Risk Management Expert Witnesses

Risk management expert witnesses and consultants listed here may be able to form expert opinions, draft expert witness reports, provide expert witness testimony at deposition and/or trial as or serve as consulting (non-testifying) experts on risk management. The risk management expert witness listings on this page are typically from fields/areas of expertise such as: Accident Reconstruction, Actuarial, Anesthesiology, Aviation & Aerospace, Biomedical Engineering, Business Operations, Business Valuation, Chemical Engineering, Construction, Construction Defects, Education & Schools, Emergency Medicine, Engineering, Environmental, and Ergonomics.

Cambria J Nwosu, DNP, RN, CNOR(E), CSSM(E), LNC Seth Usifo Nwosu, Incorporated

Phoenix, Arizona
Legal Nurse Consulting, Nursing Administration - Patient assessment and preparation for surgery, Perioperative, Surgery, Medical/surgical, Patient care during anesthesia, Wound healing, Healthcare management, Risk management, Intraoperative patient care, infection prevention, Electronic medical records, Asepsis, Risk management, Stroke care
I am a healthcare professional with over 10 years of experience, including 10 years in surgical nursing and as the Director of Practice Administration- Neurology at Access Telecare. I believe that my expertise will help me contribute effectively to your team and the legal professionals you serve. The comprehensive nature of SEAK, being the #1 rated directory for expert witnesses, aligns perfectly with my career aspirations and my commitment to excellence in healthcare and legal support. I have worked as a Legal Nurse Consultant at Seth Usifo Nwosu, Incorporated, for over a decade, which has provided me with a strong background in both medical and legal practices. My expertise not only lies in providing expert advice and support on legal matters but also in enhancing the efficiency and profitability of a law firm. During my tenure at Seth Usifo Nwosu, Incorporated, I have honed my skills in medical terminology, legal research, and healthcare regulations. My experience has equipped ...

Mark Clinton, MBA, ARM Decisive MGMT

NORTH LITTLE ROCK, Arkansas
Risk Management, Premises Liability - Zip-line, Slip Trip & Fall, Roofing, Electrical, OSHA, Risk Management, Amusement Ride Safety & Governance, Premises Liability, Life Safety, NFPA, ASSP, Worker's Compensation.
Mark Clinton, MBA, ARM, entering Colleges of Law MLS program (2018). Workplace accidents, Premises, General Liability. Qualitative Risk Management (1985-date), P & C Insurance loss control (1989-date), Arkansas Insurance Department, Risk Management Division, 1985-1989. Zipline Safety - Association of Challenge Course Technology (member) & Professional Ropes Course Association (member), familiar with ANSI & ASTM application and changes on waiver language using Kuchta v. Opco. OSHA authorized outreach trainer for construction & general industry since 2000. General contractor safety director, 2014-2016; experience in construction from general contractors to all subs. ASSE 25-year member & former chapter president. Highly experienced, educated, trained practitioner. Completed estimated 7,500 surveys & assessments for insurers including AIG, AmRisc, AmTrust, Berkshire Hathaway, CNA, Liberty Mutual, Berkley & XL Catlin. Assesses for range of risk using NFPA & OSHA standards & ...

Janet G Attard, RN IV, RNC-MNN, CLNC, MBA, 1L The Legal Nurse Consultant Group

Danville , California
Neonatal - Perinatal Medicine, Obstetrics & Gynecology - High Risk Obstetric Care in the areas of L&D, Antepartum, Triage, Post Partum, and NICU. Legal Nurse Consulting, Standard of Care, Scope of Practice, Chain of Command, Communication, Team Work, Collaboration, Risk Management, Quality Assurance, Performance Improvement, Administration Responsibility
Jan is recognized as a nationally-known Legal Nurse Expert with diverse expertise and 30 yr history as Maternal and Infant Nurse. Jan is a teacher mentor as 8th Edition NRP Mentor Instructor for the American Academy of Pediatrics. Jan has acted as VP Risk, Director Risk, Assistant Manager L&D, NICU, and Post Partum. Jan acts as Adjunct Professor for USF and Samuel Merritt University. Jan works full time as Registered Nurse in High Risk OB in L&D, NICU, and Post Partum. She is honored to act as an integral and collaborative member of the Litigation Team on behalf of Attorneys, Insurance Companies, and Hospital Groups. Jan works diligently for Attorneys, Health Care Organizations. and The California Board of Registered Nursing. Jan works as expert witness both for Plaintiff and Defense. The Legal Nurse Consultant Group under the direction of Jan Attard provides comprehensive, timely, thorough opinion for Attorneys, Insurance Companies, Medical Groups in the evaluation of Nurse ...

Stephen D Chin, MD, FAAEM

Burlingame, California
Emergency Medicine, Urgent Care Medicine - Emergency Medical Services, Emergency Medicine, Urgent Care Medicine, Medical Malpractice, Risk Management, Documentation Analysis, Quality Assurance, Medical Education, Trauma, Child Abuse, Substance Abuse, Overdose
● Board-certified Emergency Medicine physician with over 25 years’ clinical experience. ● Over 10 years’ experience training Emergency Medicine physicians at a Level I Trauma Center. ● Current Quality Assurance Consultant for the Medical Board of California. ● Experience in Emergency Medicine Documentation Quality Assurance. ● Instructor for the American Academy of Emergency Medicine Oral Board Review Course. ● Clinical and Administrative Urgent Care experience including Medication Assisted Treatment. ● Published author in physical child abuse research. ● Award-winning public speaker. ● Experienced in providing expert witness testimony at both deposition and trial.

