. insurance regulators and international financial institutions. His expertise spans reinsurance run‑off and commutations, statutory accounting, financial examinations, receivership and troubled insurer solutions, risk transfer testing, and complex reinsurance and insurance transactions.
He serves as Principal of Fuller Consulting Group, focusing on reinsurance program design, capital and collateral optimization, risk transfer testing, and reinsurance financial condition examinations, and also provides litigation support as an expert witness in reinsurance, statutory accounting, and complex dispute resolution. Mr. Fuller has been retained in matters involving reinsurance trust agreements, procurement of insurance from insolvent carriers, professional employer organizations and fronted reinsurance arrangements, and disputes over uncoll...
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Rick Bingham
Glynloen Insurance Consulting
Alexandria, Kentucky
Insurance, Risk Management
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bad faith, claims, claim handling, reserves, bad-faith, unfair claims settlement practices, third party administrator, reinsurance, notice, asbestos, extra contractual, receivership, claims management, liquidation, environmental, property and casualty, reserve adequacy, market conduct examination
Throughout his career, Mr. Bingham served as a senior claims manager for 3 major property casualty carriers: CNA, the Hartford, and USF&G. As a seasoned senior level Insurance, Reinsurance, Regulatory and Run-Off Practitioner with 4 decades of industry, consulting, and receivership experience, Mr. Bingham possesses a demonstrated ability to analyze complex insurance-related matters in fast paced and evolving environments. Mr. Bingham’s credentials as subject matter expert have been accepted in both state and federal courts across the country.
Mr. Bingham has demonstrated an understanding and command of claims handling practices, reinsurance policies, and regulatory and run-off issues of the highest complexity. His wealth of experience in the handling of claims, claims management, regulatory compliance, drafting expert reports, and testifying in complex litigation have made him an asset to businesses and attorneys throughout the United States.
As a past recipient of the Cert...
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Thomas Collier, Jr
Highly Experienced Expert, Summa Cum Laude
Collier Consultants
Kentucky
Construction, Premises Liability
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Defects, personal injury, insurance, codes, commercial, residential, accidents, falls, asbestos, ADA, sewer, water, liability, damages, general contractor, fire, flood, contracts, subcontractors, engineer
Highly experienced construction and premises expert. Specializes in large commercial and multi-residential construction disputes and serious bodily injury claims. Has served on over 300 cases as an expert witness and dozens of cases as an arbitrator. 30+ years’ experience as a general contractor and owner/developer focusing on condominiums, roads, sewers, subdivisions, offices and other major construction. Summa Cum Laude/Phi Beta Kappa graduate of the University of North Carolina.
Consultant (2008-Present): Georgia, North Carolina, Florida, Alabama, Mississippi, and Tennessee. Cases include commercial defects and delays, serious personal injuries, multifamily, sewers, roads and drainage, retail, insurance, professional liability, and construction business practices. Approximately equal representation of plaintiffs and defendants.
General Contractor - President of Buckhead Classic (2006 – presen): Projects include defective construction repair, new construction, fire and flood...
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Michael Grabhorn, JD, CLU, ChFC
Life/Disability/Accident Insurance Expert
Louisville, Kentucky
Insurance
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Life Insurance, Disability Insurance, Accident Insurance, Insurance Claims Practices, Insurance Underwriting, Insurance Claims, Insurance Rescissions, Insurance Cancellation, Agent/Broker Standards of Care
Mr. Grabhorn is a distinguished insurance expert, consultant, and attorney with a national practice, specializing in accident, disability and life insurance claims. Recognized by his peers as an authority in these fields, he has extensive expertise in navigating the complexities of insurance laws and regulations. Committed to advocating for clients, Mr. Grabhorn ensures their rights and benefits are protected, with a proven track record of successfully resolving claims and litigating disputes.
Mr. Grabhorn brings over 35 years of unique experience and training from his time in the insurance industry before starting his consulting and law firm. He gained comprehensive exposure to all facets of accident, disability and life insurance, including sales, underwriting, claims, and policy design. During this period, he earned the prestigious Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) certifications, reflecting his extensive knowledge and training in life an...
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Randy Gray, CHST, CSHM, GSP, OHST, BS, MS
Grayhawk Advantage, Inc., dba. Grayhawk Safety & Health Consulting Company
Benton, Kentucky
OSHA, Safety
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OSHA, Industrial Accidents, Safety, Industrial Hygiene, Loss Control, Risk Management, Slip Trip & Fall, Construction Accidents, Manufacturing Accidents, Insurance, Investigations
Mr. Gray provides expert witness services in defense and plaintiff litigation matters, safety and health on-site audits, customized OSHA safety and health training, OSHA 10 and 30-hour construction and general industry training, and assistance for employers who have been issued citations that they need assistance with obtaining better citation settlement agreements and working in conjunction with legal counsel with litigation assistance contesting OSHA citations.
Highly-experienced OSHA Forensic Expert Witness with 75 separate fatality and more than 150 non-fatal work-related accidents.
25+ years of OSHA compliance with 29 CFR regulations related to construction and general industry.
8 years of private Safety and Health Consulting specializing in Defense and Plaintiff's occupational injuries, conducting safety and health audits, Authorized OSHA Outreach Trainer for construction and general industry, and employer assistance with settlement of OSHA citations, and testifying in O...
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Randal Thompson, MBA
Public Adjuster/ Property Damage Consultant
Building Damage Consultants
Covington, Louisiana
Building Inspection, Insurance
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Property Damage, Insurance Adjusting, Public Insurance Adjusting, Property Damage Consulting, Damage Consulting, Property Damage Appraisal, Appraiser, Fire Damage, Wind Damage, Hail Damage, Estimating, Insurance Estimating, Insurance Adjusting Practices, Insurance Claims, Property Insurance Claims
For 20 years, I have been focusing on the disaster recovery and insurance space. After Hurricane Katrina in 2005, I started with a New Orleans based disaster mitigation & remediation company. Later, I ran my own construction company, reconstructing hurricane-damaged homes. I became an Insurance Adjuster in 2010, handling disaster claims nationwide. Eventually, I managed complex, litigated claims across the country and earned an LPCS designation. In 2019, I became a Public Insurance Adjuster and Appraiser, working catastrophe claims from Hurricanes Laura, Delta, Zeta, and Ida and daily disaster claims including fires, plumbing leaks, hail damage etc.. I expanded services to include Property Damage Appraisals and Expert Witness Consulting. My mission remains devoted to serving the community and ensuring just indemnification for individuals and businesses.
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Christopher L. Friedley, CPCU, AIC, SPPA, CPAU
Public Adjuster & Insurance Expert
Christopher L. Friedley Public Adjuster, LLC
Louisiana
Insurance
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Property Insurance, Insurance Bad Faith, Loss Documentation, Field Inspections, Xactimate Estimating, Insurance Appraisal, Property Claim Disputes, Construction Cost Analysis, Property Damage Assessment, Policy Interpretation, Roofing Claims, Public Adjuster
I’m a licensed public insurance adjuster with over 20 years of experience in first-party
property claims handling, including residential, commercial, and catastrophe losses, now
the founder of a multi-state public adjusting firm where I advocate for policyholders
through detailed damage assessments, policy interpretation, and settlement negotiations.
My background includes senior roles with national carriers and independent adjusting
firms, managing multimillion-dollar claims and providing litigation support through
depositions, mediation, and expert reporting. I’m also a certified appraiser and umpire,
offering impartial evaluations in disputed losses. I hold the CPCU (Chartered Property
Casualty Underwriter), AIC (Associate in Claims), and SPPA (Senior Professional Public
Adjuster) designations—credentials which reflect advanced expertise in property
insurance, ethical claims handling, and complex coverage analysis.
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Thomas Collier, Jr
Highly Experienced Expert, Summa Cum Laude
Collier Consultants
Louisiana
Construction, Premises Liability
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Defects, personal injury, insurance, codes, commercial, residential, accidents, falls, asbestos, ADA, sewer, water, liability, damages, general contractor, fire, flood, contracts, subcontractors, engineer
Highly experienced construction and premises expert. Specializes in large commercial and multi-residential construction disputes and serious bodily injury claims. Has served on over 300 cases as an expert witness and dozens of cases as an arbitrator. 30+ years’ experience as a general contractor and owner/developer focusing on condominiums, roads, sewers, subdivisions, offices and other major construction. Summa Cum Laude/Phi Beta Kappa graduate of the University of North Carolina.
Consultant (2008-Present): Georgia, North Carolina, Florida, Alabama, Mississippi, and Tennessee. Cases include commercial defects and delays, serious personal injuries, multifamily, sewers, roads and drainage, retail, insurance, professional liability, and construction business practices. Approximately equal representation of plaintiffs and defendants.
General Contractor - President of Buckhead Classic (2006 – presen): Projects include defective construction repair, new construction, fire and flood...
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K. David Meit, CPM®, ARM®, GRI®
Property Management Standard of Care Expert
Oculus Realty, AMO®
Gaithersburg, Maryland
Real Estate, Premises Liability
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property management, real estate management, subrogation, risk management, maintenance, property operations, facilities, premises liability, insurance, apartments, multifamily, slip, fall, property damage, building management, property loss, lead paint, mold, carbon monoxide, CO
David is an award-winning commercial real estate executive with over thirty-five years of experience managing portfolios of conventional and rent-regulated multifamily, mixed-use, and retail properties in both suburban and urban markets. Experienced manager of all classes of property, from tax credit to ultra-luxury. Skilled at developing best-in-class property management operating teams and preserving and enhancing value through operations. A Certified Property Manager (CPM®) accredited by the Institute of Real Estate Management and Graduate, Realtor Institute (GRI) through the National Association of Realtors®.
Licensed real estate broker in Virginia, Maryland, and the District of Columbia.
Founder and Principal of Oculus Realty, LLC, a multifamily and retail property management company. Oculus is an Accredited Management Organization (AMO®) certified by the Institute of Real Estate Management.
