Insurance Expert Witness

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This page contains insurance expert witnesses who testify, consult and provide litigation support on insurance and related issues. Insurance expert witnesses and consultants on this page may form expert opinions, draft expert witness reports, provide expert witness testimony at deposition and/or trial as or serve as consulting (non-testifying) experts. The issues and subjects these insurance expert witnesses testify regarding may include: Insurance, Insurance Coverage, Insurance Bad Faith, Life Insurance, Bad Faith, Bad Faith Insurance, Claims, Disability Insurance , Annuities, Health Insurance , Insurance Agent/Broker Duties, Property & Casualty Insurance, Risk Management, Insurance Agent/Broker Liability, and Insurance Coverage Disputes.

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David L. Stegall, CPCU, ARM, ARe, RPA Risk Consulting & Expert Services

Insurance, Risk Management - Bad Faith, Usual & Customary Practices, Standard of Care, Fair Claim Practices, Alternative Risk, Self-Insurance, Reinsurance, Bonds, Property & Casualty Insurance, Errors & Omissions, Professional Liability for Agents, Brokers, Underwriters, Managing General Agents & Underwriting, Hurricane & Flood
David Stegall has over 43 years of insurance, reinsurance, bond and risk management industry experience. He is a Chartered Property & Casualty Underwriter, an Associate in Risk Management, an Associate in Reinsurance and a Registered Professional Adjuster. He has experience as an underwriter, an agent, a broker, a surety bond producer, a reinsurer, a managing general agent, a third-party administrator, a captive manager, a self- insured fund executive, a risk management consultant, an expert witness and has been retained as an arbitrator. He was President of the Society of Risk Management Consultants in 2017 and continues to serve on the Board of Directors. Mr. Stegall is also a member of the Board of Directors of the Alabama Captive Association, a member of the Society of Chartered Property & Casualty Underwriters, the American Association of Insurance Management Consultants, the Society of Registered Professional Adjusters, ARIAS-US, Defense Research Institute, and an Associate M...

Robert M Anderson, CPCU The Anderson Edge

Insurance, Risk Management - Insurance Broker Standard of Care, Insurance Federal Cases, Rule 26, Insurance Pollution, Umbrella Insurance, Excess Insurance, Insurer Bad Faith, Insurance Coverage, Construction Defect Insurance, Insurance Manuscript Policies, Insurance Custom and Practice, Property Casualty Insurance
Bob began his career as a casualty underwriter for Pacific Indemnity Company (Chubb) and later for Industrial Indemnity Company. Bob also served as president, chief executive officer, and chairman of the board of well-known Anderson & Anderson Insurance Brokers. Over nearly 30 years, he built Anderson & Anderson from a four-person company to the fifth-largest brokerage firm in California until the time of its sale to AON Corporation. At Aon, Bob was the president of the Aon Advantage Group which advised 20 industry practice leaders such as the Hospitality Group which insured Hotels, Resorts, and Casinos. Bob attended the Harvard Business School’s OPM program which is a concentrated program for business owners and managers similar to its MBA program. He earned his CPCU (Chartered Property Casualty Underwriter) designation in 1970 from the American Institute for Property and Liability Underwriters, Inc. Areas of expertise include, but are not limited to; • ADR (Arbitration/Mediation...

David L. Stegall, CPCU, ARM, ARe, RPA Risk Consulting & Expert Services

Mountain Brook, Alabama
Insurance, Risk Management - Bad Faith, Usual & Customary Practices, Standard of Care, Fair Claim Practices, Alternative Risk, Self-Insurance, Reinsurance, Bonds, Property & Casualty Insurance, Errors & Omissions, Professional Liability for Agents, Brokers, Underwriters, Managing General Agents & Underwriting, Hurricane & Flood
David Stegall has over 43 years of insurance, reinsurance, bond and risk management industry experience. He is a Chartered Property & Casualty Underwriter, an Associate in Risk Management, an Associate in Reinsurance and a Registered Professional Adjuster. He has experience as an underwriter, an agent, a broker, a surety bond producer, a reinsurer, a managing general agent, a third-party administrator, a captive manager, a self- insured fund executive, a risk management consultant, an expert witness and has been retained as an arbitrator. He was President of the Society of Risk Management Consultants in 2017 and continues to serve on the Board of Directors. Mr. Stegall is also a member of the Board of Directors of the Alabama Captive Association, a member of the Society of Chartered Property & Casualty Underwriters, the American Association of Insurance Management Consultants, the Society of Registered Professional Adjusters, ARIAS-US, Defense Research Institute, and an Associate M...

Daniel G Fink, CIC, CRM, AAI Insurance Expert Witness

Phoenix, Arizona
Insurance - Insurance Agent/Broker Standard of Care, Insurance Bad Faith, Insurance Agents errors and omissions, Insurance Coverage, Insurance Coverages, and Claims, Insurance Industry Claim handling standards, Workers Compensation insurance, Auto Insurance, UM & UIM Insurance, Home Insurance, Insurance Disput
Daniel Fink, [email protected], worked over 35 years as an Insurance Agent writing all types of coverages. He has earned the Certified Insurance Counselor, Certified Risk Manager, and Accredited Adviser in Insurance designations. For over 15 years, he has been an insurance instructor including Continuing Education & Certification for the CIC and CISR programs across the country. Daniel earned his BA in Journalism and English. He is a good communicator combined with an extensive background in insurance. He served as President of the IIABAZ and has worked on the Arizona Insurance Producer licensing exam. Daniel was worked as an expert witness for many years and has worked with both Plaintiffs and Defendants reviewing insurance agent standard of care, claims handling, policy and coverage reviews, and bad faith/unfair claim practices.

Carl H. Josephson, PE, SE Josephson-Werdowatz & Associates, Inc.

Arizona
Structural Engineering, Engineering - Wood, masonry, steel, concrete structures. Construction defect, insurance litigation, professional liability claims. Seismic/wind design, code review, standard of care analysis. Also foundations, underpinning, retaining walls, and tie-backs. Extensive graphics and animations capabilities.
Josephson-Werdowatz & Associates(JWA), founded in 1988 and with licenses in twenty-five states, has provided structural design and construction defect investigations/evaluations across the United States and abroad. Structural evaluations included wood, masonry, steel, and concrete structures, with particular emphasis on seismic and wind design. Evaluations also included code review and analysis, and standard of care analysis. JWA also has extensive experience with geotechnical structures such as special foundations, underpinning, retaining walls, tie-backs, and soil nails, among others. JWA strives for a reasoned, accurate, and practical solution to structural engineering problems and deficiencies. Principal Structural Engineers Carl H. Josephson, PE, SE and Dan R. Werdowatz PE, SE have been retained as expert witnesses in over 1,500 cases for plaintiff and defense clients, and have provided testimony in deposition or trial on over 400 occasions. Mr. Josephson has over 40 years of...

David R. Mitchell, CIC (Certified Insurance Counselor), MBA, MA.HR, SPHR, SHRM-SCP Ideal Insurance Agency

Surprise, Arizona
Insurance - insurance standard of care, insurance coverage, insurance bad faith, workers compensation, human resources, property and casualty insurance, life insurance, health insurance, disability insurance, long term care insurance, cyber insurance, auto insurance, home insurance, business insurance
David has been a licensed practicing insurance producer for 39 years. He understands the reasonable care, skill and diligence from not only academia but experience. He has been an insurance agency owner for 37 years. To date he has consulted in over 45 court cases as a consultant/expert. His consultant/expert work is split at about 45% Plaintiff and 55% Defense. David has testified in several depositions and at jury trial with a successful outcome. He has been a Certified Insurance Counselor since September of 1992. The Family Agency in which he is a partner has won both community and industry awards. David has reviewed the Arizona State Licensure Exams since 1998. He has taught various insurance courses through The National Alliance since 2002. He has taught several continuing education courses in Arizona. Since 2002 he has taught various business courses collegiately. Currently he is an adjunct professor at Glendale Community College teaching insurance courses. He has been on t...

Pauline Thomas, CRM, CIC, ARM, CISR Effective Risk Management

Arizona
Insurance, Risk Management - Insurance, Risk Management, Agent/Broker Standard of Care, MGA, Wholesale Intermediary, Excess & Surplus Lines, Underwriting, Insurance Industry Customs & Practices, Commercial Lines, Personal Lines, E&O, EPLI, Occurrence v. Claims Made, PEOs, Contracts, Certificates, Additional Insureds, Claims
49+ years experience. Insurance & risk management professional. Faculty Member, Big "I" Virtual University Independent Insurance Agents & Brokers of America Practice includes expert witness & transactional consulting. Personal & commercial insurance including property, inland marine, wet marine, builders risk, course of construction, general liability, automobile liability, workers compensation, homeowners, medical malpractice, employment practices liability, professional liability. Traditional insurance & alternative risk programs, captives, self-insurance, large deductibles, retrospective rating. Experience includes underwriting, retail & wholesale production agencies, general agent, excess & surplus lines & franchisor. Producer, agent and broker custom & practice and standard of care. Good faith, bad faith. Experience with design & marketing of insurance programs & design & interpretation of insurance clauses in lease agreements, construction and other business contracts, cer...

Robert E. Underdown, AINS, SIA, AIC, ARM, CFLC The Insurance Archaeologist

Maricopa, Arizona
Insurance, Risk Management - Agent/Broker Standards, Bad Faith Claims, Good Faith Claims, Insurance Industry Claims Handling Standards, Construction Defect Coverage, Coverage Opinions, Fair Claim Practices, Financial Institution Bond Expert, Insurance Industry Standards, Life Insurance Suitability Opinions, Fidelity and Surety
Insurance Expert Witness Robert E. “Bob” Underdown is an experienced and highly qualified insurance expert witness providing testimony in insurance cases across the United States. Bob, “The Insurance Archaeologist™”, digs for the buried treasure in your insurance policies. He has over 30 years of experience as a Claims Manager and Risk Manager in both the public and private sectors. Some of the other areas in which Mr. Underdown has direct hands-on experience are: Attorney Malpractice Insurance Coverage, Attorney Malpractice Claims Handling, Bad Faith Claims, Broker Contingency Commissions, Claims Management, Fidelity/Surety Bonds, Financial Institution Bonds, Health Insurance Coverage Expert, Workers’ Comp Retrospectively Rated Plans, Risk Management Standards and Practices, Third Party Claims Standards, and other areas. PROFESSIONAL AFFILIATIONS Appointed, 2018, to serve a four-year term as a public member of the Judicial Selection Committee on Character and Fitness for the Sup...

Harold "Trey" Fairman III, AIF®, J.D., LL.M.

Arkansas
Insurance, Securities & Investments - Life Insurance, Premium Financing, Irrevocable Life Insurance Trusts, Life Settlement, Stranger Originated Life Insurance, STOLI, Investor Owned Life Insurance, IOLI, Standard of Care, TOLI, Long Term Care, 401k, Annuities, ILIT, Inforce insurance policy review, policy lapse, fiduciary oversight
I am a retirement plan and insurance expert uniquely qualified with decades of experience in the high-net-worth insurance and financial institution marketplace. I provide consulting and expert witness services regarding complex financial and insurance litigation matters to plaintiff and defense attorneys, as well as bank and investment company legal departments. I am experienced as a tax planner and an insurance broker in the high-net-worth market, with a focus on sophisticated life insurance and life settlement transactions. I am available for cases involving: Life Insurance (term, whole, universal, indexed, variable), Insurance Premium Financing, Inforce Insurance Policy Review / Policy Lapse, Life Insurance Settlements, Trust Owned Life Insurance ("TOLI"), Insurance Agent Standard of Care, Premium Financed Indexed Universal Life ("IUL") Insurance, Stranger Originated Life Insurance (aka "STOLI" and "IOLI"), 401(k) Fiduciary Oversight / Prudent Process, Disability Insurance a...