Pauline Thomas, CRM, CIC, ARM, CISR Effective Risk Management

Costa Mesa, California
Insurance, Risk Management - Insurance, Risk Management, Agent/Broker Standard of Care, MGA, Wholesale Intermediary, Excess & Surplus Lines, Underwriting, Insurance Industry Customs & Practices, Commercial Lines, Personal Lines, E&O, EPLI, Occurrence v. Claims Made, PEOs, Contracts, Certificates, Additional Insureds, Claims
52+ years experience. Insurance & risk management professional. Faculty Member, Big "I" Virtual University Independent Insurance Agents & Brokers of America Practice includes expert witness & transactional consulting. Personal & commercial insurance including property, inland marine, wet marine, builders risk, course of construction, general liability, automobile liability, workers compensation, homeowners, medical malpractice, employment practices liability, professional liability. Traditional insurance & alternative risk programs, captives, self-insurance, large deductibles, retrospective rating. Experience includes underwriting, retail & wholesale production agencies, general agent, excess & surplus lines & franchisor. Producer, agent and broker custom & practice and standard of care. Good faith, bad faith. Experience with design & marketing of insurance programs & design & interpretation of insurance clauses in lease agreements, construction and other business contracts, cer...

Mark J Withrow, CFC, CFLC, CMI, CHPP Golden State Security Consulting

Pleasanton, California
Premises Liability, Hotel & Restaurant - Premises Liability, Hotel and Restaurant security, Crime Foreseeability, Security Negligence, Wrongful Death, Personal Injury, Use of Force, Security Best Practices, Property Management, Emergency Preparedness, Risk Management, Parking Lot Crime
Over 30 years law enforcement and Security Management Experienced in complex trial preparation, report writing, and legal research Exceptional case management and communication skills Qualified expert in Alameda and San Joaquin counties. Diligent at conducting safety-security audits and vulnerability assessments Frequently evaluate Negligence and Liability, Standards of Care, Use of Force, Crime Foreseeability, Security Audits and Risk Assessments A detail-oriented critical and analytical thinker who understands the discovery process and stages of litigation Have attained the CFLC designation (Certified Forensic Litigation Consultant) with FEWA. Vice President of FEWA Northwest Region

Jeffrey Brown, PhD Compass Consulting Engineers

Westminster, Colorado
Biomedical Engineering, Sports Medicine - Medical device, Biologics, Manufacturing, Risk Management, Design History File, FMEA, Stem Cells, Biomaterials, Product Liability, Intellectual Property, Implant, Collagen, Device testing, Design Controls, Product labeling, CDMO, Quality/Regulatory, Allograft, Forensic Science, Accident Recon
Qualified Nuclear Engineering Officer in the US Navy First author for 3 peer-reviewed original scientific research articles 10+ years in medical device/biologics design, development, and manufacture 15 years in design and operational engineering Inventor on two biomedical patents

AARON JAMES FORUM Aaron Forum LLC

Denver, Colorado
Firearms & Ballistics, Business Operations - Firearms, inherent design flaw, gun holsters, ammunition, ballistics, firearms training, gun sales, gun ranges, gun rentals, gun range safety, risk management
Text 970-97AARON for immediate inquiries! Hello, my name is Aaron Forum. I am a former US Army Special Forces (Green Beret), Special Forces Weapons Sergeant Instructor, United States Army Special Operations Command Foreign Weapons Armorer, and successful founder of "Shoot Center," a ~$10M annual revenue gun range and retail store. Serving over 26,000 customers in year one, we specialized in high volume retail sales, gun rentals, machine gun rentals, and on-site live-fire training. We facilitated tens of thousands of shooting lane hours and gun rentals on our indoor shooting range annually. I performed various roles from; designer, project manager, firearms training director, CFO, CEO, COO, and CMO, while scaling the business from $0. While I have not completed formal education, I do have a certificate of completion from the Stanford Graduate School of Business, “Stanford Ignite,” for completing MBA level coursework at an accelerated pace. Of a class of approximately 40 students...

John M Nicholson, PhD, MBA, PE Rationality Engineering Design Inc.

Colorado Springs, Colorado
Engineering, Statistics - False Claims Act, Radar Systems, Antennas, Electromagnetic Interference/jamming, Signal Processing, Systems Engineering, Project Management, Risk Management, Quality, Reliability, Digital Engineering, Government Contracting
Licensed Professional Engineer with 19 years of technical experience in multiple technical roles and disciplines. Work experience includes Industrial Engineering, Systems Engineering, Electrical Engineering and Electromechanical Control Systems. Provides consulting services to companies functioning as Chief Engineer overseeing two customer projects involving twenty engineers and $8 million of project funding. Expert in engineering project failure root cause analysis. He is frequently assigned to struggling projects to diagnose, correct and resolve technical and managerial deficiencies. Teaches four Graduate engineering courses at University of Colorado and provides professional training in Systems Engineering, Radar System Engineering and Product Development. Specific areas of expertise include: • False Claims Act • Patent Infringement • Radar Systems • Signal Processing • Electromagnetic Interference/Jamming • Engineering process and development methods • Systems Engineering • ...

David R. Mullaney, Esq. D. R. Mullaney P.C.

Connecticut
Construction, Construction Defects - Construction Delays, Construction Breach Of Contract, Substandard Workmanship, Architectural Negligence, Design-Engineering Defects, Cost Dispute Analysis & Reconciliation, Building Inspection, Risk Management, Schedule Delay Responsibility, Slips, Trips & Falls, Job Site Failures
David R. Mullaney, Esq. is a detail-oriented licensed Attorney At Law and Construction Expert with 2 plus decades of experience in all facets of the low to mid rise construction industry where his former firm constructed numerous new buildings and building additions from institutional academic buildings to athletic centers, theatrical venues, and numerous academic residential housing developments. Having founded and served for 24 years as CEO of Mullaney Corporation, former Construction Manager's at Risk, Mr. Mullaney understands the vertical construction business, and particularly the demands of private clients, including the unwavering and unrelenting August and December building completion dates for private school client services, notwithstanding labor shortages, strikes, weather, material supply issues, and design documents issues and conflicts between the multiple design disciplines. Serving New England and New York, his company constructed on average 11 major building proj...

Louna Avril, MBA, LNHA Anchored365

Delray Beach, Florida
Nursing Home Administration, Risk Management - Operational, Risk Management , Regulatory Compliance, Policy Development , Legal Mediation , Budget Management , Human Resources , Long term , Geriatric, Skilled Nursing , Staffing , Recruitment , Standard of Care , Abuse & Neglect, Infection Control , Union , Leadership , NHA , Expert Witness
As a seasoned expert witness, licensed nursing home administrator, CEO and owner of a healthcare recruitment and staffing company, I possess a wealth of knowledge and skills that are highly relevant to the long-term care industry. My extensive experience includes a broad range of specialties such as operational and risk management, regulatory compliance, COVID-19 policies, implementation and development of policies and procedures, legal mediation, budget management, human resources, safety hazards, social services, quality assurance and improvement, contract management, leadership and program development, and union and collective bargaining agreements. I am committed to providing my clients with the highest quality of service and support. With my passion for healthcare and dedication to excellence, I am confident that I can make a positive difference in the lives of those I serve.