Founder and Principal of Oculus Expert Witness, offering unbiased assessments and e...
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Matthew Furlong, CBC, RBC
Construction and Building Code Compliance Expert
Först Consulting Group
Maryland
Construction Defects, Construction
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Forensic investigation, building pathology, failure analysis, technical reporting, construction claims, litigation support, insurance, building code, EIFs, stucco, building envelope, facades, rainscreen, infrared, moisture, structural capability, energy conservation, contract analysis, code compliance
Mr. Matthew Furlong specializes in construction defect and failure analysis, forensic engineering, scientific investigations, technical report writing and expert witness testimony for construction claims and litigation matters. Mr. Furlong has 25 years of experience with construction, project coordination and design, remodeling, and field inspections of building systems for residential, and commercial low and high-rise properties. He has successfully completed more than 600 unique and custom projects while as a general contractor.
His builder background experience ranges from high-end new custom home construction, interior renovations and additions, to green building and energy efficient homes, historical renovations, timber-framing, and creating elaborate custom interiors in prestigious estate-sized homes. This experience gives Mr. Furlong the unique qualifications to testify as an expert in construction matters. As a professional consultant, Mr. Furlong provides services in the ...
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Amy L. Natoli, CPM®, RPA®
Natoli Property Management Consulting
Crofton, Maryland
Premises Liability, Real Estate
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Property management, risk management, maintenance, property operations, insurance, slip and fall, facilities, premises liability, property damage, lease administration, facility management, due diligence, asset management, property inspections, standards of care
Amy Natoli is an award-winning Property Management expert with over twenty years of hands-on experience managing commercial real estate properties. She is experienced in standards of care, budgeting and asset management, lease administration, property inspections, parking garage maintenance and inspections, vendor and contract management, life safety systems compliance, and risk management.
She is active with the Institute of Real Estate Management (IREM), serving nationally as a Governing Councillor and as Vice Chair of the Ethics Committee and the Ethics Review Board. She also serves as an IREM Ethics instructor.
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Donald D. Stafford, MBA
Stafford Claims Consulting, LLC
Marshfield, Massachusetts
Insurance, Appraisal & Valuation
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Appraiser Personal Property, Personal Property Appraisal, Personal Property Depreciation, Contents Best Practices, Insurance Appraisal, Contents Claims Practice, Contents Depreciation Practices, Contents Estimating, Coverage C Consulting, Contents Subrogation Disputes, Contents Damage Claims
My work with insurance property claims related matters for over 30 years has positioned me to speak in an expert capacity regarding the valuation of personal property and commercial contents as related to insurance claims settlement and in other matters requiring valuation expertise.
During my career, I have had the opportunity to assist insurance adjusters in the preparation and resolution of well over 1 million contents claims. My education and unique level of experience, accumulated over a career spanning 37 years, has allowed me to develop specialized technical knowledge and skill in contents valuation and insurance claims practice. This enables me to render expert findings, fair and impartial opinions, using research and valuation methods generally accepted in this field of endeavor.
Whether in Deposition, Testimony at Trial, or in Written Report for the consideration of the court, I deliver an objective analysis and evaluation of the evidence presented in any particular cas...
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Paul F Amoruso, CPCU
Mattapoisett, Massachusetts
Insurance
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Insurance Casualty, Insurance Operations, Bad Faith, Insurance Agencies, Claims Handling, Case Value, Insurance Personal, Pre and Post Litigation Management, Workers' Compensation, State Government Reviews of Insurance, Reserves, Insurance Ethics, Casualty Insurance
Mr. Amoruso has given expert witness testimony to identify issues related to bad and good faith claims procedures, providing guidance for pre and post litigation management. In addition, he offers client orientated assistance in relation to accepted claims practices, and provides insight on claim issues to law firms. He also offers evaluations related to workers compensation case management, insurance company procedures, guidance for proper claims handling practices, reviews for State government on insurance company conduct, and advice on issues concerning insurance companies and insurance
agents.
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Darrick O'Day
Insurance Appraiser
Saint Paul, Minnesota
Insurance, Dispute Resolution
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Insurance Appraisal, Storm Damage Claims, Property Claims, Insurance Umpire, Insurance Claim Review, Construction Estimates, Public Insurance Adjusting, Storm Damage Estimates, Construction Estimates
Darrick O'Day brings over 25 years of experience in construction and trades, coupled with more than 15 years in handling insurance, construction, and property-related claims. Over the past 8 years, he has specialized in insurance appraisals. Licensed as a Public Adjuster and previously holding the title of a Minnesota Qualified Builder, Darrick possesses a comprehensive understanding of residential and commercial property construction. His expertise extends to a detailed and intricate knowledge of the insurance claims process, varying from jurisdiction to jurisdiction, and includes a robust understanding of insurance appraisal policy interpretations, statutory provisions, regulations, and relevant case law.
Darrick’s approach to insurance appraisals emphasizes evidence-based fact gathering with expert-level presentation of information. An excellent property insurance appraiser, he understands the nuances of damages, estimating, logic and reasoning, the flaws in opposing arguments, ...
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Karen Mollner, DMSc, MPAS, MS, PA-C
Emergency Medicine PA-C, DMSc, MS toxicology
Hugo, Minnesota
Emergency Medicine, Toxicology
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emergency, wrongful death, fentanyl, trauma, marijuana, toxicology, criminal, sepsis, medication, alcohol, malpractice, dissection, occupational, narcotics, physician assistant, cardiac, insurance
Over 22 years experience in Emergency Medicine and Toxicology. Affiliate Member American College of Medical Toxicology with masters degree in forensic toxicology. Doctorate of Medical Science with focus in emergency management. Over 8 years experience as expert witness including medicolegal, emergency medicine, toxicology, occupational, insurance companies, wrongful death, criminal. Website www.thealcoholpro.com
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Thomas Collier, Jr
Highly Experienced Expert, Summa Cum Laude
Collier Consultants
Mississippi
Construction, Premises Liability
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Defects, personal injury, insurance, codes, commercial, residential, accidents, falls, asbestos, ADA, sewer, water, liability, damages, general contractor, fire, flood, contracts, subcontractors, engineer
Highly experienced construction and premises expert. Specializes in large commercial and multi-residential construction disputes and serious bodily injury claims. Has served on over 300 cases as an expert witness and dozens of cases as an arbitrator. 30+ years’ experience as a general contractor and owner/developer focusing on condominiums, roads, sewers, subdivisions, offices and other major construction. Summa Cum Laude/Phi Beta Kappa graduate of the University of North Carolina.
Consultant (2008-Present): Georgia, North Carolina, Florida, Alabama, Mississippi, and Tennessee. Cases include commercial defects and delays, serious personal injuries, multifamily, sewers, roads and drainage, retail, insurance, professional liability, and construction business practices. Approximately equal representation of plaintiffs and defendants.
General Contractor - President of Buckhead Classic (2006 – presen): Projects include defective construction repair, new construction, fire and flood...
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Christopher L. Friedley, CPCU, AIC, SPPA, CPAU
Public Adjuster & Insurance Expert
Christopher L. Friedley Public Adjuster, LLC
Ocean Springs, Mississippi
Insurance
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Property Insurance, Insurance Bad Faith, Loss Documentation, Field Inspections, Xactimate Estimating, Insurance Appraisal, Property Claim Disputes, Construction Cost Analysis, Property Damage Assessment, Policy Interpretation, Roofing Claims, Public Adjuster
I’m a licensed public insurance adjuster with over 20 years of experience in first-party
property claims handling, including residential, commercial, and catastrophe losses, now
the founder of a multi-state public adjusting firm where I advocate for policyholders
through detailed damage assessments, policy interpretation, and settlement negotiations.
My background includes senior roles with national carriers and independent adjusting
firms, managing multimillion-dollar claims and providing litigation support through
depositions, mediation, and expert reporting. I’m also a certified appraiser and umpire,
offering impartial evaluations in disputed losses. I hold the CPCU (Chartered Property
Casualty Underwriter), AIC (Associate in Claims), and SPPA (Senior Professional Public
Adjuster) designations—credentials which reflect advanced expertise in property
insurance, ethical claims handling, and complex coverage analysis.
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Jerod Allen, PA, CC, XCT, CGA, AINS
Policy, Construction Liability & Estimation Expert
Allen Claims, Inc.
Kansas City, Missouri
Insurance, Dispute Resolution
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Claim Consultant, Public Adjuster, Insurance, Estimation, Valuation, Building Loss Consultants, Xactimate, Insurances Losses, Umpire, ADR, Independent Adjuster, Hurricane, Mediation, Appraisal, Commercial Property, Residential Property, Hail Claims, Freeze Water Claims, Complex Claims, Fire Claims
Insurance Claims and Building Estimate Expert
Certified General Adjuster, Xactimate Certified Trainer, Building Loss Consultant, Claims Expert and Claims Trainer.
* Experienced Retained Expert Witness with Trial & Deposition Experience
* 15 years+ in field inspecting, adjusting and/or estimating losses for insurance claims, build back, and liability.
documenting, overwatch of claims, claim review, reconciliation to move claims forward towards
indemnification, utilizing policy interpretation for proper claims settlement.
* Rebuild loss locations for partial & total losses providing perspective as to the value of the scope and claim amount.
* Umpire for claims losses providing a professionalism non-biased discipline goaled toward
accurate & comprehensive settlement via Alternative Dispute Resolution (ADR).
* Expert witness – Provided opinion about scope, build back, construction scheduling, damages
sustained vs pre-existing, estimate review, & analysis for cause of loss determination...
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Rachael B. Cozad
Former Art Museum Director 35 years of experience.