Advisors / Experts @MCS Associates National Expert Witness/Consulting Group

Tustin, California
Insurance, Business Damages - Claims, underwriting, bad faith, agent/broker duties, life, health, disability, property/casualty, reinsurance, surety
Banking, financial services, insurance consulting group (est. 1973). Experts include insurance managers, underwriters, brokers / agents, claims adjusters, accountants, actuaries, economists, statisticians, appraisers. Personal & Commercial lines, Professional & Directors Liability, Error & Omissions, Fidelity Bonds, Title insurance, Credit enhancement / mortgages; Adjusting, Policy interpretation; Risk management, Self-insured, TPA functions; Damages, Economic / Statistical analysis, Valuations, Forensic accounting.

Robert M Anderson, CPCU The Anderson Edge

Newport Beach, California
Insurance, Risk Management - Insurance Broker Standard of Care, Insurance Federal Cases, Rule 26, Insurance Pollution, Umbrella Insurance, Excess Insurance, Insurer Bad Faith, Insurance Coverage, Construction Defect Insurance, Insurance Manuscript Policies, Insurance Custom and Practice, Property Casualty Insurance
Bob began his career as a casualty underwriter for Pacific Indemnity Company (Chubb) and later for Industrial Indemnity Company. Bob also served as president, chief executive officer, and chairman of the board of well-known Anderson & Anderson Insurance Brokers. Over nearly 30 years, he built Anderson & Anderson from a four-person company to the fifth-largest brokerage firm in California until the time of its sale to AON Corporation. At Aon, Bob was the president of the Aon Advantage Group which advised 20 industry practice leaders such as the Hospitality Group which insured Hotels, Resorts, and Casinos. Bob attended the Harvard Business School’s OPM program which is a concentrated program for business owners and managers similar to its MBA program. He earned his CPCU (Chartered Property Casualty Underwriter) designation in 1970 from the American Institute for Property and Liability Underwriters, Inc. Areas of expertise include, but are not limited to; • ADR (Arbitration/Mediation...

Michael F Arrigo No World Borders

Los Angeles, California
HIPAA, Medical Coding - Medical billing, Patents trade secrets, electronic medical records, Medicare fraud, medical billing fraud, qui tam false claims act fraud Usual Customary Reasonable (UCR), Meaningful Use Electronic Health Records, HITECH Act, Affordable Care Act, Medicare Advantage, Medicaid,insurance, CRPS, EMTALA
Writer, speaker, published peer-reviewed works as an expert in the field recent Federal court rulings as a qualified expert published in Westlaw • Two DOJ retentions, $155 million settlement, an expert in anti-trust / FTC. Intellectual property; complex fraud coding, fraud damages expert • Healthcare IT patents intellectual property Technical Expert, MedicDamages Expert • Medical coding medical billing, claims, usual customary and reasonable, Lifecare plan rebuttal under ACA on the future cost of care, trauma E.H.R, practice management IT, medical, prescription charges, workman's compensation, insurance fraud • HIPAA Privacy, Security, Blockchain special studies MIT • Affordable Care Act, HITECH Act, electronic medical records, meaningful use, patents, and intellectual property in heal Health Risk Assessments, Risk Adjustment, HCC Medicare Part C Accountable Care • PBMs, Pharmaceuticals, CLIA, lab, pathology billing accuracy, privacy Pain management, ketamine, spinal chord sti...

Dick Bridy, PhD DBI Group Expert Witness

La Jolla, California
Real Estate, Dispute Resolution - Default, personal injury, abandonment, asset - property and portfolio management, commercial litigation, development/redevelopment, insurance, realtor litigation, fiduciary claims, landlord liability, constructive eviction
Dr. Dick Bridy delivers real estate expert witness testimony for the commercial real estate and brokerage industry nationwide. He is an entrepreneur and the CEO of DBI Group (DBI) and Bedrock Investments Group (BIG) with more than forty (40) years of commercial real estate development, brokerage, investment, leasing, private equity sourcing, operations, construction, and asset management experience. He has been engaged by both plaintiff and defense attorneys.

Mason A Dinehart III, RFC FEND - Financial Education Network Development

San Ramon, California
Securities & Investments, Insurance - Due Diligence, Suitability, Supervision, Standards of Care, Breach of Fiduciary Duty, Variable and Fixed Index Annuities, TIC's, Non-Traded REIT'S, Broker Dealer Compliance, Portfolio Analysis,Private Placements, Elder Abuse, Damages, Misrepresentation, Material Omission and Fraud,
I am celebrating 5 decades in the securities Industry. I am both a FINRA Arbitrator and the designated securities expert witness for the CA State Bar. I am a consulting expert in litigation and arbitration having testified in 25 states involving securities, insurance and annuities. Since 1991, I have been retained over 1000 times and have testified in 365 arbitrations before NASD, FINRA, JAMS, PSE, AAA and PSE along with attending and testifying in over 100 mediations. In addition, I have qualified and testified before the L.A. Federal Court along with State Courts in L.A., Orange, Fresno and San Diego. My case track record stands at 328 wins and 37 losses. From a long-standing banking background in corporate finance to underwriting and investment banking and real estate experience, I bring a strong knowledge of modern portfolio theory through the teaching of hundreds of retirement financial planning seminars at the corporate level. It is my goal to bring a refres...

David S. Easton, JD, CPCU Easton Insurance Consulting

San Diego, California
Insurance - Insurance Claims Handling Best Practices, Insurance Claims Investigation, Construction Defect, Commercial Insurance, Adjuster Standard of Care, Bad Faith, Investigation, Insurance Coverage, Mediation, Duty to Defend, Premises Liability, Certificates of Insurance, Litigation Best Practices
I offer over 30 years of experience in litigated commercial and personal lines claims handling and case management. I am a former Senior Litigation Specialist with thorough knowledge of carrier best practices and their specific application to the duty to investigate, the duty to defend, and the duty to indemnify. For the last 15 years I have specialized in commercial casualty insurance coverage and how appropriate insurance best practices relate to construction defect claims as well as commercial premises liability claims. I have personally attended over 1000 mediations and settlement conferences in litigated matters as a carrier representative. I have experience and training in giving deposition and trial testimony.

Harold "Trey" Fairman III, AIF®, J.D., LL.M.

San Marcos, California
Insurance, Securities & Investments - Life Insurance, Premium Financing, Irrevocable Life Insurance Trusts, Life Settlement, Stranger Originated Life Insurance, STOLI, Investor Owned Life Insurance, IOLI, Standard of Care, TOLI, Long Term Care, 401k, Annuities, ILIT, Inforce insurance policy review, policy lapse, fiduciary oversight
I am a retirement plan and insurance expert uniquely qualified with decades of experience in the high-net-worth insurance and financial institution marketplace. I provide consulting and expert witness services regarding complex financial and insurance litigation matters to plaintiff and defense attorneys, as well as bank and investment company legal departments. I am experienced as a tax planner and an insurance broker in the high-net-worth market, with a focus on sophisticated life insurance and life settlement transactions. I am available for cases involving: Life Insurance (term, whole, universal, indexed, variable), Insurance Premium Financing, Inforce Insurance Policy Review / Policy Lapse, Life Insurance Settlements, Trust Owned Life Insurance ("TOLI"), Insurance Agent Standard of Care, Premium Financed Indexed Universal Life ("IUL") Insurance, Stranger Originated Life Insurance (aka "STOLI" and "IOLI"), 401(k) Fiduciary Oversight / Prudent Process, Disability Insurance a...

Frederick J Fisher, J.D., CCP Fisher Consulting Group, Inc.

El Segundo, California
Insurance, Business Operations - Professional Liability, Standard of Care, Insurance Bad Faith, Insurance Brokers, Real Estate Brokers, Escrow Procedures, Mortgage Brokers, Claims Procedures, Claims Made Insurance,
Frederick J. Fisher, J.D. is the President of Fisher Consulting Group, Inc., and was the Founder of E.L.M. Insurance Brokers, a Wholesale & MGA facility specializing in Professional Liability and Specialty Line risks. He is a Member of the Editorial Board for Agents of America; a Faculty Member of the Claims College, and Member of the Executive Council, School of Professional Lines as sponsored by the Claims & Litigation Management Alliance. He is a course designer and webinar Instructor for the Academy of Insurance (sponsored by the Insurance Journal). Since his career began, Mr. Fisher focused on one vision: providing financial security to the client. The result was a successful 41 year career in Specialty Lines Insurance. In 1975, Mr. Fisher began his career on the service side, as an Independent E&O claims adjuster. In 1982, he bought the Company, continued with claims, while expanding the firm’s services to include qualitative claim auditing, risk management & loss contro...

Christopher Hawk Small Business & Retirement Plans

Beverly Hills, California
Insurance, Financial - Qualified Retirement Plans, NonQualified Retirement plans, Annuities, Self-Directed IRAs, NonQualified Deferred Compensation, Charitable Retirement Plans, Life insurance, Disability Insurance, Pre-Tax Health Insurance, Long Term Care, Supplemental Health plans, Health Savings Accounts
30 years licensed as Life & Health and Retirement Plans agent. Research & Reports Specialist, in Tax-Deferred & Tax-Exempt Income plans Servicing the general consumer markets since 1989, for those seeking the purchase of individually or family owned life, disability, long term care and health insurance plans. 15 years of annually assisting third party brokers and custodians, whom contract with corporate business owners for group-sponsored employee payroll deduction services; during their open-enrollment seasons. Among the HIPPA compliant services provided as an agent and benefit counselor include: Pre-Tax Health Insurance, Disability Insurance, Long Term Care Life insurance, Supplemental health plans & Social Security options Health Savings Accounts, Prepaid Legal services & Wellness Benefits Personally, have worked with over twenty-five fortune 500 companies, including county and municipal government workers; also, meeting with over 5,000 employees and union members 1 on 1 ...

Lola Hogan, CPCU ARM ARe Lola Hogan Insurance Consulting LLC

Pacific Grove, California
Insurance - Claims Practices, Bad Faith, Duty to Defend, Property & Casualty, Personal and Commercial lines.
Over 30 years of insurance industry experience, including 20 plus years of experience as an insurance executive. Understands and can explain both the theoretical and practical aspects of claims handling. She served as the Vice President and Chief Claim Officer for Sequoia Insurance Company in Monterey, California. In addition to management duties, personally handled and managed a broad range of complex, high exposure first and third party claims, umbrella claims and suits against the company. Personally handled well over 100 mediations and MSC’s and has extensive experience in giving deposition and trial testimony.

Carl H. Josephson, PE, SE Josephson-Werdowatz & Associates, Inc.

San Diego, California
Structural Engineering, Engineering - Wood, masonry, steel, concrete structures. Construction defect, insurance litigation, professional liability claims. Seismic/wind design, code review, standard of care analysis. Also foundations, underpinning, retaining walls, and tie-backs. Extensive graphics and animations capabilities.
Josephson-Werdowatz & Associates(JWA), founded in 1988 and with licenses in twenty-five states, has provided structural design and construction defect investigations/evaluations across the United States and abroad. Structural evaluations included wood, masonry, steel, and concrete structures, with particular emphasis on seismic and wind design. Evaluations also included code review and analysis, and standard of care analysis. JWA also has extensive experience with geotechnical structures such as special foundations, underpinning, retaining walls, tie-backs, and soil nails, among others. JWA strives for a reasoned, accurate, and practical solution to structural engineering problems and deficiencies. Principal Structural Engineers Carl H. Josephson, PE, SE and Dan R. Werdowatz PE, SE have been retained as expert witnesses in over 1,500 cases for plaintiff and defense clients, and have provided testimony in deposition or trial on over 400 occasions. Mr. Josephson has over 40 years of...