Andrea S. Baptiste McKinney, MHA, MA, OT, CIE Eye on Ergonomics, Inc.

Land O Lakes, Florida
Ergonomics, Medical Management - Patient Transfers, Patient Safety, Staff Safety in Healthcare, Patient Handling and Movement, Patient Lifts and Transfer Technology, Lateral Transfer Equipment, Patient Falls, Fall Related Injury Prevention, Biomechanics, Standard of Care, Healthcare Ergonomics, Risk Management
Over 17 years of experience in patient safety and safe patient handling. Taught classes on safe patient handling, fall prevention, use of technology for risk management, healthcare ergonomics, and implementation of safety cultures. Taught as an adjunct professor in area of clinical biomechanics. Presented nationally for over a decade in patient handling and healthcare technology. Published peer review articles nationally on safe patient handling/technology/bariatric technology. Performed grant writing/IRB submissions/clinical trials. Implemented safe patient handling programs in acute care hospitals across US. Product design and biomechanical evaluations to establish reduction of risk of injury. ACCOMPLISHMENTS: Golden Key Recipient, Golden Key International Honor Society; Certification in Safety, Institute for Healthcare Improvement PAST COMMITTEES: • Chair of Slings & Bariatrics task force, Tampa, VA, external partners • Prosthetics Clinical Management & Functional Capacity Eval...

Keith M. Cianfrani, Ed.D, (abd), MAS, CRSP Aviation Safety Consultants, LLC

The Villages, Florida
Aviation & Aerospace, Accident Reconstruction - Aviation Accident Investigation, Risk Management, Human Factors, Safety Management Systems (SMS), Aviation Safety Auditing,Flight Data Monitoring,
Keith M Cianfrani, Ed.D. (abd), MAS, CRSP, President/CEO, Aviation Safety Consultants, LLC is a company designed to assist the aviation community with precise and specific safety consulting. Our clients include insurance companies, Part 135 and Part 91 aviation operators, aviation flight schools, aircraft production companies, and law firms. Keith is a retired U.S. Army Lieutenant Colonel, the founder and owner, has over 40 years of aviation experience. He is a master army aviator, aviation safety officer, commercial pilot, instructor pilot and was an accident investigator for the U.S. Army Safety Center. He is rated in both rotary wing and fixed wing aircraft. As a safety officer, Keith has managed safety programs in organizations with over 100 aircraft stationed throughout 5 states. Keith is is an a safety and accident investigation instructor for Embry Riddle Aeronautical University. Keith is a certified Flight Instructor (CFI) and has also worked in the civilian, commercial a...

Dr. Jeanine Maria Frumenti, BSN, MPA, DNP, RN Jeanine Frumenti Consulting

SARASOTA, Florida
Nursing Administration, Medical Management - Nursing Standard of Care, Nursing & Hospital Administration, Emergency Room, Critical Care Nursing, Root Cause Analysis, Risk Management, Fall and Pressure Ulcer Prevention, Wound Care, Medication Safety, Nursing Home, Home Healthcare, Hospital Policy, and State & Federal Regulatory Compliance
Dr. Frumenti, is an experienced nurse with over 40+ years of Nursing experience; and 20+ years of Senior Leadership in Healthcare Organizations. Dr. Frumenti served most recently as Sr. Vice-President of Nursing and Patient Care Services for several Large Acute Academic University Medical Centers in the NYC area. Responsible for Patient Care Services and Risk / Regulatory Services. Currently, Dr. Frumenti serves hospitals in an interim management and consulting capacity, and as an Expert Witness for medical malpractice, personal injury, civil, workplace safety and product liability cases serving plaintiff and defense attorneys. Areas of Expertise: *Nursing Standards of Care *Hospital Administration Standards *State, Federal, Joint Commission Regulatory Compliance *Root Cause Analysis *Nursing Home & Home Health Care Standards of Care *Wound Management, Prevention & Care *Quality and Risk Management *Fall Prevention/ Management *Nursing Contracts

Chief Chet Epperson (Ret.), M.B.A. AGR Police Practice Group, LLC

Rockford, Illinois
Police Practices & Procedures, Law Enf & Criminal Justice - Use of Force, Police Shootings, Officer-Involved Shooting, Excessive Force, Wrongful Conviction, Risk Management, Police Complaint Investigation, Deadly Force, Internal Investigation, Police Policy Practices, Police Tactics, Arrest
Author and police use of force and police practice expert. President, Americans for Effective Law Enforcement (AELE). Formed in 1966, AELE is a research driven educational organization that produces and disseminates legal information through traditional seminars, via electronic media and direct contact. Experienced 42-year police professional in areas of use of force, internal affairs, officer-involved shootings, supervision, wrongful convictions, practice, policy, discipline, mental health, auditing, staffing analysis, organizational assessments, investigations, and training. 34-years as an active law enforcement officer and 10 of those years as chief of police of a 340 sworn/ non-sworn municipal police department. On-going experience for the past 7-years as a police practice consultant providing Federal Court-Appointed expertise in police Consent Decrees and a United States Department of Justice Civil Rights Division Police Consultant regarding police use of force. Expert in...