Madison Group Fine Art Appraisals
Kansas City, Missouri
Appraisal & Valuation
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Art, Fine Art, Wine, paintings, drawings, prints, sculpture, insurance, tax, wealth, museum, art gallery, art collector, appraiser, personal property, artist, curator, advisor, consultant, divorce
Rachael Blackburn Cozad has over 35 years of experience in leadership positions in the Fine Arts. She has worked as a Museum Director and Curator, as Executive Director of a private Arts Foundation, and is currently the owner of two businesses: Madison Group Fine Art Appraisals (established in 2007) and Rachael Cozad Fine Art (established in 2012). She has curated exhibitions at major museums around the country including The Metropolitan Museum of Art, Los Angeles County Museum of Art, Museum of Fine Arts in Houston, Philadelphia Museum of Art, Kemper Museum of Contemporary Art, and others.
She holds a B.A. from Texas Christian University and an M.A. from California State University. She is a Fine Art Appraiser, certified by the prestigious Appraisers Association of America, with areas of specialization in 19th-21st Century Paintings, Drawings, Sculpture, Prints, and Photographs. She provides appraisals for insurance, estate planning, wealth management, divorce, taxation, and...
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Caeden Tinklenberg
Licensed property adjuster/appraiser/umpire
Swift Public Adjusters
Omaha, Nebraska
Insurance, Property Damage
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risk management, building damage, personal property damage, loss of use, construction, insurance claims, bad faith, insurance appraisal, loss of business income, disaster recovery, building inspections, hail damage, wind damage, roof damage, large loss, homeowners claims, commercial claims, HOA claims, condo claims
I am a multi-state licensed adjuster with a background in light construction and remodeling. I have extensive experience working as a public adjuster, appraiser, and umpire in disputed property damage insurance claims.
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Ramzi Asfour, MD
Board-Certified Top Infectious Disease Specialist
Praxis Infectious Diseases
Henderson, Nevada
Infectious Diseases, Internal Medicine
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COVID-19, nursing homes, long term care, sepsis, necrotizing fasciitis, infections, surgical site infections, infection control, antimicrobial stewardship, consulting, insurance, case review, medical malpractice, standards of care, bacterial or viral infections, outbreak management, MoCA
Ramzi Asfour, MD, is board-certified in Infectious Diseases and Internal Medicine and is an Assistant Clinical Professor of Medicine (Volunteer) at the University of California San Francisco (UCSF).
In addition to his 20+ years of extensive private practice, Dr. Asfour has privileges at five California hospitals (Alameda County Medical Center, Alameda Hospital, Sutter Lakeside Hospital, Sutter Eden Medical Center, and Mammoth Hospital).
Dr. Asfour has worked for the World Health Organization in Geneva in the HIV / AIDS department, developing training programs for doctors in HIV.
In addition to his clinical practice, Dr. Asfour also advises hospitals, skilled nursing facilities, schools, and businesses on infection control, including outbreak control and COVID-19, and antimicrobial stewardship.
Dr. Asfour has experience working with both plaintiff and defense attorneys to provide clear, independent opinions on matters involving:
Medical malpractice, standards of care, sepsis,...
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Michael F Arrigo
Medical billing, fraud, HIPAA privacy, damages
No World Borders
Nevada
Medical Billing, HIPAA
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Medical billing expert, Patents trade secrets, electronic medical records, Medicare fraud, medical billing fraud, qui tam false claims act, Meaningful Use Electronic Health Records, HITECH Act, Affordable Care Act, Medicare Advantage, Medicaid, insurance, EMTALA, HIPAA, rebut life care, Usual Customary Reasonable (UCR), damages
Writer, speaker, published peer-reviewed works as an expert in the field recent Federal court rulings as a qualified expert published in Westlaw
• US COURT OF APPEALS considered expert opinions, VACATED AND REMANDED
• Two DOJ retentions, $155 million settlement
• Healthcare IT patents intellectual property Technical Expert, Medicare Damages Expert
• Medical coding medical billing, claims, usual customary and reasonable charges in personal injury and medical malpractice cases, Lifecare plan rebuttal under ACA on the future cost of care, trauma
• Electronic medical record forensics / electronic health record forensics, E.H.R, practice management IT, medical, prescription charges, workman's compensation, insurance fraud
• genetic testing, novel genetic sequencing, esoteric testing, laboratory testing
• HIPAA Privacy, Security, Blockchain special studies MIT
• Affordable Care Act, HITECH Act, electronic medical records, meaningful use, patents, and intellectual property in heal Healt...
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Paul W Burkett, JD, CPCU, CIC, ARM,CRM, ALCM
Snoaspen Insurance Group, Inc.
Reno, Nevada
Insurance, Risk Management
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Insurance Company Good and Bad Faith Expert Witness, Agent/Broker Standard of Care Expert Witness, Insurance Industry Custom and Practices Expert Witness, Risk Management Consulting and Expert Witness, Business Contract Insurance Clause Analysis and Application Expert Witness, Ins.Claims Dispute
Paul Burkett is the President and CEO of Snoaspen Insurance Group, Inc. Paul began his career as a Loss Control Representative for SAFECO Insurance Company after serving as an Officer in the United States Air Force. During his career with SAFECO, Paul served as a Loss Control Supervisor, Loss Control Manager, Commercial Sales Representative, Division Commercial Lines Underwriting Manager, and Regional Workers Compensation Manager. From Safeco Insurance Company, Paul worked for Frank B. Hall & Company as a Vice President in charge of Risk Management Services. Paul was responsible for design and implementation of alternative insurance programs such as pools, self-insurance, and captives. From Frank B. Hall, Paul assisted in establishing the Meadowbrook of Colorado office and focused on developing specialized group programs. Paul assisted in establishing TUITIONGard which specialized in coverage for private student loans provided through banks in the United States.
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Alan J Besnoff, CFP®, ChFC, CLU
Securities, Life Insurance, CFP® Professional
Securities Expert Witness & Litigation Support, LLC
Fremont, New Hampshire
Securities & Investments, Insurance
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Mutual Funds, Annuities, Financial Planning, Life Insurance, Long Term Care Insurance, FINRA, Misrepresentation, Asset Allocation, Retirement Plans, Unauthorized Trading, Suitability, churning, Supervision, Employment, U-5, Variable Annuities, Alternative Investments, CFP® Professional, Fiduciary Duty, IRAs
Alan J. Besnoff, CFP®, ChFC, CLU is the founder of Securities Expert Witness & Litigation Support, LLC, and provides litigation consulting services and expert testimony in FINRA arbitrations, other arbitration forums, and state and federal court for matters involving customer disputes and employment issues within the financial services industry.
Mr. Besnoff’s expert engagements typically involve sales practices and alleged violations of rules and industry standards in the areas of securities, life insurance and annuities, CFP Board Code and Standards, supervisory, and U-5/employment matters.
Mr. Besnoff has been engaged as an expert in more than 135 cases and has testified approximately 35 times.
Alan Besnoff has 30+ years of experience within the industry, primarily in supervisory and leadership positions.
Mr. Besnoff has passed FINRA registration examinations for Series 6, 63, 65, 7, 26, and 24, as well as state licensing examinations for Life Insurance & Annuities, Disabi...
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Kym Martell, CRM, CIC, AAI, CRIS, MLIS
KM Associates
Allenhurst, New Jersey
Insurance, Risk Management
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Agent/Broker Duties & Responsibilities, Insurance Errors & Omissions, E&O, Standards of Care, Insurance, Personal Lines, Commercial Lines, Property & Casualty, Property/Liability, Insurance Coverage Disputes
40 years’ experience as an insurance & risk management professional with a diverse background in both agency and company operations. In 1995, I began my own training and consulting firm specializing in training for property & casualty professionals.
Practice includes continuing education training, specialized training programs, E&O loss control audits, E&O loss control training, Performance Coaching, and Expert witness & litigation support services.
Speaker and presenter for various professional and private organizations on property and casualty insurance, errors & omissions, national certification programs, Accredited Customer Service Representative (ACSR), Construction Risk Specialist (CRIS), Management Liability Insurance Specialist (MLIS), Accredited Advisor of Insurance (AAI), including Big I NJ, and IIABA, as an approved instructor to facilitate E&O Risk Management Programs.
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Marianne Santarelli
Marianne Santarelli, Safety, Industrial Hygiene and Environmental Consulting Services LLC
Basking Ridge, New Jersey
Safety, Industrial Hygiene
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Construction, Research and Development, Environmental, Occupational Health, Noise, Accident Investigations, Risk Management, Fatality Investigations, ISO Management Systems, Insurance, Emergency Management, Drug/Alcohol Use Management, Behavioral Management, Training, Contractor Safety, Owners Rep
A highly experienced, Environmental, Health and Safety professional, Certified Industrial Hygienist and Certified Safety Professional, with applied comprehensive skills, a strong commitment to excellence and progressive functional managerial experience with a specialization in the arena of Global EH&S Management Systems. Technical proficiencies in industrial hygiene, safety and environmental disciplines, regulatory compliance analyses, product EH&S program development, permitting, training, ergonomics, EH&S audit and gap analysis, corrective action development, risk management analysis, workers compensation claims management and wellness programs and construction EH&S within a multitude of manufacturing, construction, research and development, governmental and administrative environments.
Owner/President – 2021-present- Marianne Santarelli Safety, Industrial Hygiene and Environmental Consulting Services, LLC
• A full-service Safety, Occupational Health and Environmental Consultin...
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Michael F Arrigo
Medical billing, fraud, HIPAA privacy, damages
No World Borders
New Jersey
Medical Billing, HIPAA
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Medical billing expert, Patents trade secrets, electronic medical records, Medicare fraud, medical billing fraud, qui tam false claims act, Meaningful Use Electronic Health Records, HITECH Act, Affordable Care Act, Medicare Advantage, Medicaid, insurance, EMTALA, HIPAA, rebut life care, Usual Customary Reasonable (UCR), damages
Writer, speaker, published peer-reviewed works as an expert in the field recent Federal court rulings as a qualified expert published in Westlaw
• US COURT OF APPEALS considered expert opinions, VACATED AND REMANDED
• Two DOJ retentions, $155 million settlement
• Healthcare IT patents intellectual property Technical Expert, Medicare Damages Expert
• Medical coding medical billing, claims, usual customary and reasonable charges in personal injury and medical malpractice cases, Lifecare plan rebuttal under ACA on the future cost of care, trauma
• Electronic medical record forensics / electronic health record forensics, E.H.R, practice management IT, medical, prescription charges, workman's compensation, insurance fraud
• genetic testing, novel genetic sequencing, esoteric testing, laboratory testing
• HIPAA Privacy, Security, Blockchain special studies MIT
• Affordable Care Act, HITECH Act, electronic medical records, meaningful use, patents, and intellectual property in heal Healt...