Arthur B Kagan, FSA, EA A | K Actuarial & Pension Services

Woodland Hills, California
Actuarial, Statistics - Actuary, Pension Plans, retirement plans, 401k plans, ERISA, IRS compliance, audits, pension consulting, life expectancy calculations, marital dissolution, employee benefits, personal injury, wrongful death, disability, loss of income, life estate values, insurance, annuities, executive plans
Professional affiliations include F.S.A, Fellow Society of Actuaries (highest education for an actuary), E. A. Enrolled Actuary, M. A. A. A Member American Academy of Actuaries, ASPPA American Society of Pension Professionals and Actuaries, NIPA National Institute of Pension Administrators, and past affiliation as F. C. A. Fellow of Conference of Consulting Actuaries. Prior Board Member for Conference of Consulting Actuaries and NIPA. Authored several articles early in career on the growing trend of 401k Plans to replace traditional Pension Plans. Implemented one of the early Cash Balance Pension Plans for large law firm; expanded to over 100 Cash Balance Pension Plans. Worked closely with ERISA and client attorneys on client issues; frequently utilized research service of ERISA attorney firm. Presented many seminars on recent developments in pension plan industry and creative plan design to Desert Estate Planning Council, California CPA Society, AXA Advisors and various...

Guy O Kornblum Guy O. Kornblum, A Professional Law Corporation

San Francisco, California
Insurance, Legal - Insurance Claims Handling, Insurance Compliance with Good Faith Claims Principles, Standard of Care in Civil Litigation, Civil Litigation, Case Evaluation, Negotiation and Settlement
GUY O. KORNBLUM is a principal in Guy O. Kornblum, a professional law corporation, with offices in San Francisco and San Ramon, California. He has specialized as a trial and appellate lawyer for over 45 years. The firm specializes in a wide range of civil litigation, including serious injury and wrongful death, financial and physical elder abuse, and all aspects of insurance including “bad faith” claims. Mr. Kornblum himself has handled over 4000 litigated matters to conclusion and has several million dollar plus cases to his credit. He has represented hundreds of clients, small businesses, individuals, and large Fortune 500 corporations during his over 40 years of practice. He is highly regarded for his courtroom and appellate skills, and his representation of his clients in mediations, where he has a strong track record of successful settlements. Mr. Kornblum is certified in Civil Trial Law and Civil Pretrial Practice Advocacy by the prestigious National Board of Trial Advoc...

Thomas M. Neches, CPA, ABV, CVA, CFE, CFF Thomas Neches & Co., LLP

Los Angeles, California
Business Damages, Accounting - CPA expert witness, forensic accounting, damages, business valuation, lost profits, reasonable royalty, alter ego, intellectual property, wrongful termination, wrongful death, breach of contract, lender liability,banking, entertainment, insurance, manufacturing, retail, securities, wholesale.
Thomas Neches, managing partner of Thomas Neches & Company LLP, provides accounting, financial, business valuation and statistical analyses to assist attorneys involved in litigation. Mr. Neches has testified as an expert in state and federal courts in Arizona, California, Florida, Kentucky, Missouri, Nevada, New York and Oregon. He is a Certified Public Accountant, Accredited in Business Valuation, a Certified Valuation Analyst, a Certified Fraud Examiner and is Certified in Financial Forensics. He received his BA in Mathematics and Literature from UC San Diego and his MS in Operations Research from UCLA. Mr. Neches has testified to juries on behalf of both plaintiffs and defendants in antitrust, breach of contract, fraud, intellectual property, lender liability, personal injury and wrongful termination cases. Examples of the litigation issues he has addressed include lost profits, lost business value, determining a reasonable royalty and piercing the corporate veil. Representativ...

David E. Pilcher, CPCU, ARM, AIC, AAI David E. Pilcher, CPCU, ARM, AIC, AAI

Monrovia, California
Insurance, Risk Management - Workers Compensation,General Liability insurance,Personal and Commercial Lines,Errors and Omissions Casualty Claims,Bad Faith,Risk Management / Loss Control, Coverage and/or Contractual Disputes, Employer Practices Liability, Wage and Hour Disputes,and other Casualty issues.
I offer over 35 years of strong technical background and multiple-lines experience in personal and commercial casualty insurance including auto, general liability, and workers' compensation. I am the former Risk Manager of Fullerton School District, (enrollment of 13,554 students and approximately 1500 classified and certificated personnel on 22 sites), assuming overall responsibility for the administration of the District’s property, liability, and self-insured workers’ compensation programs and the employee health and welfare benefits programs. I have served on the Risk Management and Threat Assessment Advisory Board for Cal State Fullerton University Extended Education Program and have previously served as a Management Trustee for the Metropolitan Employee Benefits Association and on the Alliance of Schools for Cooperative Insurance Programs (ASCIP) Loss Control Committee. I have significant experience in litigated casualty claims case management combined with a thorough knowledg...

Janice A. Ramsay, Esq. Janice A. Ramsay ALC

Irvine, California
Insurance, Legal - Bad Faith, Property Insurance Claims, Insurance Coverage, Insurance Industry Custom and Practice,
Ms. Ramsay has been retained as an independent expert on the custom and practice of the insurance industry in commercial and residential property insurance claims in over 150 matters. She was previously a lawyer practicing law in the field of property insurance and for over 35 years, she had given coverage advice in thousands of claims to insurers, advised insureds as to their rights and coverage, handled insurance coverage and bad faith litigation for insurers and insureds, litigated coverage, bad faith, subrogation, and defense cases. Ms. Ramsay has worked with claims that have involved arson, insurance fraud, business interruption, landslides, earthquakes, floods, other water losses, underwriting issues, broker and agent error, insurable interest issues, appraisal rights and procedures, examinations under oath, suit limitation, subrogation and mortgagee rights.

Casey Roberts, ACSR, AFIS, CIC Laurus Insurance Consulting

Lincoln, California
Insurance, Agriculture - Insurance Agents/Brokers Standard of Care, Farm & Agricultural insurance, Insurance Agents/Brokers errors & omissions, Property Insurance (personal & commercial), Liability insurance (personal & commercial), Automobile insurance (personal & commercial,
Licensed insurance agent/broker (California) for more than 40 years. Nationally recognized instructor on various insurance coverage topics - both commercial and personal. Expert Commentary writer for IRMI. Casey Roberts is the principal of Laurus Insurance Consulting. He worked in personal insurance sales, commercial insurance sales, and sales management on the retail side of the insurance business from 1976 to 2010. He established Laurus in 2010 when he realized that his some 30 years of teaching insurance classes provided him with a unique viewpoint of what agents and brokers need to succeed- as well as to properly represent their clients...the insureds. He consults nationally and has advised attorneys (to date) in Idaho, Montana and California.

David L. Stegall, CPCU, ARM, ARe, RPA Risk Consulting & Expert Services

California
Insurance, Risk Management - Bad Faith, Usual & Customary Practices, Standard of Care, Fair Claim Practices, Alternative Risk, Self-Insurance, Reinsurance, Bonds, Property & Casualty Insurance, Errors & Omissions, Professional Liability for Agents, Brokers, Underwriters, Managing General Agents & Underwriting, Hurricane & Flood
David Stegall has over 43 years of insurance, reinsurance, bond and risk management industry experience. He is a Chartered Property & Casualty Underwriter, an Associate in Risk Management, an Associate in Reinsurance and a Registered Professional Adjuster. He has experience as an underwriter, an agent, a broker, a surety bond producer, a reinsurer, a managing general agent, a third-party administrator, a captive manager, a self- insured fund executive, a risk management consultant, an expert witness and has been retained as an arbitrator. He was President of the Society of Risk Management Consultants in 2017 and continues to serve on the Board of Directors. Mr. Stegall is also a member of the Board of Directors of the Alabama Captive Association, a member of the Society of Chartered Property & Casualty Underwriters, the American Association of Insurance Management Consultants, the Society of Registered Professional Adjusters, ARIAS-US, Defense Research Institute, and an Associate M...

Pauline Thomas, CRM, CIC, ARM, CISR Effective Risk Management

Costa Mesa, California
Insurance, Risk Management - Insurance, Risk Management, Agent/Broker Standard of Care, MGA, Wholesale Intermediary, Excess & Surplus Lines, Underwriting, Insurance Industry Customs & Practices, Commercial Lines, Personal Lines, E&O, EPLI, Occurrence v. Claims Made, PEOs, Contracts, Certificates, Additional Insureds, Claims
49+ years experience. Insurance & risk management professional. Faculty Member, Big "I" Virtual University Independent Insurance Agents & Brokers of America Practice includes expert witness & transactional consulting. Personal & commercial insurance including property, inland marine, wet marine, builders risk, course of construction, general liability, automobile liability, workers compensation, homeowners, medical malpractice, employment practices liability, professional liability. Traditional insurance & alternative risk programs, captives, self-insurance, large deductibles, retrospective rating. Experience includes underwriting, retail & wholesale production agencies, general agent, excess & surplus lines & franchisor. Producer, agent and broker custom & practice and standard of care. Good faith, bad faith. Experience with design & marketing of insurance programs & design & interpretation of insurance clauses in lease agreements, construction and other business contracts, cer...

Robert E. Underdown, AINS, SIA, AIC, ARM, CFLC The Insurance Archaeologist

California
Insurance, Risk Management - Agent/Broker Standards, Bad Faith Claims, Good Faith Claims, Insurance Industry Claims Handling Standards, Construction Defect Coverage, Coverage Opinions, Fair Claim Practices, Financial Institution Bond Expert, Insurance Industry Standards, Life Insurance Suitability Opinions, Fidelity and Surety
Insurance Expert Witness Robert E. “Bob” Underdown is an experienced and highly qualified insurance expert witness providing testimony in insurance cases across the United States. Bob, “The Insurance Archaeologist™”, digs for the buried treasure in your insurance policies. He has over 30 years of experience as a Claims Manager and Risk Manager in both the public and private sectors. Some of the other areas in which Mr. Underdown has direct hands-on experience are: Attorney Malpractice Insurance Coverage, Attorney Malpractice Claims Handling, Bad Faith Claims, Broker Contingency Commissions, Claims Management, Fidelity/Surety Bonds, Financial Institution Bonds, Health Insurance Coverage Expert, Workers’ Comp Retrospectively Rated Plans, Risk Management Standards and Practices, Third Party Claims Standards, and other areas. PROFESSIONAL AFFILIATIONS Appointed, 2018, to serve a four-year term as a public member of the Judicial Selection Committee on Character and Fitness for the Sup...

Daniel G Fink, CIC, CRM, AAI Insurance Expert Witness

Colorado
Insurance - Insurance Agent/Broker Standard of Care, Insurance Bad Faith, Insurance Agents errors and omissions, Insurance Coverage, Insurance Coverages, and Claims, Insurance Industry Claim handling standards, Workers Compensation insurance, Auto Insurance, UM & UIM Insurance, Home Insurance, Insurance Disput
Daniel Fink, [email protected], worked over 35 years as an Insurance Agent writing all types of coverages. He has earned the Certified Insurance Counselor, Certified Risk Manager, and Accredited Adviser in Insurance designations. For over 15 years, he has been an insurance instructor including Continuing Education & Certification for the CIC and CISR programs across the country. Daniel earned his BA in Journalism and English. He is a good communicator combined with an extensive background in insurance. He served as President of the IIABAZ and has worked on the Arizona Insurance Producer licensing exam. Daniel was worked as an expert witness for many years and has worked with both Plaintiffs and Defendants reviewing insurance agent standard of care, claims handling, policy and coverage reviews, and bad faith/unfair claim practices.