Randy Gray, CHST, CSHM, GSP, OHST, BS, MS Grayhawk Advantage, Inc., dba. Grayhawk Safety & Health Consulting Company

Benton, Kentucky
OSHA, Safety - OSHA, Industrial Accidents, Safety, Industrial Hygiene, Loss Control, Risk Management, Slip Trip & Fall, Construction Accidents, Manufacturing Accidents, Insurance, Investigations
Mr. Gray provides expert witness services in defense and plaintiff litigation matters, safety and health on-site audits, customized OSHA safety and health training, OSHA 10 and 30-hour construction and general industry training, and assistance for employers who have been issued citations that they need assistance with obtaining better citation settlement agreements and working in conjunction with legal counsel with litigation assistance contesting OSHA citations. Highly-experienced OSHA Forensic Expert Witness with 75 separate fatality and more than 150 non-fatal work-related accidents. 25+ years of OSHA compliance with 29 CFR regulations related to construction and general industry. 8 years of private Safety and Health Consulting specializing in Defense and Plaintiff's occupational injuries, conducting safety and health audits, Authorized OSHA Outreach Trainer for construction and general industry, and employer assistance with settlement of OSHA citations, and testifying in O...

Edward J. Steward, LNHA, FACHCA Expert Consulting Services

Eliot, Maine
Nursing Home Administration, Long Term Care - LNHA, Expert, True Review, Leadership Development, Team Building, Experienced, Change Management, Operations Management, Building Renovation, Interim Leadership, Quality Improvement, Regulatory Oversight, Risk Management, Maine, Nursing Home Administration, Regulatory Compliance, Quality Improvement
Edward J. Stewart brings a wealth of experience and exceptional leadership skills that make him an outstanding candidate to represent your case. His extensive tenure as an executive director overseeing multiple skilled nursing facilities demonstrates his proficiency in managing diverse teams and complex healthcare operations. Edward's commitment to maintaining a 5-star rating for one facility over a 6-year period, achieving the AHCA Silver Award for Quality, and successfully leading a $16 million renovation showcases his dedication to quality care and facility improvement. His track record of achieving and exceeding company targets, reducing staff turnover rates, and implementing effective rehabilitation programs highlights his ability to enhance operational efficiency and foster a positive care environment. With a background in social work, a graduate certificate from Harvard University, and active memberships in prestigious healthcare associations, Edward J. Stewart is well-equipp...

K. David Meit, CPM®, ARM®, GRI® Oculus Realty, AMO®

Gaithersburg, Maryland
Real Estate, Premises Liability - property management, real estate management, subrogation, risk management, maintenance, property operations, facilities, premises liability, insurance, apartments, multifamily, slip, fall, property damage, building management, risk management, property loss, lead paint, mold, carbon monoxide, CO
An accomplished and qualified expert witness. Provides unbiased assessments and expert testimony for both Plaintiff and Defense in property management standard of care, premises liability, real estate partnerships and related legal disputes. Expert opinions are based on professional experience, academic training, research and the facts of each case. An award winning real estate executive with over thirty years experience managing portfolios of conventional and rent regulated multifamily, mixed-use and retail properties in both suburban and urban markets. Experienced manager of all class of property from tax credit to ultra luxury. Skilled at developing best-in-class residential property management operating teams and preserving and enhancing value through operations. Institute of Real Estate Management accredited Certified Property Manager®, Accredited Residential Manager®, and Graduate, Real Estate Institute through National Association of Realtors®. Founder and Principal of Ocu...

Amy L. Natoli, CPM®, RPA® Natoli Property Management Consulting

Crofton, Maryland
Premises Liability, Real Estate - Property management, risk management, maintenance, property operations, insurance, slip and fall, facilities, premises liability, property damage, lease administration, facility management, due diligence, asset management, property inspections, standards of care,
Amy Natoli is an award-winning Property Management expert with over twenty years of hands-on experience managing commercial real estate properties. She is experienced in standards of care, budgeting and asset management, lease administration, property inspections, parking garage maintenance and inspections, vendor and contract management, life safety systems compliance, and risk management. She is active with the Institute of Real Estate Management (IREM), serving nationally as a Governing Councillor and as Chairperson of the Instructor Advisory Council. At the local level, she is a Maryland Chapter Board of Directors member, Vice Chair of the Region 3 Education Committee, and an Ethics instructor.

Charles M Yarborough, MD, MPH CYHealthAssociates, LLC

Bethesda, Maryland
Occupational Medicine, Internal Medicine - Medical Epidemiology, Asbestos, Chrysotile, Lead, Occupational Disease, Causation, Independent Medical Examinations (IME), Toxic Tort, Impairment, Fraud, Product Liability, Toxicology, Case Review, Mesothelioma, Lung Cancer, Healthy Life Expectancy, Risk Management
Charles Yarborough, MD, MPH, FACOEM, FACPM, CIME, is president of CYHealthAssociates, LLC, a health consulting and research firm based in Bethesda, Maryland. Dr. Yarborough is Board-certified in Internal Medicine and also in Occupational Medicine. Licensed in several states and DC, he continues to see patients for these areas of medicine at company and community clinics. For litigation support he writes expert reports and was deposed and has testified mostly in asbestos and lead matters. Dr. Yarborough is on the medical staff of Johns Hopkins hospital in Bethesda and Inova Alexandria Hospital. Before joining Lockheed Martin as medical director in 2007 until 2015, he was senior managing scientist in New York City for an international engineering and health consulting firm, a company physician, and a doctor in private practice. For years he was a part-time Chief Physician at the VA Health Care System and medical consultant to USDOL on medical causation. Dr. Yarborough is an elected ...

Christopher R. Lanni, CPP, AMS, CMCA Secure Residential Services LLC

Hudson, Massachusetts
Security, Real Estate - Condominiums, Technology, Residential, Apartments, Assessments, Safety, Homeowner Associations, Premise Liability, Risk Management, Cooperatives, Policy/Procedure, Operations
Christopher R. Lanni is a seasoned security management and risk advisor with over 30 years of experience. During the past 20 years, he has focused on assessing and identifying security risks, developing and implementing security-related programs, and assessing the use and deployment of related technologies to address those risks in residential communities and property management. Mr. Lanni is the President and Founder of Secure Residential Services, LLC, an independent consulting firm. He has been affiliated with Barkan Management for 20 years during which time he has served as the Director of Security and Resident Services at Harbor Towers in Boston and the Towers of Chestnut Hill in Newton, MA. Mr. Lanni is currently serving as Barkan’s internal Security & Risk Advisor providing services to a portfolio of over 150 properties and numerous projects under development. Mr. Lanni obtained his Bachelor of Science Degree in Criminal Justice from Northeastern University with a concen...