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Key Coleman, CPA, CFA, CPCU
Economic Damages
Litigation Economic & Forensic Consulting Group LLC
New Jersey
Insurance, Business Damages
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Economic Damages Expert Witness, General Business Damages, Accounting, Agent/Broker, Employment, Insurance Damages Expert Witness, Lost Profits, Reinsurance Damages, Underwriting, Claims, Force Placed, Managing General Agency MGA/TPA Exams, PEOs, Agent Errors & Omissions E&O, Commercial Disputes, Damages
Key Coleman is a damages expert, who works in a variety of industries. For more than 28 years, Key has focused his efforts on forensics, disputes, economic damages and expert testimony. Key's background is unusual in that he has a deep understanding of many of the functional areas that lead to disputes, including: sales, operations, accounting and finance.
One of Key's specialties is the analysis of damages in insurance or reinsurance disputes. He is one of the few experts nationwide who hold both the CPA and the CPCU designations.
Key serves clients nationwide from Greater Philadelphia, but spent the bulk of his career in Chicago where he held high level positions at Grant Thornton LLP and LECG/Smart in their disputes practice. Prior to that, he was a Partner at PricewaterhouseCoopers LLP, where for more than 11 years he performed forensic dispute analysis, damages analysis and investigative work. Prior to his consulting career, Key worked more than eight years for an insur...
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Michael F Arrigo
Medical billing, fraud, HIPAA privacy, damages
No World Borders
New York
Medical Billing, HIPAA
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Medical billing expert, Patents trade secrets, electronic medical records, Medicare fraud, medical billing fraud, qui tam false claims act, Meaningful Use Electronic Health Records, HITECH Act, Affordable Care Act, Medicare Advantage, Medicaid, insurance, EMTALA, HIPAA, rebut life care, Usual Customary Reasonable (UCR), damages
Writer, speaker, published peer-reviewed works as an expert in the field recent Federal court rulings as a qualified expert published in Westlaw
• US COURT OF APPEALS considered expert opinions, VACATED AND REMANDED
• Two DOJ retentions, $155 million settlement
• Healthcare IT patents intellectual property Technical Expert, Medicare Damages Expert
• Medical coding medical billing, claims, usual customary and reasonable charges in personal injury and medical malpractice cases, Lifecare plan rebuttal under ACA on the future cost of care, trauma
• Electronic medical record forensics / electronic health record forensics, E.H.R, practice management IT, medical, prescription charges, workman's compensation, insurance fraud
• genetic testing, novel genetic sequencing, esoteric testing, laboratory testing
• HIPAA Privacy, Security, Blockchain special studies MIT
• Affordable Care Act, HITECH Act, electronic medical records, meaningful use, patents, and intellectual property in heal Healt...
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Gregory J. Hill
Auto Claims, Valuations and Auto Estimating
Value Adjust LLC
Dix Hills, New York
Appraisal & Valuation, Insurance
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Automotive , Auto Body Estimator, Vehicle Value Appraiser, Collision Repair Estimator, Loss of Use Expert, Total Loss Values, Auto Insurance Claims Expert, Forensic Vehicle Appraiser, Insurance Valuation Expert, Auto and Truck Appraiser, Auto Damage, Certified Appraiser
With over 18 years of experience in the automotive and insurance industries, I specialize in auto damage claims management, estimation, appraisal, and collision repair procedures. Throughout my career, I have held key roles, including Internal Auto Damage Manager, Field Supervisor, Senior Adjuster, Collision Repair Estimator, Independent Appraiser, and Valuation Expert. I have trained and managed adjusters, supervisors, vendors, and repair technicians at both individual and divisional levels.
I hold a B.A. in Business Management and am a certified adjuster/appraiser through IAAA, I-CAR, ASE, and New York State, along with an inactive NYS Property & Casualty Agent’s License. I am also a licensed independent appraiser in New York and Connecticut and a certified catastrophe adjuster.
Areas of Expertise:
✔ Auto Damage Adjuster Training & Oversight
✔ Insurance Claims Handling & Management
✔ Independent Adjusting & Appraisals
✔ Vehicle Valuation & Forensic Appraisals
✔ Total Loss & Dim...
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Matthew D Gee, DipHE, MEWI, MEWA
Aviation Expert Witness
MG Aviation Consultancy
Dublin, Ireland, New York
Aviation & Aerospace, Insurance
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Aviation Expert Witness, Aviation Safety Expert Witness, Aviation Accident Expert Witness, Flight Safety Expert Witness, Aviation Insurance Expert Witness, Aviation leasing expert witness, Airlines Expert Witness, Aircraft Operator Expert Witness, Aircraft Operations Expert Witness, Aviation Engineering
Matthew has 30+ years of experience working within a number of areas of the aviation industry. He is currently employed as the Head of Flight Operations for an aircraft operator in Ireland working within the aircraft leasing industry. Additionally Matthew is the owner of MG Aviation Consultancy Ltd, which provides bespoke expert witness, consulting and auditing services across the aviation and legal sectors.
Matthew is an accredited IS-BAH and IS-BAO auditor with IBAC (International Business Aviation Council) and also a qualified Senior and Lead Auditor covering all areas of aviation.
Matthew has been instructed and has worked on a number of high profile aviation cases as expert witness, producing a number of expert witness reports including testifying within a number of jurisdictions.
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Ty R Sagalow, JD, LLM
Innovation Insurance Group, LLC
Syosset, New York
Insurance
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Professional Liability Insurance, D&O Liability Insurance, Management Liability Insurance, E&O Insurance, Cyber Insurance, Property Insurance, Casualty Insurance, P&C Insurance Financial Lines Insurance, bad faith, underwriting, claims, policyholder, Insurance, EPLI Insurance, Directors, Officers
Mr. Sagalow is a well known expert in insurance disputes representing both the policyholder and insurance carrier. He has been retained by most of the largest law firms on "both sides of the aisle." As of April 2024 he has been retained over 150 times (across over 50 different firms) , testified over 60 times including at trial, arbitration and court hearings. While Mr. Sagalow has been retained for a wide variety of insurance matters, his expertise is especially sought after in Financial Lines cases including directors and officers (D&O) insurance and professional liability (E&O) insurance .
Mr. Sagalow has been successful in obtaining his policyholder clients over a billion dollars in recoveries as well as successfully saving for his insurance carrier clients hundreds of millions of dollars via successful declaratory judgment actions or trial verdicts.
Mr. Sagalow is a 40 year insurance veteran having held the most senior positions in many insurance companies including at ...
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Jeremy Starr, FSA. MAAA
Jeremy Starr Consulting LLC
New York, New York
Actuarial, Insurance
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life reinsurance, Yearly Renewable Term rate increases, Recapture disputes, life reinsurance coverage issues, reinsurance manager underwriting authority disputes, life reinsurance regulatory issues, life insurance securitization, financial reinsurance, surplus relief, administrative reinsurance
Over 45 years of experience in life (re)insurance practice. Created and ran a reinsurance acquisition division for Fortune 250 company. Managing Director working on life insurance securitizations for a major investment bank. Company roles have included senior officer in charge of reinsurance pricing and/or valuation. Actively lobbied insurance regulators on life reinsurance issues and was chief life reinsurance industry company lobbyist when chair of the American Council of Life Insurers’ Reinsurance Committee from 1999-2000. Chair of the Reinsurance Section of the Society of Actuaries and Chair of a reinsurance committee at the Academy of Actuaries. Chair of task forces that wrote an actuarial standard on life, annuity, and health reinsurance financial reporting and a second that wrote a practice note on credit for reinsurance. Author of the reinsurance chapter in the Society of Actuaries textbook “International Financial Reporting for Insurers.” Experience includes over a dozen ca...
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Frederick J Fisher, J.D., CCP
Fisher Consulting Group, Inc.
New York
Insurance, Business Operations
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Professional Liability, Standard of Care, Insurance Bad Faith, Insurance Brokers, Real Estate Brokers, Escrow Procedures, Mortgage Brokers, Claims Procedures, Claims Made Insurance
Frederick J. Fisher, J.D. is the President of Fisher Consulting Group, Inc., and was the Founder of E.L.M. Insurance Brokers, a Wholesale & MGA facility specializing in Professional Liability and Specialty Line risks. He is a Member of the Editorial Board for Agents of America; a Faculty Member of the Claims College, and Member of the Executive Council, School of Professional Lines as sponsored by the Claims & Litigation Management Alliance. He is a course designer and webinar Instructor for the Academy of Insurance (sponsored by the Insurance Journal).
Since his career began, Mr. Fisher focused on one vision: providing financial security to the client. The result was a successful 41 year career in Specialty Lines Insurance. In 1975, Mr. Fisher began his career on the service side, as an Independent E&O claims adjuster. In 1982, he bought the Company, continued with claims, while expanding the firm’s services to include qualitative claim auditing, risk management & loss contro...
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Thomas Collier, Jr
Highly Experienced Expert, Summa Cum Laude
Collier Consultants
North Carolina
Construction, Premises Liability
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Defects, personal injury, insurance, codes, commercial, residential, accidents, falls, asbestos, ADA, sewer, water, liability, damages, general contractor, fire, flood, contracts, subcontractors, engineer
Highly experienced construction and premises expert. Specializes in large commercial and multi-residential construction disputes and serious bodily injury claims. Has served on over 300 cases as an expert witness and dozens of cases as an arbitrator. 30+ years’ experience as a general contractor and owner/developer focusing on condominiums, roads, sewers, subdivisions, offices and other major construction. Summa Cum Laude/Phi Beta Kappa graduate of the University of North Carolina.