Michael F Arrigo No World Borders

District Of Columbia
HIPAA, Medical Coding - Medical billing, Patents trade secrets, electronic medical records, Medicare fraud, medical billing fraud, qui tam false claims act fraud Usual Customary Reasonable (UCR), Meaningful Use Electronic Health Records, HITECH Act, Affordable Care Act, Medicare Advantage, Medicaid,insurance, CRPS, EMTALA
Writer, speaker, published peer-reviewed works as an expert in the field recent Federal court rulings as a qualified expert published in Westlaw • Two DOJ retentions, $155 million settlement, an expert in anti-trust / FTC. Intellectual property; complex fraud coding, fraud damages expert • Healthcare IT patents intellectual property Technical Expert, MedicDamages Expert • Medical coding medical billing, claims, usual customary and reasonable, Lifecare plan rebuttal under ACA on the future cost of care, trauma E.H.R, practice management IT, medical, prescription charges, workman's compensation, insurance fraud • HIPAA Privacy, Security, Blockchain special studies MIT • Affordable Care Act, HITECH Act, electronic medical records, meaningful use, patents, and intellectual property in heal Health Risk Assessments, Risk Adjustment, HCC Medicare Part C Accountable Care • PBMs, Pharmaceuticals, CLIA, lab, pathology billing accuracy, privacy Pain management, ketamine, spinal chord sti...

David L. Stegall, CPCU, ARM, ARe, RPA Risk Consulting & Expert Services

District Of Columbia
Insurance, Risk Management - Bad Faith, Usual & Customary Practices, Standard of Care, Fair Claim Practices, Alternative Risk, Self-Insurance, Reinsurance, Bonds, Property & Casualty Insurance, Errors & Omissions, Professional Liability for Agents, Brokers, Underwriters, Managing General Agents & Underwriting, Hurricane & Flood
David Stegall has over 43 years of insurance, reinsurance, bond and risk management industry experience. He is a Chartered Property & Casualty Underwriter, an Associate in Risk Management, an Associate in Reinsurance and a Registered Professional Adjuster. He has experience as an underwriter, an agent, a broker, a surety bond producer, a reinsurer, a managing general agent, a third-party administrator, a captive manager, a self- insured fund executive, a risk management consultant, an expert witness and has been retained as an arbitrator. He was President of the Society of Risk Management Consultants in 2017 and continues to serve on the Board of Directors. Mr. Stegall is also a member of the Board of Directors of the Alabama Captive Association, a member of the Society of Chartered Property & Casualty Underwriters, the American Association of Insurance Management Consultants, the Society of Registered Professional Adjusters, ARIAS-US, Defense Research Institute, and an Associate M...

Andrew Allocco, P.E. Indian River Construction Services, Inc.

Port Saint Lucie, Florida
Construction Defects, Construction - Forensic Consulting Engineer, Roof Engineer, High Rise Building Engineer, Public Insurance Adjuster, Swimming Pool/Spa Engineer, Developer Turnover Issues, HVAC Engineer, Insurance Litigation Expert, Second Opinions on Repairs & Replacements, Electrical Inspections and Issues, Expert Witness
CURRENT LICENSES State of Florida Licensed Professional Engineer PE 39381 State of Florida Certified General Contractor CGC 10724 State of Florida Certified Mechanical Contractor CMC 11653 State of Florida Certified Air Conditioning Contractor CMC 11653 State of Florida Certified Roofing Contractor CCC 12378 State of Florida Certified Pool Contractor CPC 16138 State of Florida Certified Electrical Contractor EC 00525 State of Florida Certified Plumbing Contractor CFC 14256952 State of Florida Certified Solar Contractor CVC 57009 State of Florida Certified Home Inspector HI 5539 State of Florida Public Insurance Adjuster A 004453 State of Florida Licensed Real Estate Broker BK 0167709 Former Member of the State of Florida Construction Industry Licensing Board Division II – Roofing Chair PAST LICENSES Miami-Dade County Master Electrical Contractor Miami-Dade Master Plumbing Contractor Florida Certified Asbestos Consultant Florida Certified Asbestos C...

Michael F Arrigo No World Borders

Florida
HIPAA, Medical Coding - Medical billing, Patents trade secrets, electronic medical records, Medicare fraud, medical billing fraud, qui tam false claims act fraud Usual Customary Reasonable (UCR), Meaningful Use Electronic Health Records, HITECH Act, Affordable Care Act, Medicare Advantage, Medicaid,insurance, CRPS, EMTALA
Writer, speaker, published peer-reviewed works as an expert in the field recent Federal court rulings as a qualified expert published in Westlaw • Two DOJ retentions, $155 million settlement, an expert in anti-trust / FTC. Intellectual property; complex fraud coding, fraud damages expert • Healthcare IT patents intellectual property Technical Expert, MedicDamages Expert • Medical coding medical billing, claims, usual customary and reasonable, Lifecare plan rebuttal under ACA on the future cost of care, trauma E.H.R, practice management IT, medical, prescription charges, workman's compensation, insurance fraud • HIPAA Privacy, Security, Blockchain special studies MIT • Affordable Care Act, HITECH Act, electronic medical records, meaningful use, patents, and intellectual property in heal Health Risk Assessments, Risk Adjustment, HCC Medicare Part C Accountable Care • PBMs, Pharmaceuticals, CLIA, lab, pathology billing accuracy, privacy Pain management, ketamine, spinal chord sti...

Hayden Burrus, FCAS, MAAA HB Actuarial Services, Inc.

Delray Beach, Florida
Actuarial, Insurance - workers compensation, reserves, rate filing,
o Deposition regarding the rates and stacking practices of Uninsured Motorist / Auto Liability coverage for a large multistate auto insurer. o Actuarial valuations of commissions due from an insurance company. o Retained Chief Actuary services for a growing publicly traded workers’ compensation insurer; charged with building actuarial expertise from the ground up. o Expert preparation for appeal of NCCI rulings on experience rating modification factor process. o Opinion Letter to Ohio Department of Insurance on a Regulatory Settlement Agreement. o Actuarial Expert for Insurer in Receivership. o Negotiations and sworn statements with Florida Office of Insurance Regulation over excess profits statutes. o Expert opinion and deposition related to the filed policy forms with a state insurance department. o Workers compensation premium calculations for a premium dispute between insurer and insured. • Preparations of actuarial portion of SEC Filings prior to AmCOMP’s IPO • Managemen...

Amina Ghalyoun, PharmD, BCACP Aletheia Consulting Services

Fort Lauderdale, Florida
Pharmacist, Pharmacology- Clinical - forensic pharmacist, pharmacy fraud, medical use necessity, formulary, overdose, dispensing error, drug litigation, medical malpractice, wrongful death, controlled substance, internal medicine, cardiology, endocrinology, women's health, geriatrics, diabetes, insurance
Broadly experienced, board certified clinical pharmacist. Extensive experience treating patients under scope and collaborative of practice agreements as a mid-level provider for the VA, academic, and urban community institutions. 4 years of high-volume retail experience. Licensed to practice in Illinois and Florida. Vast experience in medical necessity and quality. Substantial formulary review experience. Treating experience includes inpatient, outpatient, and telehealth. Peer Reviewer: The Annals of Pharmacotherapy. Extensive public speaking experience.

David L. Stegall, CPCU, ARM, ARe, RPA Risk Consulting & Expert Services

Florida
Insurance, Risk Management - Bad Faith, Usual & Customary Practices, Standard of Care, Fair Claim Practices, Alternative Risk, Self-Insurance, Reinsurance, Bonds, Property & Casualty Insurance, Errors & Omissions, Professional Liability for Agents, Brokers, Underwriters, Managing General Agents & Underwriting, Hurricane & Flood
David Stegall has over 43 years of insurance, reinsurance, bond and risk management industry experience. He is a Chartered Property & Casualty Underwriter, an Associate in Risk Management, an Associate in Reinsurance and a Registered Professional Adjuster. He has experience as an underwriter, an agent, a broker, a surety bond producer, a reinsurer, a managing general agent, a third-party administrator, a captive manager, a self- insured fund executive, a risk management consultant, an expert witness and has been retained as an arbitrator. He was President of the Society of Risk Management Consultants in 2017 and continues to serve on the Board of Directors. Mr. Stegall is also a member of the Board of Directors of the Alabama Captive Association, a member of the Society of Chartered Property & Casualty Underwriters, the American Association of Insurance Management Consultants, the Society of Registered Professional Adjusters, ARIAS-US, Defense Research Institute, and an Associate M...

Scott Stein, A.R.M. Risk Management Partners, Inc.

Boca Raton, Florida
Insurance, Risk Management - Agent and Agency Standards of Care and Practices, Broker Standards of Care, Failure to Procure, Claims Management and Claims Handling, Insurance- Bad Faith, Insurance Errors and Omissions, Professional Liability Insurance, Property and General Liability Insurance, Risk Management, Workers Comp
Engaged as an Expert Witness in excess of 150 cases over 14 years, and never disqualified by any Court. With seven years of experience working in national brokerage organizations followed by seventeen years of owning and managing his own independent insurance agency organization, Mr. Stein has vast experience and expertise in: Agent and Broker Procedures, Failure to Procure, Standards of Care of an Agency, Broker, and Insurance Company, Insurance Agent and Broker Liability, Insurance Errors and Omissions, Property and Casualty Insurance Coverage and Placement Issues, Insurance Disputes-Bad Faith, Sales Practices, Risk Management Practices and Standards, Professional Liability Insurance- Standards of Care, Workers Compensation Insurance-Standards of Care, Bad Faith claims, Broker and agency Sales Practices.

Robert E. Underdown, AINS, SIA, AIC, ARM, CFLC The Insurance Archaeologist

Florida
Insurance, Risk Management - Agent/Broker Standards, Bad Faith Claims, Good Faith Claims, Insurance Industry Claims Handling Standards, Construction Defect Coverage, Coverage Opinions, Fair Claim Practices, Financial Institution Bond Expert, Insurance Industry Standards, Life Insurance Suitability Opinions, Fidelity and Surety
Insurance Expert Witness Robert E. “Bob” Underdown is an experienced and highly qualified insurance expert witness providing testimony in insurance cases across the United States. Bob, “The Insurance Archaeologist™”, digs for the buried treasure in your insurance policies. He has over 30 years of experience as a Claims Manager and Risk Manager in both the public and private sectors. Some of the other areas in which Mr. Underdown has direct hands-on experience are: Attorney Malpractice Insurance Coverage, Attorney Malpractice Claims Handling, Bad Faith Claims, Broker Contingency Commissions, Claims Management, Fidelity/Surety Bonds, Financial Institution Bonds, Health Insurance Coverage Expert, Workers’ Comp Retrospectively Rated Plans, Risk Management Standards and Practices, Third Party Claims Standards, and other areas. PROFESSIONAL AFFILIATIONS Appointed, 2018, to serve a four-year term as a public member of the Judicial Selection Committee on Character and Fitness for the Sup...