David R. Mullaney, Esq. D. R. Mullaney P.C.

Concord, Massachusetts
Construction, Construction Defects - Construction Delays, Construction Breach Of Contract, Substandard Workmanship, Architectural Negligence, Design-Engineering Defects, Cost Dispute Analysis & Reconciliation, Building Inspection, Risk Management, Schedule Delay Responsibility, Slips, Trips & Falls, Job Site Failures
David R. Mullaney, Esq. is a detail-oriented licensed Attorney At Law and Construction Expert with 2 plus decades of experience in all facets of the low to mid rise construction industry where his former firm constructed numerous new buildings and building additions from institutional academic buildings to athletic centers, theatrical venues, and numerous academic residential housing developments. Having founded and served for 24 years as CEO of Mullaney Corporation, former Construction Manager's at Risk, Mr. Mullaney understands the vertical construction business, and particularly the demands of private clients, including the unwavering and unrelenting August and December building completion dates for private school client services, notwithstanding labor shortages, strikes, weather, material supply issues, and design documents issues and conflicts between the multiple design disciplines. Serving New England and New York, his company constructed on average 11 major building proj...

Michael P. Rock, MD, CPE, FACEP, FAAEM Emergency Physicians Professional Association

Minneapolis, Minnesota
Emergency Medicine, Medical Management - Stroke, Headache, Chest Pain, Pulmonary Embolism, Myocardial Infarction, Dissection, Abdominal Pain, Orthopedics, Sedation, Malpractice, Medical Direction, Quality Improvement, Process Improvement, Risk Management
I graduated from Johns Hopkins University School of Medicine and completed Emergency Medicine residency at Hennepin County Medical Center. I have been in clinical practice for 26+ years in high volume/acuity Emergency Departments in Minneapolis. In addition to clinical mastery, I have a wealth of additional experience in ED medical direction, physician leadership, case reviews for clinical quality, process improvement, and medical malpractice claims navigation. Please see the attached CV for additional details.

Derk Boss, CFE, CPP, CSP DJ Boss Assoc

Las Vegas, Nevada
Gaming & Gambling, Security - Surveillance, Gaming, Casinos, Internal Theft & Fraud, Gaming Regulatory Compliance, Loss Prevention, Investigations, Premises Liability, Security, Risk Management, Retail, Restaurant, Hotel, Bars/Lounges/Nightclubs, Safety/Slip, Trip & Fall.
Derk is an independent consultant with over 36 years of gaming surveillance, security and loss prevention experience. He has served in executive positions in security, surveillance and compliance capacities for both commercial and tribal gaming. Derk is Board Certified as a security professional and possesses knowledge and proficiency in security principles and practices, business principles and practices, legal aspects of security, personnel security, physical security, information security, crisis management and investigation. He has earned professional certification as a Certified Fraud Examiner (CFE), as a Certified Protection Professional (CPP) and as a Certified Surveillance Professional (CSP). He is currently the President of the International Association of Certified Surveillance Professionals (IACSP) and is one of its founding members.

Paul W Burkett, JD, CPCU, CIC, ARM,CRM, ALCM Snoaspen Insurance Group, Inc.

Reno, Nevada
Insurance, Risk Management - Insurance Company Good and Bad Faith Expert Witness; Agent/Broker Standard of Care Expert Witness; Insurance Industry Custom and Practices Expert Witness; Risk Management Consulting and Expert Witness; Business Contract Insurance Clause Analysis and Application Expert Witness; Ins.Claims Dispute
Paul Burkett is the President and CEO of Snoaspen Insurance Group, Inc. Paul began his career as a Loss Control Representative for SAFECO Insurance Company after serving as an Officer in the United States Air Force. During his career with SAFECO, Paul served as a Loss Control Supervisor, Loss Control Manager, Commercial Sales Representative, Division Commercial Lines Underwriting Manager, and Regional Workers Compensation Manager. From Safeco Insurance Company, Paul worked for Frank B. Hall & Company as a Vice President in charge of Risk Management Services. Paul was responsible for design and implementation of alternative insurance programs such as pools, self-insurance, and captives. From Frank B. Hall, Paul assisted in establishing the Meadowbrook of Colorado office and focused on developing specialized group programs. Paul assisted in establishing TUITIONGard which specialized in coverage for private student loans provided through banks in the United States.

Craig R. Brown

Merrimack, New Hampshire
Insurance, Environmental - Bad Faith, Liability Insurance, Reinsurance, D&O, Claims Made and Occurrence Policies, Runoff, Insurance Fraud, Workers Compensation, Risk Management, Claims Adjusting, Opioids, Construction Defect, Asbestos, Talc, Glyphosate, Sports Injury, Sexual Abuse, Lead Paint, Mold, MTBE, Implants, Silica.
As in-house counsel at a third-party administrator testified numerous times as a fact witness and designated PMK regarding insurance and reinsurance issues. In 2021, testified as expert in successful multi-million dollar D&O arbitration and worked as independent consultant to runoff investors. Formerly Vice President of seven insurance companies. Over the past 36 years, litigated or arbitrated insurance, reinsurance and/or bad faith in over 30 states and four countries. Partner in two prominent national law firms representing various insurers and reinsurers as national counsel. Presented at numerous seminars in US and UK put on by DRI, Perrin, PLRB/LIRB. AIRROC, American Conference Institute, International Association of Defense Counsel, Practicing Law Institute, Mealey's, CPCU Society, and home builders' associations regarding insurance, reinsurance, torts and related issues.

David R. Mullaney, Esq. D. R. Mullaney P.C.

New Hampshire
Construction, Construction Defects - Construction Delays, Construction Breach Of Contract, Substandard Workmanship, Architectural Negligence, Design-Engineering Defects, Cost Dispute Analysis & Reconciliation, Building Inspection, Risk Management, Schedule Delay Responsibility, Slips, Trips & Falls, Job Site Failures
David R. Mullaney, Esq. is a detail-oriented licensed Attorney At Law and Construction Expert with 2 plus decades of experience in all facets of the low to mid rise construction industry where his former firm constructed numerous new buildings and building additions from institutional academic buildings to athletic centers, theatrical venues, and numerous academic residential housing developments. Having founded and served for 24 years as CEO of Mullaney Corporation, former Construction Manager's at Risk, Mr. Mullaney understands the vertical construction business, and particularly the demands of private clients, including the unwavering and unrelenting August and December building completion dates for private school client services, notwithstanding labor shortages, strikes, weather, material supply issues, and design documents issues and conflicts between the multiple design disciplines. Serving New England and New York, his company constructed on average 11 major building proj...