Consultant (2008-Present): Georgia, North Carolina, Florida, Alabama, Mississippi, and Tennessee. Cases include commercial defects and delays, serious personal injuries, multifamily, sewers, roads and drainage, retail, insurance, professional liability, and construction business practices. Approximately equal representation of plaintiffs and defendants.
General Contractor - President of Buckhead Classic (2006 – presen): Projects include defective construction repair, new construction, fire and flood...
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James J. McCormick, M.D., M.B.A
Medicare Advantage Prior Auth Physician Expert
Yanceyville, North Carolina
HMO, Insurance
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prior authorization, PA, Medicare Advantage, MA, Outpatient authorization, Inpatient authorization, Post Acute authorization, Appeals, documentation standards, managed care, helicopter transportation
As a physician leader, I have designed and implemented systems to ensure medical recordkeeping meet legal, reimbursement, and quality benchmarks. I spearheaded the development of a multi-state governance framework for both primary and specialty care groups, ensuring peer review, credentialing, quality assurance, and utilization management processes are rigorously structured and defensible. I also led the creation of an enterprise-wide Utilization Management Committee to meet CMS mandates. The committee is empowered to critically evaluate national clinical policies before adoption—aligning frontline utilization decisions with evidence-based standards. With decades of expanding leadership across diverse healthcare sectors, I bring a fair, balanced, and meticulously documented expert perspective to every case I consider.
Tradewinds Healthcare Consulting, LLC 04/2025 - Present
- Consulting Expert
- Testifying Expert
- Clinical case review
Humana, Inc. 08/2023 - 04/2024...
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Gary R. Garcia
Casualty Insurance Underwriting Expert Witness
Charlotte, North Carolina
Insurance, Risk Management
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Property & Casualty Insurance, Business Insurance, Underwriting, Insurance Coverage, Alternative Risk, Loss Sensitive Rating Programs, Self-Insurance, Umbrella Insurance, Excess Insurance, Reinsurance, Managing General Agents
Gary spent his entire career with insurance carriers, and all job roles included underwriting as part or total responsibility. He served in various Home Office and Field management roles of increasing responsibility, including Regional Underwriting Manager, Regional Executive, Home Office Casualty Executive, Executive Vice President and President/COO. He led the establishment and served as the Executive of a highly successful Property/Casualty Risk Management Division, responsible for large regional and national domestic U.S. and multinational clients.
His broad range of expertise was gained through continuous involvement over the course of his career in increasingly complex coverage and program designs for domestic and multinational business. Development and effective management of these business segments required effective multifunctional teamwork including underwriting, actuarial, financial, legal, reinsurance, claims management, risk engineering, and client services.
Gary'...
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Joseph Hendry, PSP, CLEE
K-12 Security Subject Matter Expert and Consultant
COSECURE Enterprise Risk Solutions
Stow, Ohio
School Safety, Education & Schools
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school security, special needs security planning, active shooter drills, security assessment, duty of care, active shooter, emergency planning, university security, risk assessment, school shooting, lockdown, behavioral threats, workplace violence, school violence, insurance expert witness, physical security, negligent security
Professional Qualifications
-K–12 school security and safety systems
-Active threat and hostile event preparedness
-Security risk assessment and mitigation
-Civilian and law‑enforcement response coordination
-School emergency planning, policy, and procedures
-Duty of care, foreseeability, and reasonableness of preventive measures
-Standards‑based practices for age‑appropriate and accessible safety planning
Professional Qualifications
-Principal Consultant for K–12 Education, COSECURE, a division of Cozen O’Connor, providing school security consulting services across North America and Europe.
-Selected in 2024 to provide subject matter expertise to the U.S. Department of Homeland Security Cybersecurity and Infrastructure Security Agency (DHS CISA) School Safety Task Force
-Recognized by the Ohio Department of Homeland Security and the Ohio Attorney General’s Office as a subject matter expert in active threat response.
-Board Certified Physical Security Professional (PSP) through A...
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Britta M Moss, CPCU, SCLA, AIC-M
P&C Claim Handling Standards-Bad Faith Litigation
Office of Britta M. Moss, LLC
Delaware, Ohio
Insurance, Legal
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Property & Casualty Claims, Casualty Insurance, P&C Claims, Insurance Claims, Insurance Bad Faith, First, Third, Industry Standards, Common Practices, Insurance Coverage, Investigation, Insurer Defense, Personal Injury, commercial, personal, auto, homeowner, bodily injury, property damage, uninsured
Independent professional providing consulting services to law firms representing plaintiffs and insurer defendants involved in disputes or litigation related to property and casualty insurance claims.
Over thirty (30) years of experience as a property and casualty insurance claim professional. Experience as Claim Representative, Litigation Examiner, Supervisor, Trainer, Manager, and Consultant.
Expertise include coverage analysis, investigation, liability determination, damage evaluation, negotiation, and settlement of personal and commercial lines claims.
Experienced in claims involving bodily injuries, property damages, and related damages under personal and commercial auto policies, homeowner/condominium/rental policies, commercial property damage policies, commercial general liability policies, and businessowner policies. Claim types include auto accident, premises liability, auto damage, personal & commercial property damage, bodily injury, personal injury, property da...
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Neal Bordenave, JD, CPCU, RPLU, ARM, AIC
Broker/Agent Standard of Care + Claims Practices
RiskPro Insurance Services, Inc.
Bend, Oregon
Insurance, Insurance
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Broker/Agent Standard of Care, Bad Faith, Insurance Industry Customs and Practices, Property & Casualty, Life, Annuities, Excess & Surplus, Managing General Agent, Health, Surety, Professional Liability, Underwriting, Claims Practices
More than 35 years experience in the insurance industry. President/CEO of RiskPro Insurance Services, Inc.,
Professor of Risk Management and Insurance at California State University Chico (Retired 2022)
Established Expert Witness Practice in 2009. As of January 2025, more than 500 retentions and testifying in Deposition, Trial and Arbitration more than 100 times.
Education includes Juris Doctor (JD), BS Business Administration/Finance.
Chartered Property Casualty Underwriter (CPCU)
Registered Professional Liability Underwriter (RPLU)
Associate in Risk Management (ARM)
Associate in Claims (ARM)
Licensed Insurance Broker/Agent since 1988
Licensed Oregon Claims Adjuster
Primary States for expert work include, California, Arizona, Nevada, Oregon, Washington, Utah, Colorado and Texas
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Robert S. Perkins
Construction Defects / Property Insurance Claims
Robert S. Perkins Consulting, LLC
Bend, Oregon
Construction Defects, Insurance
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Insurance Claims, Site Inspections, Building Envelope, Lath and Plaster Stucco, Water Intrusion, Exterior Cladding fungus/dry-rot/mold, Waterproofing snow/ice damage, Quality Control, Construction Accidents, Personal Injuries, Assessment of Property Damages wind water and fire, Testimony
...I am a Forensic Expert Witness providing litigation support and consulting services. Specializing in property assessment claims, field inspections, loss assessments, documentation with photographs and reports of damages and conditions.
* Property Assessments: conduct on-site inspections, evaluation and condition assessments of property damages of single, custom and multi-family residences, commercial and office buildings, for various reasons including fire, water intrusion, wind damage, and impact damage.
* Forensic and consulting services: loss assessments, providing litigation support, expert testimony to insurance companies, law firms, manufacturers, risk managers, property managers and owners, and governmental entities.
Licensed in:
1. California
2. Idaho
3. Oregon
4. Washington
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Richard A Shema, CCM
WeatherGuy.com, LLP
Lakeville, Pennsylvania
Meteorology, Maritime
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Weather reconstruction, forensic meteorology, weather, marine meteorology, maritime, admirality law, weather routing, ship accidents, boating accidents, consulting meteorologists, tropical cyclones, hurricanes, tropical meteorology, extreme waves, oceanography, waves, marine insurance, insurance
• Certified Consulting Meteorologist (CCM) by the American Meteorological
Society
• Over 30 years experience in meteorology and physical oceanography
• I am a U.S. Navy veteran with sea duty and therefore have firsthand
experience in the effects of weather on operations
• Past AMS board member that certifies CCM’s for technical knowledge,
communication skills, and ethics
• I provide quality testimony using the scientific method
• My testimony is clear, concise, and technically complicated subjects are
plainly described
• Sound communication skills describing complex atmospheric processes
are put into easily understandable words and presentations
• My written testimony is quality controlled and peer reviewed to produce
an error free report that stands up to scrutiny of cross examination
• I keep abreast of the latest scientific developments in meteorology and
physical oceanography by attending conferences, re...
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Thomas Collier, Jr
Highly Experienced Expert, Summa Cum Laude
Collier Consultants
Pennsylvania
Construction, Premises Liability
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Defects, personal injury, insurance, codes, commercial, residential, accidents, falls, asbestos, ADA, sewer, water, liability, damages, general contractor, fire, flood, contracts, subcontractors, engineer
Highly experienced construction and premises expert. Specializes in large commercial and multi-residential construction disputes and serious bodily injury claims. Has served on over 300 cases as an expert witness and dozens of cases as an arbitrator. 30+ years’ experience as a general contractor and owner/developer focusing on condominiums, roads, sewers, subdivisions, offices and other major construction. Summa Cum Laude/Phi Beta Kappa graduate of the University of North Carolina.
Consultant (2008-Present): Georgia, North Carolina, Florida, Alabama, Mississippi, and Tennessee. Cases include commercial defects and delays, serious personal injuries, multifamily, sewers, roads and drainage, retail, insurance, professional liability, and construction business practices. Approximately equal representation of plaintiffs and defendants.