Brent Winans, CPCU, ARM Clear Advantage Risk Management

Delray Beach, Florida
Insurance, Risk Management - Insurance Agency Standards, Insurance Agent/Broker Duties, Insurance Agent/Broker Liability, Insurance Agents Errors and Omissions, Insurance Broker Duties, Insurance Errors and Omissions, Insurance Wholesale Broker/MGA Liability, Insurance Agent/Broker Standard of Care, Wholesale Broker Duties
Brent Winans focuses his expert witness practice on insurance agent/broker standard of care cases. In the last five years, 70% of his expert witness engagements have come from law firms who have engaged him previously. He has served as an expert on approximately 100 agent E&O cases in fourteen states and authors “Expert Commentary” articles on insurance agent E&O for the International Risk Management Institute (IRMI). He teaches a Continuing Legal Education class on insurance agent/broker standard of care which has been approved for one hour of CLE. He holds the CPCU and ARM designations and a Bachelor of Science Degree from Lincoln Christian University. He is licensed as a resident General Lines Insurance Agent in Florida and a non-resident Insurance Producer in New Jersey. In his over 35 years in the insurance industry, he has become expert in the custom and practice of retail and wholesale insurance brokers as viewed from many perspectives. He began his career as a State Farm ag...

Alice V. Edwards, MSc, FCILA, ACII EdwardsClaims LLC

Savannah, Georgia
Insurance - Commercial Property Insurance Claims, Loss Adjusting, Commercial Property Insurance, Explosion Insurance Claims, Fire Insurance Claims, Hurricane Insurance Claims, Business Interruption Insurance Claims, International Property Insurance Claims, Property Insurance Claim Handling
Ms. Edwards is a Chartered Loss Adjuster with 38 years complex property and business interruption insurance claims experience. She started her career at Lloyds of London in 1980 and spent eight years in the London insurance market. She spent 6 years in Asia as a property claims adjuster in 1990s before transferring to Atlanta, GA. She has managed complex property and business interruption claims for insurers and policyholders in the USA and overseas since 1995 and was the co-lead of PwC's US Insurance Claims Services practice for 5 years until December 2018. She has extensive experience in property insurance claims handling for manufacturing, chemicals, real estate, hospital, higher education, construction, and retailer clients. Ms. Edwards was responsible for managing catastrophic claims arising out of the September 11, 2001 terrorist attacks, hurricanes since 2004 including Katrina, Wilma, Sandy, Matthew and Harvey, as well as numerous catastrophic fire, explosion and equipment ...

David L. Stegall, CPCU, ARM, ARe, RPA Risk Consulting & Expert Services

Georgia
Insurance, Risk Management - Bad Faith, Usual & Customary Practices, Standard of Care, Fair Claim Practices, Alternative Risk, Self-Insurance, Reinsurance, Bonds, Property & Casualty Insurance, Errors & Omissions, Professional Liability for Agents, Brokers, Underwriters, Managing General Agents & Underwriting, Hurricane & Flood
David Stegall has over 43 years of insurance, reinsurance, bond and risk management industry experience. He is a Chartered Property & Casualty Underwriter, an Associate in Risk Management, an Associate in Reinsurance and a Registered Professional Adjuster. He has experience as an underwriter, an agent, a broker, a surety bond producer, a reinsurer, a managing general agent, a third-party administrator, a captive manager, a self- insured fund executive, a risk management consultant, an expert witness and has been retained as an arbitrator. He was President of the Society of Risk Management Consultants in 2017 and continues to serve on the Board of Directors. Mr. Stegall is also a member of the Board of Directors of the Alabama Captive Association, a member of the Society of Chartered Property & Casualty Underwriters, the American Association of Insurance Management Consultants, the Society of Registered Professional Adjusters, ARIAS-US, Defense Research Institute, and an Associate M...

Michael F Arrigo No World Borders

Illinois
HIPAA, Medical Coding - Medical billing, Patents trade secrets, electronic medical records, Medicare fraud, medical billing fraud, qui tam false claims act fraud Usual Customary Reasonable (UCR), Meaningful Use Electronic Health Records, HITECH Act, Affordable Care Act, Medicare Advantage, Medicaid,insurance, CRPS, EMTALA
Writer, speaker, published peer-reviewed works as an expert in the field recent Federal court rulings as a qualified expert published in Westlaw • Two DOJ retentions, $155 million settlement, an expert in anti-trust / FTC. Intellectual property; complex fraud coding, fraud damages expert • Healthcare IT patents intellectual property Technical Expert, MedicDamages Expert • Medical coding medical billing, claims, usual customary and reasonable, Lifecare plan rebuttal under ACA on the future cost of care, trauma E.H.R, practice management IT, medical, prescription charges, workman's compensation, insurance fraud • HIPAA Privacy, Security, Blockchain special studies MIT • Affordable Care Act, HITECH Act, electronic medical records, meaningful use, patents, and intellectual property in heal Health Risk Assessments, Risk Adjustment, HCC Medicare Part C Accountable Care • PBMs, Pharmaceuticals, CLIA, lab, pathology billing accuracy, privacy Pain management, ketamine, spinal chord sti...

Amina Ghalyoun, PharmD, BCACP Aletheia Consulting Services

Illinois
Pharmacist, Pharmacology- Clinical - forensic pharmacist, pharmacy fraud, medical use necessity, formulary, overdose, dispensing error, drug litigation, medical malpractice, wrongful death, controlled substance, internal medicine, cardiology, endocrinology, women's health, geriatrics, diabetes, insurance
Broadly experienced, board certified clinical pharmacist. Extensive experience treating patients under scope and collaborative of practice agreements as a mid-level provider for the VA, academic, and urban community institutions. 4 years of high-volume retail experience. Licensed to practice in Illinois and Florida. Vast experience in medical necessity and quality. Substantial formulary review experience. Treating experience includes inpatient, outpatient, and telehealth. Peer Reviewer: The Annals of Pharmacotherapy. Extensive public speaking experience.

David L. Stegall, CPCU, ARM, ARe, RPA Risk Consulting & Expert Services

Illinois
Insurance, Risk Management - Bad Faith, Usual & Customary Practices, Standard of Care, Fair Claim Practices, Alternative Risk, Self-Insurance, Reinsurance, Bonds, Property & Casualty Insurance, Errors & Omissions, Professional Liability for Agents, Brokers, Underwriters, Managing General Agents & Underwriting, Hurricane & Flood
David Stegall has over 43 years of insurance, reinsurance, bond and risk management industry experience. He is a Chartered Property & Casualty Underwriter, an Associate in Risk Management, an Associate in Reinsurance and a Registered Professional Adjuster. He has experience as an underwriter, an agent, a broker, a surety bond producer, a reinsurer, a managing general agent, a third-party administrator, a captive manager, a self- insured fund executive, a risk management consultant, an expert witness and has been retained as an arbitrator. He was President of the Society of Risk Management Consultants in 2017 and continues to serve on the Board of Directors. Mr. Stegall is also a member of the Board of Directors of the Alabama Captive Association, a member of the Society of Chartered Property & Casualty Underwriters, the American Association of Insurance Management Consultants, the Society of Registered Professional Adjusters, ARIAS-US, Defense Research Institute, and an Associate M...

William J. Warfel, PhD, CPCU, CLU Indiana State University

Terre Haute, Indiana
Insurance, Risk Management - Claims Handling, Insurance Agent/Broker Liability, Insurance Bad Faith, Insurance Contracts, Insurance Practices & Standards, Insurance-Bad Faith, Property & Casualty Insurance
Specialize in breach of contract, bad faith, and agent/broker liability issues. Have been retained in about 79 cases by attorneys who represent policyholders, insurance agents, insurers, and third parties. Experience includes actual courtroom testimony, as well as deposition testimony in numerous cases. Have been retained in cases involving commercial general liability, personal auto, homeowners, commercial auto, commercial property, business income, individual life, medical expense, and disability, professional liability, employee dishonesty, worker compensation, and inland marine insurance policies. Have also been retained in cases involving an indemnification agreement and the additional insured endorsement. Finally, have been retained in cases involving financial institution, public official, and bid guaranty and contract bonds. Widely published in applied, professional journals.

Randy Gray, CHST, CSHM, GSP, OHST, BS, MS Grayhawk Advantage, Inc., dba. Grayhawk Safety & Health Consulting Company

Benton, Kentucky
OSHA, Safety - OSHA, Industrial Accidents, Safety, Industrial Hygiene, Loss Control, Risk Management, Training, Construction, Manufacturing, Insurance, Investigations
Mr. Gray provides expert witness services in defense and plaintiff litigation matters, safety and health on-site audits, customized OSHA safety and health training, OSHA 10 and 30-hour construction and general industry training, and assistance for employers who have been issued citations that they need assistance with obtaining better citation settlement agreements and working in conjunction with legal counsel with litigation assistance contesting OSHA citations. Highly-experienced OSHA Forensic Expert Witness with seventy five separate fatality and more than 150 non-fatal work-related accidents. Twenty-five years of OSHA compliance with 29 CFR regulations related to construction and general industry. Eight years of private Safety and Health Consulting specializing in Defense and Plaintiff's occupational injuries, conducting safety and health audits, Authorized OSHA Outreach Trainer for construction and general industry, and employer assistance with settlement of OSHA citations, a...

Britta M Moss, CPCU, SCLA, AIC-M Britta M. Moss

Kentucky
Insurance, Legal - Property & Casualty, Claims, Bad Faith, Industry Standards, Claim Handling, Coverage, BI, PD, MP, PIP, UM/UIM, CGL, Liability, Unfair Claims Settlement Practices, Extra-contractual, Claim Investigation
Property & Casualty Insurance Industry claim consultant with over 25 years’ experience. Consultation in industry standards, practices and norms for personal and commercial claim handling procedure, supervision, and management. Experienced expert witness for both insurer defense and plaintiff cases involving allegations of bad faith.

Paul F Amoruso, CPCU

Mattapoisett, Massachusetts
Insurance - Insurance Casualty, Insurance Operations, Bad Faith, Insurance Operations, Insurance Agencies, Claims Handling, Case Value, Insurance Personal, Pre and Post Litigation Management, Workers' Compensation, State Government Reviews of Insurance, Reserves, Insurance Ethics, Casualty Insurance
Mr. Amoruso has given expert witness testimony to identify issues related to bad and good faith claims procedures, providing guidance for pre and post litigation management. In addition, he offers client orientated assistance in relation to accepted claims practices, and provides insight on claim issues to law firms. He also offers evaluations related to workers compensation case management, insurance company procedures, guidance for proper claims handling practices, reviews for State government on insurance company conduct, and advice on issues concerning insurance companies and insurance agents.

Donald D. Stafford, MBA Stafford Claims Consulting, LLC

Boston, Massachusetts
Insurance, Appraisal & Valuation - Appraiser Personal Property, Personal Property Appraisal, Personal Property Depreciation, Contents Best Practices, Insurance Appraisal, Contents Claims Practice, Contents Depreciation Practices, Contents Estimating, Coverage C Consulting, Contents Subrogation Disputes, Contents Damage Claims
My work with insurance property claims related matters for over 30 years has positioned me to speak in an expert capacity regarding the valuation of personal property and commercial contents as related to insurance claims settlement and in other matters requiring valuation expertise. During my career, I have had the opportunity to assist insurance adjusters in the preparation and resolution of well over 1 million contents claims. My education and unique level of experience, accumulated over a career spanning 37 years, has allowed me to develop specialized technical knowledge and skill in contents valuation and insurance claims practice. This enables me to render expert findings, fair and impartial opinions, using research and valuation methods generally accepted in this field of endeavor. Whether in Deposition, Testimony at Trial, or in Written Report for the consideration of the court, I deliver an objective analysis and evaluation of the evidence presented in any particular cas...