Skip Stearns THE HOTEL EXPERTS, LLC

Stratham, New Hampshire
Hotel & Restaurant, Premises Liability - Hotels, Motels, Resorts, Hospitality, Food, Franchising, Gaming, Gambling, Casino Hotels, Hotel & Restaurant, Restaurants, Alcohol Service, Hotel Operations, Hotel Premises Liability, Safety, Hotel Security, Hotels/Hospitality, Lodging, Management, Risk Management, Slip, Trip & Fall, Wrongful Death
Safety, Security, Premises Liability, Wrongful Death, Personal Injury, Slip, Trip & Fall, Scalding, Drowning, Other Personal Injuries, Franchise and Management Contract Disputes, Industry Operating Standards & Product Standards, Safety & Security Standards, Emergency Procedures, Integrity Standards, Human Resources, Employee Qualifications & Hiring Practices, Standards for Employee, Wrongful Termination, Training, Sales & Marketing Practices, Casino & Gaming Operations, Food & Beverage Service, Alcohol Service

David R. Mullaney, Esq. D. R. Mullaney P.C.

New Jersey
Construction, Construction Defects - Construction Delays, Construction Breach Of Contract, Substandard Workmanship, Architectural Negligence, Design-Engineering Defects, Cost Dispute Analysis & Reconciliation, Building Inspection, Risk Management, Schedule Delay Responsibility, Slips, Trips & Falls, Job Site Failures
David R. Mullaney, Esq. is a detail-oriented licensed Attorney At Law and Construction Expert with 2 plus decades of experience in all facets of the low to mid rise construction industry where his former firm constructed numerous new buildings and building additions from institutional academic buildings to athletic centers, theatrical venues, and numerous academic residential housing developments. Having founded and served for 24 years as CEO of Mullaney Corporation, former Construction Manager's at Risk, Mr. Mullaney understands the vertical construction business, and particularly the demands of private clients, including the unwavering and unrelenting August and December building completion dates for private school client services, notwithstanding labor shortages, strikes, weather, material supply issues, and design documents issues and conflicts between the multiple design disciplines. Serving New England and New York, his company constructed on average 11 major building proj...

Marianne Santarelli Marianne Santarelli, Safety, Industrial Hygiene and Environmental Consulting Services LLC

Basking Ridge, New Jersey
Safety, Industrial Hygiene - Construction, Research and Development, Environmental, Occupational Health, Noise, Accident Investigations, Risk Management, Fatality Investigations, ISO Management Systems, Insurance, Emergency Management, Drug/Alcohol Use Management, Behavioral Management, Training, Contractor Safety, Owners Rep.
A highly experienced, Environmental, Health and Safety professional, Certified Industrial Hygienist and Certified Safety Professional, with applied comprehensive skills, a strong commitment to excellence and progressive functional managerial experience with a specialization in the arena of Global EH&S Management Systems. Technical proficiencies in industrial hygiene, safety and environmental disciplines, regulatory compliance analyses, product EH&S program development, permitting, training, ergonomics, EH&S audit and gap analysis, corrective action development, risk management analysis, workers compensation claims management and wellness programs and construction EH&S within a multitude of manufacturing, construction, research and development, governmental and administrative environments. Owner/President – 2021-present- Marianne Santarelli Safety, Industrial Hygiene and Environmental Consulting Services, LLC • A full-service Safety, Occupational Health and Environmental Consultin...

David R. Mullaney, Esq. D. R. Mullaney P.C.

New York
Construction, Construction Defects - Construction Delays, Construction Breach Of Contract, Substandard Workmanship, Architectural Negligence, Design-Engineering Defects, Cost Dispute Analysis & Reconciliation, Building Inspection, Risk Management, Schedule Delay Responsibility, Slips, Trips & Falls, Job Site Failures
David R. Mullaney, Esq. is a detail-oriented licensed Attorney At Law and Construction Expert with 2 plus decades of experience in all facets of the low to mid rise construction industry where his former firm constructed numerous new buildings and building additions from institutional academic buildings to athletic centers, theatrical venues, and numerous academic residential housing developments. Having founded and served for 24 years as CEO of Mullaney Corporation, former Construction Manager's at Risk, Mr. Mullaney understands the vertical construction business, and particularly the demands of private clients, including the unwavering and unrelenting August and December building completion dates for private school client services, notwithstanding labor shortages, strikes, weather, material supply issues, and design documents issues and conflicts between the multiple design disciplines. Serving New England and New York, his company constructed on average 11 major building proj...

Donia Anderson, RN

Hicksville, Ohio
Nursing Home Administration, Nursing Homes - Skilled nursing facility, assisted living, long term care, geriatrics, residential care facility, patient falls, restraints, restrictive interventions, director of nursing, group homes, risk management, policies and procedures, antipsychotics, side effects, emergency room, ICU, compliance, infection
Nursing Home Administrator and Award-winning Director of Nursing. Broad clinical experience includes Director of Nursing, Assistant Director of Nursing and Floor Nurse. Long Term Care, Community Hospital, Emergency Room, and ICU experience.