General Contractor - President of Buckhead Classic (2006 – presen): Projects include defective construction repair, new construction, fire and flood...
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Key Coleman, CPA, CFA, CPCU
Economic Damages
Litigation Economic & Forensic Consulting Group LLC
Greater Philadelphia, Pennsylvania
Insurance, Business Damages
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Economic Damages Expert Witness, General Business Damages, Accounting, Agent/Broker, Employment, Insurance Damages Expert Witness, Lost Profits, Reinsurance Damages, Underwriting, Claims, Force Placed, Managing General Agency MGA/TPA Exams, PEOs, Agent Errors & Omissions E&O, Commercial Disputes, Damages
Key Coleman is a damages expert, who works in a variety of industries. For more than 28 years, Key has focused his efforts on forensics, disputes, economic damages and expert testimony. Key's background is unusual in that he has a deep understanding of many of the functional areas that lead to disputes, including: sales, operations, accounting and finance.
One of Key's specialties is the analysis of damages in insurance or reinsurance disputes. He is one of the few experts nationwide who hold both the CPA and the CPCU designations.
Key serves clients nationwide from Greater Philadelphia, but spent the bulk of his career in Chicago where he held high level positions at Grant Thornton LLP and LECG/Smart in their disputes practice. Prior to that, he was a Partner at PricewaterhouseCoopers LLP, where for more than 11 years he performed forensic dispute analysis, damages analysis and investigative work. Prior to his consulting career, Key worked more than eight years for an insur...
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Kelly K Campbell, RN BSN CP CCM CNLCP CLCP
CARDINAL LIFECARE CONSULTING
Gibsonia, Pennsylvania
Life Care Planning, Legal Nurse Consulting
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Plaintiff, Defense, Insurance, Medical Bill Review, Medical Cost Projections, Medical Case Consultation, Case Management, Pittsburgh based with NATIONWIDE experience and service
Kelly K Campbell is a licensed Registered Nurse certified in Life Care Planning. She has 25 plus years experience with serious and catastrophic illness and injury. Her repeat client list includes: Plaintiff, Defense, Insurance and Workmen Comp Firms. Kelly has successfully prepared Life Care Plans - Mini/Preliminary Life Care Plans - Life Care Plan Rebuttals - Medical Bill Reviews. She has provided Expert Testimony and IME reports. Kelly's experience includes: Amputation, Birth Injuries, Burn, Cerebral Palsy, Chronic Pain, CRPS, Electrocution, Orthopedic Injuries- Poly Trauma, Spinal Cord Injury, Transplant, and Traumatic Brain Injury (mild and severe). Case Management service is also provided by CARDINAL LIFECARE CONSULTING.
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Steve Wistar, CCM
AccuWeather for Business
State College, Pennsylvania
Meteorology, Slip Trip & Fall
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Insurance, Construction, Wrongful Death, Slip and Fall, Accident Reconstruction, Wildfires, Hail, High Wind, Tornadoes, Fog, Visibility, Rainfall, Flooding, Roof Damage, Lightning, Insurance Claims, Snow, Ice, Weather
As a Certified Consulting Meteorologist (CCM) and Expert Senior Forensic Meteorologist with 45 years of experience with AccuWeather, Steve has worked on numerous cases involving slip and falls, flooding, highway accidents, building and crane collapses, severe wind impacts, Hurricane Katrina and Hurricane Sandy. Steve uses his tremendous attention to detail and his excellent communication skills to explain meteorology to the non-scientist. At AccuWeather, Steve constructs impartial scientific reports for use in courts of law to support both plaintiff and defense. He has testified more than 150 times in courtrooms or at depositions in 18 states.
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Thomas Collier, Jr
Highly Experienced Expert, Summa Cum Laude
Collier Consultants
South Carolina
Construction, Premises Liability
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Defects, personal injury, insurance, codes, commercial, residential, accidents, falls, asbestos, ADA, sewer, water, liability, damages, general contractor, fire, flood, contracts, subcontractors, engineer
Highly experienced construction and premises expert. Specializes in large commercial and multi-residential construction disputes and serious bodily injury claims. Has served on over 300 cases as an expert witness and dozens of cases as an arbitrator. 30+ years’ experience as a general contractor and owner/developer focusing on condominiums, roads, sewers, subdivisions, offices and other major construction. Summa Cum Laude/Phi Beta Kappa graduate of the University of North Carolina.
Consultant (2008-Present): Georgia, North Carolina, Florida, Alabama, Mississippi, and Tennessee. Cases include commercial defects and delays, serious personal injuries, multifamily, sewers, roads and drainage, retail, insurance, professional liability, and construction business practices. Approximately equal representation of plaintiffs and defendants.
General Contractor - President of Buckhead Classic (2006 – presen): Projects include defective construction repair, new construction, fire and flood...
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Mark A Anderson, SCLA, PCLA, FCLA, LCLA, AIC, AIM, AIS, CCI
Coverage & Bad Faith Expert Witness
Anderson Claim Consulting, LLC
Ninety Six, South Carolina
Insurance
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Bad Faith, Coverage, P&C Claims, Commercial Property Claims, Personal Property Claims, Best Practices, Exclusions, Denials, E&O Claims, Class Action, Extracontractual, Catastrophes, Hurricanes, Fraud, SIU, Subrogation, Commercial Auto Claims, P&C Operations
I began my career as an adjuster trainee and worked through every operating level within Claims. As VP of Property, Auto and Liability claims at Liberty Mutual for 36 years and AVP of Commercial Property, Auto and Agribusiness claims with Nationwide for 8 years, I was responsible for Claims operations nationwide. I partnered with defense, coverage and bad faith counsel in the review and oversight of coverage disputes and bad faith litigation.
Throughout my career, I have been responsible for the handling, management and leadership of PL and CL Property and Auto claims, field operations along with technical oversight, including the development and implementation of Claim Handling Guidelines "Best Practices".
I am extremely familiar with coverage interpretation, best claim practices, bad faith situations, limits, exclusions, claim procedures and building construction issues.
As a P&C Insurance claim consultant, I work for both plaintiffs and defendants. I am currently available as...
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John R Ballinger, III
Complex Insurance, Civil, Claims, Policy Form
Ballinger and Associates Risk Management Firm
Harrison, Tennessee
Insurance, Transportation
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Insurance Claims Mgmnt, Insurance Bad Faith, Aviation, Insurance Automotive, Insurance Policy Form, Compliance, Accident Investigation, Trial Strategy, Insurance Claims Handlling, Regulatory, Errors and Ommissions, Jury Selection Strategy, Insurance Contracts, Trucking, Risk Management, Voir Dire
John Ballinger brings a unique perspective as an expert-witness. He is one of the few in the insurance industry who is a licensed insurance agent, broker, surplus lines broker, public adjuster, and Supreme Court Rule 31 mediator. As an insurance insider and risk mitigation expert, he sees alignment between insurance policies (contracts), operational policies and procedures, and agreements with clients and vendors as one of the most overlooked areas of liability risk, creating large gaps in consistency and implementation. This understanding of insurance and risk has allowed Mr. Ballinger to help organizations save over $100 million in potential loss through risk analysis and mitigation.
For over 20 years, Mr. Ballinger has worked with clients in a variety of industries navigating the complicated matrix of ACA, EPA, DOL, IRS, OSHA, and DOT regulations. This deep understanding of federal regulations and his efforts to obtain multiple licenses and certifications gives him the ability t...
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Thomas Collier, Jr
Highly Experienced Expert, Summa Cum Laude
Collier Consultants
Tennessee
Construction, Premises Liability
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Defects, personal injury, insurance, codes, commercial, residential, accidents, falls, asbestos, ADA, sewer, water, liability, damages, general contractor, fire, flood, contracts, subcontractors, engineer
Highly experienced construction and premises expert. Specializes in large commercial and multi-residential construction disputes and serious bodily injury claims. Has served on over 300 cases as an expert witness and dozens of cases as an arbitrator. 30+ years’ experience as a general contractor and owner/developer focusing on condominiums, roads, sewers, subdivisions, offices and other major construction. Summa Cum Laude/Phi Beta Kappa graduate of the University of North Carolina.
Consultant (2008-Present): Georgia, North Carolina, Florida, Alabama, Mississippi, and Tennessee. Cases include commercial defects and delays, serious personal injuries, multifamily, sewers, roads and drainage, retail, insurance, professional liability, and construction business practices. Approximately equal representation of plaintiffs and defendants.
General Contractor - President of Buckhead Classic (2006 – presen): Projects include defective construction repair, new construction, fire and flood...
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Michael F Arrigo
Medical billing, fraud, HIPAA privacy, damages
No World Borders
Texas
Medical Billing, HIPAA
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Medical billing expert, Patents trade secrets, electronic medical records, Medicare fraud, medical billing fraud, qui tam false claims act, Meaningful Use Electronic Health Records, HITECH Act, Affordable Care Act, Medicare Advantage, Medicaid, insurance, EMTALA, HIPAA, rebut life care, Usual Customary Reasonable (UCR), damages
Writer, speaker, published peer-reviewed works as an expert in the field recent Federal court rulings as a qualified expert published in Westlaw
• US COURT OF APPEALS considered expert opinions, VACATED AND REMANDED
• Two DOJ retentions, $155 million settlement
• Healthcare IT patents intellectual property Technical Expert, Medicare Damages Expert
• Medical coding medical billing, claims, usual customary and reasonable charges in personal injury and medical malpractice cases, Lifecare plan rebuttal under ACA on the future cost of care, trauma
• Electronic medical record forensics / electronic health record forensics, E.H.R, practice management IT, medical, prescription charges, workman's compensation, insurance fraud
• genetic testing, novel genetic sequencing, esoteric testing, laboratory testing
• HIPAA Privacy, Security, Blockchain special studies MIT
• Affordable Care Act, HITECH Act, electronic medical records, meaningful use, patents, and intellectual property in heal Healt...
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John Oakley
Robert Hughes Associates, Inc.