David L. Stegall, CPCU, ARM, ARe, RPA Risk Consulting & Expert Services

Massachusetts
Insurance, Risk Management - Bad Faith, Usual & Customary Practices, Standard of Care, Fair Claim Practices, Alternative Risk, Self-Insurance, Reinsurance, Bonds, Property & Casualty Insurance, Errors & Omissions, Professional Liability for Agents, Brokers, Underwriters, Managing General Agents & Underwriting, Hurricane & Flood
David Stegall has over 43 years of insurance, reinsurance, bond and risk management industry experience. He is a Chartered Property & Casualty Underwriter, an Associate in Risk Management, an Associate in Reinsurance and a Registered Professional Adjuster. He has experience as an underwriter, an agent, a broker, a surety bond producer, a reinsurer, a managing general agent, a third-party administrator, a captive manager, a self- insured fund executive, a risk management consultant, an expert witness and has been retained as an arbitrator. He was President of the Society of Risk Management Consultants in 2017 and continues to serve on the Board of Directors. Mr. Stegall is also a member of the Board of Directors of the Alabama Captive Association, a member of the Society of Chartered Property & Casualty Underwriters, the American Association of Insurance Management Consultants, the Society of Registered Professional Adjusters, ARIAS-US, Defense Research Institute, and an Associate M...

Michael F Arrigo No World Borders

Nevada
HIPAA, Medical Coding - Medical billing, Patents trade secrets, electronic medical records, Medicare fraud, medical billing fraud, qui tam false claims act fraud Usual Customary Reasonable (UCR), Meaningful Use Electronic Health Records, HITECH Act, Affordable Care Act, Medicare Advantage, Medicaid,insurance, CRPS, EMTALA
Writer, speaker, published peer-reviewed works as an expert in the field recent Federal court rulings as a qualified expert published in Westlaw • Two DOJ retentions, $155 million settlement, an expert in anti-trust / FTC. Intellectual property; complex fraud coding, fraud damages expert • Healthcare IT patents intellectual property Technical Expert, MedicDamages Expert • Medical coding medical billing, claims, usual customary and reasonable, Lifecare plan rebuttal under ACA on the future cost of care, trauma E.H.R, practice management IT, medical, prescription charges, workman's compensation, insurance fraud • HIPAA Privacy, Security, Blockchain special studies MIT • Affordable Care Act, HITECH Act, electronic medical records, meaningful use, patents, and intellectual property in heal Health Risk Assessments, Risk Adjustment, HCC Medicare Part C Accountable Care • PBMs, Pharmaceuticals, CLIA, lab, pathology billing accuracy, privacy Pain management, ketamine, spinal chord sti...

Frederick J Fisher, J.D., CCP Fisher Consulting Group, Inc.

Nevada
Insurance, Business Operations - Professional Liability, Standard of Care, Insurance Bad Faith, Insurance Brokers, Real Estate Brokers, Escrow Procedures, Mortgage Brokers, Claims Procedures, Claims Made Insurance,
Frederick J. Fisher, J.D. is the President of Fisher Consulting Group, Inc., and was the Founder of E.L.M. Insurance Brokers, a Wholesale & MGA facility specializing in Professional Liability and Specialty Line risks. He is a Member of the Editorial Board for Agents of America; a Faculty Member of the Claims College, and Member of the Executive Council, School of Professional Lines as sponsored by the Claims & Litigation Management Alliance. He is a course designer and webinar Instructor for the Academy of Insurance (sponsored by the Insurance Journal). Since his career began, Mr. Fisher focused on one vision: providing financial security to the client. The result was a successful 41 year career in Specialty Lines Insurance. In 1975, Mr. Fisher began his career on the service side, as an Independent E&O claims adjuster. In 1982, he bought the Company, continued with claims, while expanding the firm’s services to include qualitative claim auditing, risk management & loss contro...

Pauline Thomas, CRM, CIC, ARM, CISR Effective Risk Management

Nevada
Insurance, Risk Management - Insurance, Risk Management, Agent/Broker Standard of Care, MGA, Wholesale Intermediary, Excess & Surplus Lines, Underwriting, Insurance Industry Customs & Practices, Commercial Lines, Personal Lines, E&O, EPLI, Occurrence v. Claims Made, PEOs, Contracts, Certificates, Additional Insureds, Claims
49+ years experience. Insurance & risk management professional. Faculty Member, Big "I" Virtual University Independent Insurance Agents & Brokers of America Practice includes expert witness & transactional consulting. Personal & commercial insurance including property, inland marine, wet marine, builders risk, course of construction, general liability, automobile liability, workers compensation, homeowners, medical malpractice, employment practices liability, professional liability. Traditional insurance & alternative risk programs, captives, self-insurance, large deductibles, retrospective rating. Experience includes underwriting, retail & wholesale production agencies, general agent, excess & surplus lines & franchisor. Producer, agent and broker custom & practice and standard of care. Good faith, bad faith. Experience with design & marketing of insurance programs & design & interpretation of insurance clauses in lease agreements, construction and other business contracts, cer...

Alan J Besnoff, CFP, ChFC, CLU Securities Expert Witness & Litigation Support, LLC

Fremont, New Hampshire
Securities & Investments, Insurance - Mutual Funds, Annuities, Financial Planning, Life Insurance, Long Term Care Insurance, FINRA, Misrepresentation, Asset Allocation, Retirement Plans, Unauthorized Trading, Suitability, churning, Supervision, Employment, U-5, Variable Annuities, Alternative Investment, CFP, Fiduciary Duty, IRAs
Alan J. Besnoff, CFP, ChFC, CLU is the founder of Securities Expert Witness & Litigation Support, LLC, and provides litigation consulting services and expert testimony for matters involving customer disputes and employment issues within the financial services industry. Mr. Besnoff’s expert engagements typically involve sales practices and violations of rules and industry standards in the areas of securities, life insurance and annuities, supervisory, and U-5/employment matters. Alan Besnoff has 30+ years of experience within the industry, primarily in supervisory and leadership positions. Mr. Besnoff has passed FINRA registration examinations for Series 6, 63, 65, 7, 26, and 24, as well as state licensing examinations for Life Insurance & Annuities, Disability Insurance, Long Term Care Insurance, Variable Life Insurance and Variable Annuities. Professional designations held by Mr. Besnoff: Certified Financial Planner, CFP Chartered Financial Consultant, ChFC Chartered Life U...

Michael F Arrigo No World Borders

New Jersey
HIPAA, Medical Coding - Medical billing, Patents trade secrets, electronic medical records, Medicare fraud, medical billing fraud, qui tam false claims act fraud Usual Customary Reasonable (UCR), Meaningful Use Electronic Health Records, HITECH Act, Affordable Care Act, Medicare Advantage, Medicaid,insurance, CRPS, EMTALA
Writer, speaker, published peer-reviewed works as an expert in the field recent Federal court rulings as a qualified expert published in Westlaw • Two DOJ retentions, $155 million settlement, an expert in anti-trust / FTC. Intellectual property; complex fraud coding, fraud damages expert • Healthcare IT patents intellectual property Technical Expert, MedicDamages Expert • Medical coding medical billing, claims, usual customary and reasonable, Lifecare plan rebuttal under ACA on the future cost of care, trauma E.H.R, practice management IT, medical, prescription charges, workman's compensation, insurance fraud • HIPAA Privacy, Security, Blockchain special studies MIT • Affordable Care Act, HITECH Act, electronic medical records, meaningful use, patents, and intellectual property in heal Health Risk Assessments, Risk Adjustment, HCC Medicare Part C Accountable Care • PBMs, Pharmaceuticals, CLIA, lab, pathology billing accuracy, privacy Pain management, ketamine, spinal chord sti...

Charles W. Bowden, CLU, ChFC FSP

Smithville, New Jersey
Insurance, Financial - Life Insurance, Health Insurance, Disability Insurance, Financial Planning, Life Insurance Funding, Policy Valuation
Following graduation from Lehigh University, Charlie entered the insurance industry as an Employee Benefit Specialist. In addition to his thirty plus years of experience, he has achieved both industry recognized designations of Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC). As a Qualified Continuing Education Instructor, he teaches other licensed insurance professionals about the changing structure of the income and estate tax code, and planning strategies. Additionally, Charlie uses his experience to provide expert testimony in State and Federal Court. Charlie is a member of the Society for Financial Service Professionals, as well as a past member of their Board Authority of Directors. He maintains registration with the Financial Industry Regulatory FINRA). He is an investment Advisor Representative (IAR).

Kym Martell, CRM, CIC, AAI, CRIS, MLIS KM Associates

Allenhurst, New Jersey
Insurance, Risk Management - Agent/Broker Duties & Responsibilities, Insurance Errors & Omissions, E&O, Standards of Care, Insurance, Personal Lines, Commercial Lines, Property & Casualty, Property/Liability, Insurance Coverage Disputes
38 years’ experience as an insurance & risk management professional with a diverse background in both agency and company operations. In 1995, I began my own training and consulting firm specializing in training for property & casualty professionals. Practice includes continuing education training, specialized training programs, E&O loss control audits, E&O loss control training, Performance Coaching, and Expert witness & litigation support services. Speaker and presenter for various professional and private organizations on property and casualty insurance, errors & omissions, national certification programs, Accredited Customer Service Representative (ACSR), Construction Risk Specialist (CRIS), Accredited Advisor of Insurance (AAI), including Big I NJ, and IIABA, as an approved instructor to facilitate E&O Risk Management Program.

Frank Seigel, CPCU Ringwood Consulting Group, Inc.

Allamuchy, New Jersey
Insurance, Financial - Agent/Broker, Broker Duties, Agent/Broker Duties & Responsibilities, Agent/Company Relations, Bad Faith, Errors & Omissions, E&O, Coverage Disputes, Excess/surplus, Surplus Lines, Casualty, Property, Life, Health, Disability, Coverage, Contractual Disputes, Arbitration, Mediation, Standards of Care
PROFESSIONAL ACTIVITIES • Past President, New Jersey Chapter Society of CPCU • Current and Past President, Independent Insurance Agents of Essex County, Inc. • Past President, Surplus Lines Association of New Jersey, Inc. (NJSLA) • Former Member, New Jersey Department of Insurance Committee Education • Former Member, Grading Panel for the Insurance Institute of America • Former Arbitrator for the American Arbitration Association. • Panelist, ABA Conference on Banking and Insurance • Attendee, New Jersey Conference on ECRA • Guest Speaker and Presenter for various professional, academic, and civic groups including New Jersey Chapter CPCU, Independent Insurance Agents, Seton Hall University Continuing Education Department, National Association of Insurance Women (NAIW), Local Rotaries, and Insurance Service Office (ISO) • NJ State Approved Volunteer Mediator for Municipal Court Matters • Member, Professional Liability Underwriting Society (PLUS) • Member, National Association of Prof...

Daniel G Fink, CIC, CRM, AAI Insurance Expert Witness

New Mexico
Insurance - Insurance Agent/Broker Standard of Care, Insurance Bad Faith, Insurance Agents errors and omissions, Insurance Coverage, Insurance Coverages, and Claims, Insurance Industry Claim handling standards, Workers Compensation insurance, Auto Insurance, UM & UIM Insurance, Home Insurance, Insurance Disput
Daniel Fink, [email protected], worked over 35 years as an Insurance Agent writing all types of coverages. He has earned the Certified Insurance Counselor, Certified Risk Manager, and Accredited Adviser in Insurance designations. For over 15 years, he has been an insurance instructor including Continuing Education & Certification for the CIC and CISR programs across the country. Daniel earned his BA in Journalism and English. He is a good communicator combined with an extensive background in insurance. He served as President of the IIABAZ and has worked on the Arizona Insurance Producer licensing exam. Daniel was worked as an expert witness for many years and has worked with both Plaintiffs and Defendants reviewing insurance agent standard of care, claims handling, policy and coverage reviews, and bad faith/unfair claim practices.