Mark R. Malone New Auburn Energy Management, LLC

Edmond, Oklahoma
Oil and Gas, Engineering - Completions, Hydraulic Fracturing, Stimulation, Operations, Workovers, Drill outs, Acidizing, Cementing, Environmental, Safety, Pumping Services, Production, Artificial Lift, Reporting, Risk Management, Project Mangement, Oil & Gas Management, Perforating/wireline, Asset Mgmt., Salt Water disposal
MARK MALONE currently serves as Completions Engineering Manager for New Auburn Energy Management where he oversees a variety of domestic and international projects. Malone recently served as Senior Vice President of Operations for Riley Permian Operating of Oklahoma City. Prior to Riley, Malone spent seven years as Senior Vice President of Operations and Corporate Officer for Gulfport Energy Corporation. While at Gulfport Mr. Malone was responsible for the production & completion operations of all assets including up to 1.4 Bcfe/day gross production in the Utica shale of SE Ohio, over 7000 bopd in the SCOOP play of south-central Oklahoma and up to 4000 bopd in the shallow water of West Cote Blanch Bay in SE Louisiana while executing annual D&C budgets of up to $1.2 billion. Mr. Malone also served as Senior Asset Manager in the Marcellus Shale at Chesapeake Energy Corporation where he was responsible for operations in the Marcellus shale of NE Pennsylvania producing up to 1.2 Bcfe/d...

Michael Salitore, Ed.D.

Gresham, Oregon
Education & Schools, School Safety - School Standards of Practice, Special Education, School Safety, Child Abuse, Child Sexual Abuse, Behavior and Discipline, School Mental Health, Title IX and Staff Sexual Misconduct, District and School Administration, Restraint and Seclusion, Evaluation, Assessment, Disability, and Risk Management
Dr. Michael Salitore is an experienced educator serving in public education since 2003. I currently work at the Oregon Department of Education as a coordinator of an investigation unit responding to complaints of sexual misconduct of school staff. I have worked as a school psychologist, assistant principal, special education administrator, director of student services for rural and urban school districts, and adjunct faculty at Clackamas Community College and Portland State University. My background and expertise allow evaluation of and opinions regarding school and district: -Policies, procedures, guidelines, and implementation of standards and practices; -Recruitment, qualifications, hiring, and retention of teachers, specialists, and staff; -Training programs and requirements of teachers, specialists, and staff; -Duty for schools and school districts to provide a safe learning environment; -School administration, including governance, curriculum, interventions and instructiona...

Howard B Brownstein, CTP The Brownstein Corporation

Conshohocken, Pennsylvania
Business Operations, Business Valuation - Bankruptcy, Restructuring, Valuation, Distress, Turnaround Management, Crisis Management, Corporate Governance, Banking/Lending, Finance, Investment Banking, Business Practices, Fraud, Risk Management, M&A
Howard Brownstein is a nationally-known turnaround and crisis management professional, and is the President of The Brownstein Corporation, which provides turnaround management and advisory services to companies and their stakeholders, as well as investment banking services, fiduciary services, and litigation consulting, investigations and valuation services. He has extensive experience in valuing businesses, obtaining financing, and selling businesses. He serves as Financial Advisor to Debtors, lenders and Creditor Committees in bankruptcy proceedings, and as a litigation expert in several cases including the landmark Merry-Go-Round bankruptcy. Mr. Brownstein served as Chief Restructuring Officer in U.S. Mortgage, a $138 million mortgage fraud, and as Plan Administrator in Montgomery Ward LLC, the largest retail liquidation in history. Mr. Brownstein has been involved in the above activities for over 30 years. Mr. Brownstein regularly serves as an independent corporate board ...

Dan Sullivan Med Legal Pro

Lehighton, Pennsylvania
Nursing Homes, Long Term Care - Skilled Nursing Facility, Long Term Care, Geriatrics, residential care facility, patient falls, dementia, restraints, group home, risk management, policies and procedures, antipsychotics, side effects, compliance, sepsis, pressure sores, bed sores, wound care, pressure ulcers, ulcers
Experienced Nursing Administrator. Executive Clinical Director at Rehab Facility. Former Director of Nursing.

David R. Mullaney, Esq. D. R. Mullaney P.C.

Rhode Island
Construction, Construction Defects - Construction Delays, Construction Breach Of Contract, Substandard Workmanship, Architectural Negligence, Design-Engineering Defects, Cost Dispute Analysis & Reconciliation, Building Inspection, Risk Management, Schedule Delay Responsibility, Slips, Trips & Falls, Job Site Failures
David R. Mullaney, Esq. is a detail-oriented licensed Attorney At Law and Construction Expert with 2 plus decades of experience in all facets of the low to mid rise construction industry where his former firm constructed numerous new buildings and building additions from institutional academic buildings to athletic centers, theatrical venues, and numerous academic residential housing developments. Having founded and served for 24 years as CEO of Mullaney Corporation, former Construction Manager's at Risk, Mr. Mullaney understands the vertical construction business, and particularly the demands of private clients, including the unwavering and unrelenting August and December building completion dates for private school client services, notwithstanding labor shortages, strikes, weather, material supply issues, and design documents issues and conflicts between the multiple design disciplines. Serving New England and New York, his company constructed on average 11 major building proj...

James A Poage, MA, CSP, ASP, SMS, CSMP, COHC James Poage LLC

Aiken, South Carolina
Safety, OSHA - Fall Protection, Employee Safety, Occupational Safety, Occupational Health, Workplace Accidents, Driver Safety, Safety Training, Workplace Illness, Workplace Injury, Workplace Fatality, Fall Prevention, Hearing Protection, Accident Prevention, Risk Management, Risk Exposure, Billboard Safety
Certified Safety Professional/CSP-34643 Associate Safety Professional/ASP-28339 Safety Management Specialist/SMS-646 Certified Safety Management Practitioner/14307 Certified Occupational Hearing Conservationist/506102 OSHA Outreach Instructor - General Industry OSHA Outreach Instructor - Construction National Safety Council CPR/First Aid/AED Instructor National Safety Council Defensive Driving Instructor COVID19 Return to Work Auditor FEMA - Fire Prevention training

Ellen Szubski, M.S., Ph.D., CXLT, CPSI, AHFP The Warren Group, Inc.