Houston, Texas
Insurance, Actuarial
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P&C, L&H, reinsurance, insurance agency standards, insurance underwriting, insurance archaeology, bad faith, actuarial, property & casualty insurance, life & health insurance, risk management, insurance broker standards
Robert Hughes Associates, established 1979, is a group of insurance experts with a wide range of experience and backgrounds -- former insurance company executives, agents, brokers, underwriters, Workers Compensation specialists, D&O and E&O expertise, risk managers, claims managers, adjusters, actuaries and captive management specialists.
Degrees include Masters and PhDs. Certifications include CPCU, RPLU, RF, ACE, ACAS, MAAA, CLU, CEBS, FCAS, SCLA, ChFC, RHU, LLIF, CRPS, FLMI, and CSSC.
Robert Hughes Associates is an internationally recognized insurance, risk management and actuarial consulting company.
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Michael J Ogden, CGC, IICRC, HCI, PA
Insurance Dispute/Property Damage Cost Expert
All Disaster Claims, Inc
San Antonio, Texas
Property Damage, Insurance
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Appraisal, Appraiser, Umpire, Cost Estimation, Property Loss Causaton, Estimator, Fire Damage, Mitigation, Windstorm Damage, Water Damage, Hail Damage, Construction Defect, Tornado Damage, Multifamily, Roofing, Commercial Residential, Restoration, Mold Loss, Remediation, General Contractor
An OSHA and Haag Certified, State of Texas and Florida Licensed Public Adjuster and State of Florida Certified General Contractor with more than 22 years of experience directly related to the renovation and consulting of losses from disaster afflicted homes and businesses.
Haag Certified Roof Inspector, IICRC and BESI Certified General Contractor, Appraiser, Umpire, Estimator, Renovator, Remediator and Expert Witness / Consultant.
State of Florida Certified (Licensed) General Contractor CGC1509420
BESI Certified Defective Drywall Remediator (CDDR)
BESI Certified Defective Drywall Consultant (CDDC)
NuAire Windows and Doors Certified Installer
Dryvit E.I.F.S. Certified Installer
IICRC Certified Water Restoration Technician (WRT) IICRC Certified Advanced Structural Drying (ASD)
State of Texas Licensed Public Adjuster TDI#1840149
State of Florida Licensed Public Adjuster
Haag Certified Roof Inspector
OSHA 10 Certified
Has completed 1,000's of property and roof damage inspections a...
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Sajel Lala Kana, MD
Genetics Expert · $500M+ in Case Outcomes
Texas
Medical Genetics, Insurance
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Wrongful birth, Birth defects, Prenatal genetic testing, Genetic testing, Down syndrome, Congenital anomalies, Metabolic disorders, Pharmacogenomics, Newborn screening, Teratology, Cancer, Life insurance, Mitochondrial disease, Life insurance, Genetic counseling, Developmental delays, Infant death, SIDS, Prior authorization, Insurance
Dr. Sajel Lala Kana is a distinguished clinical geneticist with extensive expertise in genetics and pediatrics. She is residency-trained in Pediatrics and is fellowship-trained in genetics. She is board-certified in Genetics by the American Board of Medical Genetics and Genomics (ABMGG). With over 15 years of experience in academia and clinical practice, Dr. Kana has successfully led numerous research projects, contributed to high-impact publications, and presented her work at prestigious conferences. She is a Fellow of both the American College of Medical Genetics and the American Academy of Pediatrics. She also has a passion for biotechnology and has consulted with numerous start-ups and industry giants. She has contributed her expert witness services to multiple successful outcomes collectively worth $500 million+ USD in damages collected.
Key Achievements:
- Chief architect for a first-of-its-kind automated managed care product for genetics, acquired by Centene Corporation for...
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Carol E Schultz
Health Actuary
White
Austin, Texas
Insurance, Health Informatics
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Actuary, Actuarial, Health Insurance, Medicare, Finance, Medigap, Medicare Advantage, Medicare Supplement
I am a health actuary with over 20 years of experience. I am a Fellow of the Society of Actuaries (FSA), and a member of the American Academy of Actuaries (MAAA). Most of my work experience is related to Medicare, but I know the general health insurance industry and can work on a variety of insurance-related topics. I am an excellent public speaker and writer. I can easily translate the complex topics of my work to a non-technical audience and have an approachable countenance. I worked for three major health insurance carriers for a total of 18 years before launching my own consultancy to work on a variety of health-related projects in 2024. I greatly enjoy the variety of projects I am exposed to as a consultant. I look forward to serving as an expert witness, as it will give me the opportunity to explore even more health insurance topics, and lend my expertise in legal cases. I am good at explaining technical concepts in reports, talking about the concepts of my work to peo...
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Michael A Schellinger
Annuity & Insurance Sales Abuse Expert
Synergy
Houston, Texas
Insurance, Financial
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Annuity suitability violations, Annuity sales practices, Elder financial abuse, Annuity marketing practices, Annuity disclosure failures, Insurance agent misconduct, Insurance elder financial abuse, Annuity churning abuse, Annuity twisting abuse, Insurance Replacement Harm, Insurance sales misconduct
Michael Schellinger, RICP®, CLTC®, NSSA®, EA, is a Registered Investment Advisor Representative (Series 65) and Enrolled Agent with over 25 years of experience in insurance and financial services. Licensed in life and health insurance since 1999 and Series 65 registered since 2019, he specializes in annuities, life insurance, and the tax implications of financial products.
He is recognized for his expertise in annuity and insurance sales practices, suitability, misrepresentation, fiduciary duties, disclosure obligations, and compliance oversight, with advanced designations in retirement income planning (RICP®), long-term care (CLTC®), and Social Security (NSSA®).
Mr. Schellinger has trained and supervised agents, developed compliance procedures, and reviewed countless cases involving annuity and life insurance sales. His unique dual background as an investment advisor and Enrolled Agent enables him to analyze both the financial planning and tax dimensions of insurance and annuity ...
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Scott S Margraves, CIC
Property & Casualty Insurance Expert Witness
Gulf Coast Risk Management LLC
Houston, Texas
Insurance, Real Estate
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Auto Insurance, Bad Faith, Standard of Care, COI, Hurricane Insurance, Homeowners Association Insurance, nonsubscriber Insurance, Marine Insurance, Control of Well Insurance, O&G, Oil & Gas Insurance, Directors & Officers Insurance, Hotels, Pollution, E&O, Errors & Omissions, Surety, Property & Casualty, Environmental, Umbrella
Mr. Margraves started his second career as a full-time expert witness in 2020, backed with over thirty-three years commercial property & casualty insurance experience. Mr. Margraves has been designated as an expert witness in 22 case assignments: 19 State cases and 3 Federal cases. Case assignments are divided between 12 for Defense and 10 for Plaintiff, including Arkansas, Colorado, Illinois, Louisiana, New Mexico and Texas. He is an insurance industry expert that brings extensive experience in all aspects of property & casualty insurance interpretation, policy forms, applications, claims, safety programs, and contract integration. Expertise includes Bad Faith, Agency E&O, Standard of Care, Marine, Environmental, Surety & Bonds, CYBER, and Certificates of Insurance. He is the Principal Consultant and Founder of Gulf Coast Risk Management, LLC (GCRM). GCRM provides consulting services to attorneys, property owners, asset managers, and general contractors regarding insurance placemen...
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David Martinez
Medical Billing & UCR Reimbursement Expert Witness
Accurate Billing Investigators, Inc.
McKinney, Texas
Medical Billing, Insurance
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Managed Care, HMO, PPO, Medicare, Medicaid, Reasonable Value, Audit, Hospital, ERISA, Usual and Customary, Reimbursement Disputes, Claims Denials, Athena Billing, Out-of-Network, Balance Billing, Fee Schedule Analysis, Expert Testimony, Medical Necessity, Multi-State, Healthcare Reimbursement
I have over 35 years of experience in medical billing, reimbursement, and managed care systems, with expertise spanning provider operations, payer methodologies, and claims adjudication practices. My work focuses on evaluating medical billing accuracy, reimbursement methodologies, usual and customary charges, and payer denial practices.
Practice includes multi-state reimbursement analysis, with extensive experience in California managed care systems, including HMO, IPA, and risk-based reimbursement structures, as well as Medicare Advantage and national payer methodologies. I have served in multiple roles, including claims examiner, billing manager, revenue cycle executive, and founder of a national medical billing and audit firm. This multidisciplinary experience allows me to analyze disputes from both the provider and payer perspectives. Experience includes analyzing billing system workflows and claims processing issues across platforms such as Athenahealth.
My expert work includ...
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Thomas Collier, Jr
Highly Experienced Expert, Summa Cum Laude
Collier Consultants
Texas
Construction, Premises Liability
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Defects, personal injury, insurance, codes, commercial, residential, accidents, falls, asbestos, ADA, sewer, water, liability, damages, general contractor, fire, flood, contracts, subcontractors, engineer
Highly experienced construction and premises expert. Specializes in large commercial and multi-residential construction disputes and serious bodily injury claims. Has served on over 300 cases as an expert witness and dozens of cases as an arbitrator. 30+ years’ experience as a general contractor and owner/developer focusing on condominiums, roads, sewers, subdivisions, offices and other major construction. Summa Cum Laude/Phi Beta Kappa graduate of the University of North Carolina.
Consultant (2008-Present): Georgia, North Carolina, Florida, Alabama, Mississippi, and Tennessee. Cases include commercial defects and delays, serious personal injuries, multifamily, sewers, roads and drainage, retail, insurance, professional liability, and construction business practices. Approximately equal representation of plaintiffs and defendants.
General Contractor - President of Buckhead Classic (2006 – presen): Projects include defective construction repair, new construction, fire and flood...