Michael F Arrigo No World Borders

New York
HIPAA, Medical Coding - Medical billing, Patents trade secrets, electronic medical records, Medicare fraud, medical billing fraud, qui tam false claims act fraud Usual Customary Reasonable (UCR), Meaningful Use Electronic Health Records, HITECH Act, Affordable Care Act, Medicare Advantage, Medicaid,insurance, CRPS, EMTALA
Writer, speaker, published peer-reviewed works as an expert in the field recent Federal court rulings as a qualified expert published in Westlaw • Two DOJ retentions, $155 million settlement, an expert in anti-trust / FTC. Intellectual property; complex fraud coding, fraud damages expert • Healthcare IT patents intellectual property Technical Expert, MedicDamages Expert • Medical coding medical billing, claims, usual customary and reasonable, Lifecare plan rebuttal under ACA on the future cost of care, trauma E.H.R, practice management IT, medical, prescription charges, workman's compensation, insurance fraud • HIPAA Privacy, Security, Blockchain special studies MIT • Affordable Care Act, HITECH Act, electronic medical records, meaningful use, patents, and intellectual property in heal Health Risk Assessments, Risk Adjustment, HCC Medicare Part C Accountable Care • PBMs, Pharmaceuticals, CLIA, lab, pathology billing accuracy, privacy Pain management, ketamine, spinal chord sti...

Jeremy Starr, FSA. MAAA Jeremy Starr Consulting LLC

New York, New York
Actuarial, Insurance - life reinsurance, Yearly Renewable Term rate increases, Recapture disputes, life reinsurance coverage issues, reinsurance manager underwriting authority disputes, life reinsurance regulatory issues, life insurance securitization, financial reinsurance, surplus relief, administrative reinsurance
Over 44 years of experience in life (re)insurance practice. Created and ran reinsurance acquisition division for Fortune 300 company. Managing Director working on life insurance securitizations for a major investment bank. Company roles have included senior officer in charge of reinsurance pricing, and/or valuation. Actively lobbied insurance regulators on life reinsurance issues and was chief life reinsurance industry company lobbyist when chair of the American Council of Life Insurers’ Reinsurance Committee from 1999-2000. Chair of Reinsurance Section of the Society of Actuaries and chair of a reinsurance committee at the Academy of Actuaries. Chair of task forces that wrote an actuarial standard on life, annuity and health reinsurance financial reporting and a second that wrote a practice note on credit for reinsurance. Author of the reinsurance chapter in the Society of Actuaries textbook “International Financial Reporting for Insurers”. Experience includes over a dozen cases in...

David L. Stegall, CPCU, ARM, ARe, RPA Risk Consulting & Expert Services

New York
Insurance, Risk Management - Bad Faith, Usual & Customary Practices, Standard of Care, Fair Claim Practices, Alternative Risk, Self-Insurance, Reinsurance, Bonds, Property & Casualty Insurance, Errors & Omissions, Professional Liability for Agents, Brokers, Underwriters, Managing General Agents & Underwriting, Hurricane & Flood
David Stegall has over 43 years of insurance, reinsurance, bond and risk management industry experience. He is a Chartered Property & Casualty Underwriter, an Associate in Risk Management, an Associate in Reinsurance and a Registered Professional Adjuster. He has experience as an underwriter, an agent, a broker, a surety bond producer, a reinsurer, a managing general agent, a third-party administrator, a captive manager, a self- insured fund executive, a risk management consultant, an expert witness and has been retained as an arbitrator. He was President of the Society of Risk Management Consultants in 2017 and continues to serve on the Board of Directors. Mr. Stegall is also a member of the Board of Directors of the Alabama Captive Association, a member of the Society of Chartered Property & Casualty Underwriters, the American Association of Insurance Management Consultants, the Society of Registered Professional Adjusters, ARIAS-US, Defense Research Institute, and an Associate M...

Daryll W. Martin, JD, MBA Percipient Resources, Inc.

Pittsboro, North Carolina
Insurance - Life & Health Insurance, Property Insurance, Directors & Officers, Insurance, Insurance Agent/Broker Liability, Insurance Bad Faith, Insurance Coverage, Insurance Wholesale Broker/MGA Liability, Insurance Claim Disputes, Insurance Coverage Disputes, Insurance Agent/Broker Duties
Unique Professional Experience as Lawyer, and as an Insurance Broker and Insurance Brokerage Executive: * Over 30 years of combined insurance brokerage executive and senior corporate counsel experience; * Over 20 years of executive management experience with international, large regional, and financial institution owned insurance brokerages; and, * 11 years of senior in-house litigation case management experience handling multiple billions of dollars in case exposures in nearly every state and throughout the world, for two of the largest international insurance brokers, in addition to handling regulatory compliance, contract negotiations, and employment matters Broad Coverage Experience: Property & Casualty; Employee Benefits/Life & Health (qualified and non-qualified); D&O/Employment Practices Liability/Fiduciary; Property/Business Interruption/Boiler & Machinery/Inland & Ocean Marine; and, Casualty: General Liability/Professional Liability/Workers Compensation/Umbrella/Excess. B...

Michael F Arrigo No World Borders

Ohio
HIPAA, Medical Coding - Medical billing, Patents trade secrets, electronic medical records, Medicare fraud, medical billing fraud, qui tam false claims act fraud Usual Customary Reasonable (UCR), Meaningful Use Electronic Health Records, HITECH Act, Affordable Care Act, Medicare Advantage, Medicaid,insurance, CRPS, EMTALA
Writer, speaker, published peer-reviewed works as an expert in the field recent Federal court rulings as a qualified expert published in Westlaw • Two DOJ retentions, $155 million settlement, an expert in anti-trust / FTC. Intellectual property; complex fraud coding, fraud damages expert • Healthcare IT patents intellectual property Technical Expert, MedicDamages Expert • Medical coding medical billing, claims, usual customary and reasonable, Lifecare plan rebuttal under ACA on the future cost of care, trauma E.H.R, practice management IT, medical, prescription charges, workman's compensation, insurance fraud • HIPAA Privacy, Security, Blockchain special studies MIT • Affordable Care Act, HITECH Act, electronic medical records, meaningful use, patents, and intellectual property in heal Health Risk Assessments, Risk Adjustment, HCC Medicare Part C Accountable Care • PBMs, Pharmaceuticals, CLIA, lab, pathology billing accuracy, privacy Pain management, ketamine, spinal chord sti...

Britta M Moss, CPCU, SCLA, AIC-M Britta M. Moss

Delaware, Ohio
Insurance, Legal - Property & Casualty, Claims, Bad Faith, Industry Standards, Claim Handling, Coverage, BI, PD, MP, PIP, UM/UIM, CGL, Liability, Unfair Claims Settlement Practices, Extra-contractual, Claim Investigation
Property & Casualty Insurance Industry claim consultant with over 25 years’ experience. Consultation in industry standards, practices and norms for personal and commercial claim handling procedure, supervision, and management. Experienced expert witness for both insurer defense and plaintiff cases involving allegations of bad faith.

Michael F Arrigo No World Borders

Oregon
HIPAA, Medical Coding - Medical billing, Patents trade secrets, electronic medical records, Medicare fraud, medical billing fraud, qui tam false claims act fraud Usual Customary Reasonable (UCR), Meaningful Use Electronic Health Records, HITECH Act, Affordable Care Act, Medicare Advantage, Medicaid,insurance, CRPS, EMTALA
Writer, speaker, published peer-reviewed works as an expert in the field recent Federal court rulings as a qualified expert published in Westlaw • Two DOJ retentions, $155 million settlement, an expert in anti-trust / FTC. Intellectual property; complex fraud coding, fraud damages expert • Healthcare IT patents intellectual property Technical Expert, MedicDamages Expert • Medical coding medical billing, claims, usual customary and reasonable, Lifecare plan rebuttal under ACA on the future cost of care, trauma E.H.R, practice management IT, medical, prescription charges, workman's compensation, insurance fraud • HIPAA Privacy, Security, Blockchain special studies MIT • Affordable Care Act, HITECH Act, electronic medical records, meaningful use, patents, and intellectual property in heal Health Risk Assessments, Risk Adjustment, HCC Medicare Part C Accountable Care • PBMs, Pharmaceuticals, CLIA, lab, pathology billing accuracy, privacy Pain management, ketamine, spinal chord sti...

Frederick J Fisher, J.D., CCP Fisher Consulting Group, Inc.

Oregon
Insurance, Business Operations - Professional Liability, Standard of Care, Insurance Bad Faith, Insurance Brokers, Real Estate Brokers, Escrow Procedures, Mortgage Brokers, Claims Procedures, Claims Made Insurance,
Frederick J. Fisher, J.D. is the President of Fisher Consulting Group, Inc., and was the Founder of E.L.M. Insurance Brokers, a Wholesale & MGA facility specializing in Professional Liability and Specialty Line risks. He is a Member of the Editorial Board for Agents of America; a Faculty Member of the Claims College, and Member of the Executive Council, School of Professional Lines as sponsored by the Claims & Litigation Management Alliance. He is a course designer and webinar Instructor for the Academy of Insurance (sponsored by the Insurance Journal). Since his career began, Mr. Fisher focused on one vision: providing financial security to the client. The result was a successful 41 year career in Specialty Lines Insurance. In 1975, Mr. Fisher began his career on the service side, as an Independent E&O claims adjuster. In 1982, he bought the Company, continued with claims, while expanding the firm’s services to include qualitative claim auditing, risk management & loss contro...

Kelly K Campbell, RN BSN CP CLNC CLCP CARDINAL LIFECARE CONSULTING

Gibsonia, Pennsylvania
Life Care Planning, Legal Nurse Consulting - Plaintiff, Defense, Insurance, Medical Bill Review, Medical Cost Projections, Medical Case Consultation, Case Management, Pittsburgh based with NATIONWIDE experience and service.
Kelly K Campbell is a licensed Registered Nurse certified in Life Care Planning. She has 25 plus years experience with serious and catastrophic illness and injury. Her repeat client list includes: Plaintiff, Defense, Insurance and Workmen Comp Firms. Kelly has successfully prepared Life Care Plans - Mini/Preliminary Life Care Plans - Life Care Plan Rebuttals - Medical Bill Reviews. She has provided Expert Testimony and IME reports. Kelly's experience includes: Amputation, Birth Injuries, Burn, Cerebral Palsy, Chronic Pain, CRPS, Electrocution, Orthopedic Injuries- Poly Trauma, Spinal Cord Injury, Transplant, and Traumatic Brain Injury (mild and severe). Case Management service is also provided by CARDINAL LIFECARE CONSULTING.

Key Coleman, CPA, CFA, CPCU, ARe Litigation Economic & Forensic Consulting Group LLC

Greater Philadelphia, Pennsylvania
Insurance, Business Damages - Economic Damages, General Business Damages, Accounting, Agent/Broker, Employment, Insurance Damages Expert, Lost Profits, Reinsurance Damages, Underwriting, Claims, Force Placed, Managing General Agency MGA/TPA Examinations, PEOs, Agent Errors & Omissions E&O, Insurance, Commercial Disputes
Key Coleman is a damages expert, who works in a variety of industries. For more than 24 years, Key has focused his efforts on forensics, disputes, damages and expert testimony. Key's background is unusual in that he has a deep understanding of many of the functional areas that lead to disputes, including: sales, operations, accounting and finance. One of Key's specialties is the analysis of damages in insurance or reinsurance disputes. He is one of the few experts nationwide who hold both the CPA and the CPCU designations. Key serves clients nationwide from Greater Philadelphia, but spent the bulk of his career in Chicago where he held high level positions at Grant Thornton LLP and LECG/Smart in their disputes practice. Prior to that, he was a Partner at PricewaterhouseCoopers LLP, where for more than 11 years he performed forensic dispute analysis, damages analysis and investigative work. Prior to his consulting career, Key worked more than eight years for an insurance carr...

Frank Seigel, CPCU Ringwood Consulting Group, Inc.

Pennsylvania
Insurance, Financial - Agent/Broker, Broker Duties, Agent/Broker Duties & Responsibilities, Agent/Company Relations, Bad Faith, Errors & Omissions, E&O, Coverage Disputes, Excess/surplus, Surplus Lines, Casualty, Property, Life, Health, Disability, Coverage, Contractual Disputes, Arbitration, Mediation, Standards of Care
PROFESSIONAL ACTIVITIES • Past President, New Jersey Chapter Society of CPCU • Current and Past President, Independent Insurance Agents of Essex County, Inc. • Past President, Surplus Lines Association of New Jersey, Inc. (NJSLA) • Former Member, New Jersey Department of Insurance Committee Education • Former Member, Grading Panel for the Insurance Institute of America • Former Arbitrator for the American Arbitration Association. • Panelist, ABA Conference on Banking and Insurance • Attendee, New Jersey Conference on ECRA • Guest Speaker and Presenter for various professional, academic, and civic groups including New Jersey Chapter CPCU, Independent Insurance Agents, Seton Hall University Continuing Education Department, National Association of Insurance Women (NAIW), Local Rotaries, and Insurance Service Office (ISO) • NJ State Approved Volunteer Mediator for Municipal Court Matters • Member, Professional Liability Underwriting Society (PLUS) • Member, National Association of Prof...

Richard A Shema, CCM WeatherGuy.com, LLP

Lakeville, Pennsylvania
Meteorology, Maritime - Weather reconstruction, forensic meteorology, weather, marine meteorology, maritime, admirality law, weather routing, ship accidents, boating accidents, consulting meteorologists, tropical cyclones, hurricanes, tropical meteorology, extreme waves, oceanography, waves, marine insurance, insurance.
• Certified Consulting Meteorologist (CCM) by the American Meteorological Society • Over 30 years experience in meteorology and physical oceanography • I am a U.S. Navy veteran with sea duty and therefore have firsthand experience in the effects of weather on operations • Past AMS board member that certifies CCM’s for technical knowledge, communication skills, and ethics • I provide quality testimony using the scientific method • My testimony is clear, concise, and technically complicated subjects are plainly described • Sound communication skills describing complex atmospheric processes are put into easily understandable words and presentations • My written testimony is quality controlled and peer reviewed to produce an error free report that stands up to scrutiny of cross examination • I keep abreast of the latest scientific developments in meteorology and physical oceanography by attending conferences, re...

David L. Stegall, CPCU, ARM, ARe, RPA Risk Consulting & Expert Services

Pennsylvania
Insurance, Risk Management - Bad Faith, Usual & Customary Practices, Standard of Care, Fair Claim Practices, Alternative Risk, Self-Insurance, Reinsurance, Bonds, Property & Casualty Insurance, Errors & Omissions, Professional Liability for Agents, Brokers, Underwriters, Managing General Agents & Underwriting, Hurricane & Flood
David Stegall has over 43 years of insurance, reinsurance, bond and risk management industry experience. He is a Chartered Property & Casualty Underwriter, an Associate in Risk Management, an Associate in Reinsurance and a Registered Professional Adjuster. He has experience as an underwriter, an agent, a broker, a surety bond producer, a reinsurer, a managing general agent, a third-party administrator, a captive manager, a self- insured fund executive, a risk management consultant, an expert witness and has been retained as an arbitrator. He was President of the Society of Risk Management Consultants in 2017 and continues to serve on the Board of Directors. Mr. Stegall is also a member of the Board of Directors of the Alabama Captive Association, a member of the Society of Chartered Property & Casualty Underwriters, the American Association of Insurance Management Consultants, the Society of Registered Professional Adjusters, ARIAS-US, Defense Research Institute, and an Associate M...

Robert Hughes Associates, Inc.

Richardson, Texas
Insurance, Actuarial - P&C, L&H, reinsurance, insurance agency standards, insurance underwriting, insurance archaeology, bad faith, actuarial, property & casualty insurance, life & health insurance, risk management, insurance broker standards
Robert Hughes Associates, established 1979, is a group of insurance experts with a wide range of experience and backgrounds -- former insurance company executives, agents, brokers, underwriters, Workers Compensation specialists, D&O and E&O expertise, risk managers, claims managers, adjusters, actuaries and captive management specialists. Degrees include Masters and PhDs. Certifications include CPCU, RPLU, RF, ACE, ACAS, MAAA, CLU, CEBS, FCAS, SCLA, ChFC, RHU, LLIF, CRPS, FLMI, and CSSC. Robert Hughes Associates is an internationally recognized insurance, risk management and actuarial consulting company, with membership in the Academy of Experts (London), Fellow of the Institute of Directors (London), and Tribunalized at Lloyd’s of London.

Michael F Arrigo No World Borders

Texas
HIPAA, Medical Coding - Medical billing, Patents trade secrets, electronic medical records, Medicare fraud, medical billing fraud, qui tam false claims act fraud Usual Customary Reasonable (UCR), Meaningful Use Electronic Health Records, HITECH Act, Affordable Care Act, Medicare Advantage, Medicaid,insurance, CRPS, EMTALA
Writer, speaker, published peer-reviewed works as an expert in the field recent Federal court rulings as a qualified expert published in Westlaw • Two DOJ retentions, $155 million settlement, an expert in anti-trust / FTC. Intellectual property; complex fraud coding, fraud damages expert • Healthcare IT patents intellectual property Technical Expert, MedicDamages Expert • Medical coding medical billing, claims, usual customary and reasonable, Lifecare plan rebuttal under ACA on the future cost of care, trauma E.H.R, practice management IT, medical, prescription charges, workman's compensation, insurance fraud • HIPAA Privacy, Security, Blockchain special studies MIT • Affordable Care Act, HITECH Act, electronic medical records, meaningful use, patents, and intellectual property in heal Health Risk Assessments, Risk Adjustment, HCC Medicare Part C Accountable Care • PBMs, Pharmaceuticals, CLIA, lab, pathology billing accuracy, privacy Pain management, ketamine, spinal chord sti...

Allen W Griffin, GMB, CGR, CAPS, CGP Griffin Interests LLC dba/ Construction Claims Experts / Gryphon Builders

Houston, Texas
Construction, Construction Defects - Building inspections, Construction, Construction Defects, Construction engineering, Construction accidents, Demolition, Disaster Recovery, Dispute Resolution, Construction document examination, Indoor air quality, Insurance, Construction investigations, Real Estate, Construction Safety
Allen is a trusted resource for your, Insurance Claims - Construction Defects - Construction Contracts and Project claims. A Construction Expert Witness with Real-world Hands-on construction experience and 30 years of Construction Business Operations. Allen's business operations include: Gryphon Builders is a twenty-year-old company servicing the custom home building and high-end remodeling market in affluent areas of Houston. Gryphon Property Services was formed to facilitate the immediate upkeep, as well as anticipate and execute the long-term planning of maintenance needs of large townhome communities and apartment complexes. Viewpoint Designs is the internal company that services the Design/Build segment of Gryphon Builders. In 2016 we started servicing builders and remodelers in and around the Houston market. Areas of speciality knowledge; Home Building, Home Remodeling, Design/Build, Multi-family Buildings & Architectural Design services. Allen is easily understandable, yet h...

David L. Stegall, CPCU, ARM, ARe, RPA Risk Consulting & Expert Services

Texas
Insurance, Risk Management - Bad Faith, Usual & Customary Practices, Standard of Care, Fair Claim Practices, Alternative Risk, Self-Insurance, Reinsurance, Bonds, Property & Casualty Insurance, Errors & Omissions, Professional Liability for Agents, Brokers, Underwriters, Managing General Agents & Underwriting, Hurricane & Flood
David Stegall has over 43 years of insurance, reinsurance, bond and risk management industry experience. He is a Chartered Property & Casualty Underwriter, an Associate in Risk Management, an Associate in Reinsurance and a Registered Professional Adjuster. He has experience as an underwriter, an agent, a broker, a surety bond producer, a reinsurer, a managing general agent, a third-party administrator, a captive manager, a self- insured fund executive, a risk management consultant, an expert witness and has been retained as an arbitrator. He was President of the Society of Risk Management Consultants in 2017 and continues to serve on the Board of Directors. Mr. Stegall is also a member of the Board of Directors of the Alabama Captive Association, a member of the Society of Chartered Property & Casualty Underwriters, the American Association of Insurance Management Consultants, the Society of Registered Professional Adjusters, ARIAS-US, Defense Research Institute, and an Associate M...

Michael F Arrigo No World Borders

Washington
HIPAA, Medical Coding - Medical billing, Patents trade secrets, electronic medical records, Medicare fraud, medical billing fraud, qui tam false claims act fraud Usual Customary Reasonable (UCR), Meaningful Use Electronic Health Records, HITECH Act, Affordable Care Act, Medicare Advantage, Medicaid,insurance, CRPS, EMTALA
Writer, speaker, published peer-reviewed works as an expert in the field recent Federal court rulings as a qualified expert published in Westlaw • Two DOJ retentions, $155 million settlement, an expert in anti-trust / FTC. Intellectual property; complex fraud coding, fraud damages expert • Healthcare IT patents intellectual property Technical Expert, MedicDamages Expert • Medical coding medical billing, claims, usual customary and reasonable, Lifecare plan rebuttal under ACA on the future cost of care, trauma E.H.R, practice management IT, medical, prescription charges, workman's compensation, insurance fraud • HIPAA Privacy, Security, Blockchain special studies MIT • Affordable Care Act, HITECH Act, electronic medical records, meaningful use, patents, and intellectual property in heal Health Risk Assessments, Risk Adjustment, HCC Medicare Part C Accountable Care • PBMs, Pharmaceuticals, CLIA, lab, pathology billing accuracy, privacy Pain management, ketamine, spinal chord sti...

Frederick J Fisher, J.D., CCP Fisher Consulting Group, Inc.

Washington
Insurance, Business Operations - Professional Liability, Standard of Care, Insurance Bad Faith, Insurance Brokers, Real Estate Brokers, Escrow Procedures, Mortgage Brokers, Claims Procedures, Claims Made Insurance,
Frederick J. Fisher, J.D. is the President of Fisher Consulting Group, Inc., and was the Founder of E.L.M. Insurance Brokers, a Wholesale & MGA facility specializing in Professional Liability and Specialty Line risks. He is a Member of the Editorial Board for Agents of America; a Faculty Member of the Claims College, and Member of the Executive Council, School of Professional Lines as sponsored by the Claims & Litigation Management Alliance. He is a course designer and webinar Instructor for the Academy of Insurance (sponsored by the Insurance Journal). Since his career began, Mr. Fisher focused on one vision: providing financial security to the client. The result was a successful 41 year career in Specialty Lines Insurance. In 1975, Mr. Fisher began his career on the service side, as an Independent E&O claims adjuster. In 1982, he bought the Company, continued with claims, while expanding the firm’s services to include qualitative claim auditing, risk management & loss contro...
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