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Mark "Jake" Jacobson
General Contractor, Inspector, and Expert Witness
The Expert Construction Witness, LLC
Utah
Construction, Construction Defects
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Residential, Standards of Care, Building Codes, Workmanship, Plumbing, Commercial, Roofing & Stucco, Plan Reviews, Project Documents & Costs, Electrical, Water Intrusion, Facilities Management, Site Evals, Framing, Litigation Support, Concrete, Site Inspections, Product Evals, Mechanical, Insurance
Mark “Jake” Jacobson
Building Inspector
Building Official
Construction Expert Witness
Consultant
Facilities Manager
General Contractor
Pre-Purchase Inspector
Project Manager
Project Superintendent
As a construction expert witness, I am my utilizing my hands-on knowledge, skill, and experience earned from over 30 years of work in the fields of construction, construction management, facilities management, and business management. This experience comes from the 360-degree perspectives of a building inspector, building department official, jobsite superintendent, facilities manager, general contractor and construction consultant/analyst. Managing residential new construction and remodeling, additions and light commercial construction are the cruxes of my building expertise.
Expert Services Offered But Not Limited to the Following:
Construction & Construction Defects Analysis: Residential & Light Commercial
Trades Work Product Analysis: Framing, Heating & Ventilation, Plumbin...
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Layne Kertamus, MA, CPCU, RIMS-CRMP
Insurance and Reinsurance Expert-Professor-Leader
Insurance Claim Consulting LLC
Utah
Insurance, Risk Management
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Insurance Bad Faith, Property & Casualty, Claims Handling, Loss Recovery, Professional Liability, Workers Compensation, Run Off, Reinsurance Assumed & Ceded, Placement Issues, Insurer-MGA Disputes, Contract Analysis, Broker Error/Omission, Roof, Fronted Programs, Catastrophe, Insurer Defense
Thirty two (32) years of experience in insurance, reinsurance, alternative risk as industry expert and professor.
Located in Indiana and Utah. Consulting services available to defense and plaintiff counsel nationwide.
Technical and executive experience in claims, underwriting, marketing, compliance and carrier operations.
Claims Bad Faith| Broken Insurance Transactions | Insurer Defense | Broker Standards | Property Casualty Commercial Lines |Carrier – Managing General Agent Programs |Complex Accounts |Treaty Reinsurance
Utah State Court Rostered Mediator resolving attorney represented insurance disputes involving claims bad faith, and coverage-valuation. Reinsurance arbitration fact witness.
Former full time faculty member and Professional-in-Residence in Risk Management and Insurance teaching: Property Risk Management and Insurance, Liability Risk Management and Insurance, The Legal Environment of Insurance, and Enterprise Risk Management courses at Utah Valley U...
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Darin M Vercillo, MD
Expert Hospitalist, Informatics and Insurance
Davis Hospitalists
CENTERVILLE, Utah
Hospitalist, Insurance
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Cardiac, Sepsis, Billing, Observation, Overdose, Respiratory, Stroke, Pneumonia, Diabetes, Ketoacidosis, Kidney failure, COPD, Clotting disorders, Pulmonary Embolism, Infection, Trauma, Brain Bleed/Stroke, Medical Records, Observation, Insurance
Board certified in internal medicine (ABIM). 20 years of experience as a practicing hospitalist. Prior hospice care director. Expert reviewer and witness for numerous medical malpractice cases covering a range of clinical scenarios.
Medical director of several hospitalist groups. Member or chair of Medical Executive, Utilization Management, Quality, Stroke, Cardiology, and Health Information committees. Medical department chair. Appointed by Governor to Utah State Controlled Substance Advisory Committee addressing regulatory and compliance matters.
Leads physician advisory team conducting quality and care reviews for health systems nationwide. Educates providers on healthcare standards, quality of care, and best practices. Extensive public speaking experience producing effective depositions and courtroom testimony.
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Collin J. Hite
Bad Faith Expert - Former Insurance Executive
Hite Insurance Consulting LLC
Glen Allen, Virginia
Insurance
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Bad Faith, Insurance Coverage, Claims Handling, Claims Standards, Policy Limit Settlement Demands, Good Faith, CGL, Cyber Insurance, Directors & Officers, Errors & Omissions, Auto, Homeowners, Commercial Insurance, Commercial Property, Brokers, Umbrella, Surplus and Excess, Crime & Fidelity, London Market, Policyholders
Expert in insurance bad faith, claim‑handling standards, policy limit settlement rejections, and insurer conduct. I am trusted by counsel, carriers and policyholders. I've tried 38 cases to verdict, so I understand that counsel need from an expert witness. Even while in-house, I played the role of policyholder counsel in my mock jury exercises against my outside coverage counsel. With my extensive bad faith litigation and teaching experience I am well positioned to assist as an expert in your insurance cases.
Most recently, I was an Associate General Counsel at USAA for bad faith litigation, a Fortune 100 P&C insurer with $27bn (2025) in gross written premium. Prior to that role I was Head of Insurance Litigation for Markel Insurance, a multi-national specialty insurer in the Fortune 200 with $15.5bn in gross written premium in 2025. As the Head of Insurance Litigation for Markel I owned responsibility for all bad faith and extra-contractual litigation across the country, as well a...
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Matthew Furlong, CBC, RBC
Construction and Building Code Compliance Expert
Först Consulting Group
Middleburg, Virginia
Construction Defects, Construction
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Forensic investigation, building pathology, failure analysis, technical reporting, construction claims, litigation support, insurance, building code, EIFs, stucco, building envelope, facades, rainscreen, infrared, moisture, structural capability, energy conservation, contract analysis, code compliance
Mr. Matthew Furlong specializes in construction defect and failure analysis, forensic engineering, scientific investigations, technical report writing and expert witness testimony for construction claims and litigation matters. Mr. Furlong has 25 years of experience with construction, project coordination and design, remodeling, and field inspections of building systems for residential, and commercial low and high-rise properties. He has successfully completed more than 600 unique and custom projects while as a general contractor.
His builder background experience ranges from high-end new custom home construction, interior renovations and additions, to green building and energy efficient homes, historical renovations, timber-framing, and creating elaborate custom interiors in prestigious estate-sized homes. This experience gives Mr. Furlong the unique qualifications to testify as an expert in construction matters. As a professional consultant, Mr. Furlong provides services in the ...
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Thomas Collier, Jr
Highly Experienced Expert, Summa Cum Laude
Collier Consultants
Virginia
Construction, Premises Liability
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Defects, personal injury, insurance, codes, commercial, residential, accidents, falls, asbestos, ADA, sewer, water, liability, damages, general contractor, fire, flood, contracts, subcontractors, engineer
Highly experienced construction and premises expert. Specializes in large commercial and multi-residential construction disputes and serious bodily injury claims. Has served on over 300 cases as an expert witness and dozens of cases as an arbitrator. 30+ years’ experience as a general contractor and owner/developer focusing on condominiums, roads, sewers, subdivisions, offices and other major construction. Summa Cum Laude/Phi Beta Kappa graduate of the University of North Carolina.
Consultant (2008-Present): Georgia, North Carolina, Florida, Alabama, Mississippi, and Tennessee. Cases include commercial defects and delays, serious personal injuries, multifamily, sewers, roads and drainage, retail, insurance, professional liability, and construction business practices. Approximately equal representation of plaintiffs and defendants.
General Contractor - President of Buckhead Classic (2006 – presen): Projects include defective construction repair, new construction, fire and flood...
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Daniel R Robles, PE, MBA
Mechanical Engineer - Expert Witness
Community Engineering Services, PLLC
EDMONDS, Washington
Mechanical Engineering, Investigation
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Plumbing, Test Engineering, Product Liability, Failure Analysis, Forensic Engineering, Artificial Intelligence, Accident Reconstruction, Water Damage, Feasibility Study, Corrosion, Construction, Airport, Aviation, Standard of Care, Litigation Support, Risk Assessment, Machinery, Insurance, Document Analysis, Design Engineering
Daniel Robles, PE, MBA is a licensed mechanical engineer with over 35 years of diverse experience in aerospace, building sciences, and advanced technology platforms. He has held leadership roles in design and test engineering for high-profile projects including the NASA Space Shuttle, commercial satellite deployment, stealth aircraft, and commercial aircraft commissioning and servicing, working for industry leaders such as Rockwell International, Hughes Aircraft, Northrop Aircraft, and The Boeing Company.
Mr. Robles is the founder of Community Engineering Services PLLC, where he leverages his extensive aerospace and engineering expertise to provide expert witness services, condition assessments, inspections, and failure analysis for the legal, insurance, and financial industries, as well as private, municipal, and institutional clients. His specific areas of practice include plumbing systems, drain, waste, vent, and domestic water supply, as well as water system failures, water int...
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Michael F Arrigo
Medical billing, fraud, HIPAA privacy, damages
No World Borders
Washington
Medical Billing, HIPAA
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Medical billing expert, Patents trade secrets, electronic medical records, Medicare fraud, medical billing fraud, qui tam false claims act, Meaningful Use Electronic Health Records, HITECH Act, Affordable Care Act, Medicare Advantage, Medicaid, insurance, EMTALA, HIPAA, rebut life care, Usual Customary Reasonable (UCR), damages
Writer, speaker, published peer-reviewed works as an expert in the field recent Federal court rulings as a qualified expert published in Westlaw
• US COURT OF APPEALS considered expert opinions, VACATED AND REMANDED
• Two DOJ retentions, $155 million settlement
• Healthcare IT patents intellectual property Technical Expert, Medicare Damages Expert
• Medical coding medical billing, claims, usual customary and reasonable charges in personal injury and medical malpractice cases, Lifecare plan rebuttal under ACA on the future cost of care, trauma
• Electronic medical record forensics / electronic health record forensics, E.H.R, practice management IT, medical, prescription charges, workman's compensation, insurance fraud
• genetic testing, novel genetic sequencing, esoteric testing, laboratory testing
• HIPAA Privacy, Security, Blockchain special studies MIT
• Affordable Care Act, HITECH Act, electronic medical records, meaningful use, patents, and intellectual property in heal Healt...
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