Irmo, South Carolina
Human Factors, Premises Liability - Accident Prevention, Risk Management, Illumination, Conspicuity, Visual Perception, Slip resistance, Playground Safety, Premises Liability, Lighting, Line of Sight, Driver Distraction, Roadway Markings, Environmental Conditions, Slip-Trip- Fall Evaluations, Workplace Injuries, Human Factors, OSHA
Ellen Szubski, Ph.D., is a human factors consultant at The Warren Group. She earned a Doctor of Philosophy in Human Factors Psychology and a Master of Science in Applied Psychology from Clemson University. Ellen is also a Certified XL Tribometrist, a Certified Playground Safety Inspector (CPSI), and a Certified Associate Human Factors Professional (AHFP). Ellen worked in the Clemson Visual Perception and Performance Laboratory examining the factors contributing to the conspicuity of pedestrians and bicyclists in challenging road conditions, such as nighttime driving. She did her dissertation on “The Influence of Pedestrian Biological Motion on Time-To-Collision Estimates at Night”. Prior to entering the forensic field, Ellen planned and conducted experiments for a major bicycle manufacturer that improved bicycle conspicuity. She also conducted laser strike perception and performance studies for the Department of Defense. Ellen applies her experience in Human Factors to the ana...

Robert Hughes Associates, Inc.

Richardson, Texas
Insurance, Actuarial - P&C, L&H, reinsurance, insurance agency standards, insurance underwriting, insurance archaeology, bad faith, actuarial, property & casualty insurance, life & health insurance, risk management, insurance broker standards
Robert Hughes Associates, established 1979, is a group of insurance experts with a wide range of experience and backgrounds -- former insurance company executives, agents, brokers, underwriters, Workers Compensation specialists, D&O and E&O expertise, risk managers, claims managers, adjusters, actuaries and captive management specialists. Degrees include Masters and PhDs. Certifications include CPCU, RPLU, RF, ACE, ACAS, MAAA, CLU, CEBS, FCAS, SCLA, ChFC, RHU, LLIF, CRPS, FLMI, and CSSC. Robert Hughes Associates is an internationally recognized insurance, risk management and actuarial consulting company, with membership in the Academy of Experts (London), Fellow of the Institute of Directors (London), and Tribunalized at Lloyd’s of London.

Patrick J Walsh, CSP Walsh Safety Consulting

Georgetown, Texas
Safety, Construction - OSHA, Personal Injury, Property Damage, Risk Management, Loss Prevention, Accident Investigation

Morris D. Argyle, PhD, PE

Provo, Utah
Chemical Engineering, Safety - Petroleum Refining, Heterogenous Catalysis, Process Safety Management, Risk Management, Hazard Analysis, Fluid Catalytic Cracking, Oil and Gas, Energy, Catalyst Deactivation
Professional Engineer registered in Texas. Eight years' petroleum refining experience in process design, economics, fluid catalytic cracking operation and supervision, hydrodesulfurization and catalytic reforming supervision, technical and operations supervision. Prior expert witness in cases involving chemical engineering safety (heat transfer and pressure relief) and attempted arson. Twenty years' experience teaching undergraduate and graduate chemical engineering courses. 61 peer-reviewed journal publications in areas of heterogenous catalysis, catalyst deactivation, energy, hydrogen generation and purification, and CO2 capture, Fellow of the American Institute of Chemical Engineers.

Michael Claverie Claverie Safety Consultation L.L.C.

RIVERTON, Utah
Safety, OSHA - 1910 General Industry, Accident Investigation, Fall Protection, Haz-Com, Hazard Recognition, Logistics Safety, OSHA Record Keeping, OSHA Standards, Powered Industrial Truck Operations, PPE, Risk Management, Root Cause Analysis, Safety Training, Warehouse Safety, Workplace Injuries
Mr. Claverie has been doing occupational health and safety work since 2010 and has experience applying safe work practices within a broad range of industries including fire prevention, training, construction, power generation, manufacturing, DOT, and warehouse logistics. He can speak to a wide range of health and safety topics and the applicable regulatory requirements. He has a Bachelor of Science in Occupational Health and Safety and is certified through the BCSP and holds a current Certified Safety Professional certificate (CSP). He has in the past been a certified First Aid class trainer, respirator fit tester, and done industrial hygiene sampling work. He is very familiar with the OSHA 29 CFR 1910 General Industry Regulations, and also has experience with the OSHA 29 CFR 1926 Construction regulations as well. He is proficient in accident investigation, root cause analysis, OSHA standards, OSHA recordkeeping, powered industrial truck operations, warehouse safety, logistics s...

Karla Lacayo, MD FACEP

Vienna, Virginia
Emergency Medicine - Heart Attack, Stroke, Sepsis, Airway Management, Abdominal Aortic Aneurysm, Pulmonary Embolism, Aortic Dissection, Ectopic Pregnancy, Ovarian Torsion, Testicular Torsion, Appendicitis, Orthopedic Injuries, Medical Necessity, EMTALA, Medical Malpractice, Risk Management
Board Certified in Emergency Medicine by the American Board of Emergency Medicine (ABEM). Fellow of the American College of Emergency Physicians (FACEP). 16 years of experience in Adult and Pediatric Emergency Medicine. Practices full-time in a mid-sized community hospital, and supervises physician extenders. Worked as the sole provider in free-standing Emergency Department. Expert in standard of care in Emergency Medicine. Can assist with case review, expert witness testimony, opinions on medical malpractice and negligence. Medical Director for the Emergency Department, Chief of Staff for the Hospital. Serves on Credentials Committee, Quality Committee, and Peer Review Committee. Graduated cum laude from Dartmouth College, completed medical school at Northwestern University, and Emergency Medicine Residency at George Washington University. Licensed in Virginia. Fluent in Spanish.

Mark J Lawless, CSMI

Seattle, Washington
Construction, Safety - Construction Defects, Premises Liability, Changed Conditions, Engineering (Field), Risk Management, Scope of Work, Insurance Coverage, Scheduling, Subcontracting, Estimating, Alternate Dispute Resolution, Standard Practices

Justin B Boge, DO, DABA, MHA, MS, BS Chamuel, LLC

La Crosse, Wisconsin
Pain Management - Medicine, Anesthesiology - Nerve epidural joint injections, quality assurance, risk management, ketamine, cannabis, marijuana, opioids, rhizotomy, radio frequency ablation, Chronic Pain, postoperative pain, Spinal Cord stimulator, pain pump, CRPS/RSD, interventional medical management, injury, infection, paralysis, death
Award winning teacher and lecturer, double board certified in Anesthesiology and Pain Medicine by the American Board of Anesthesia (ABA). Dr. Boge received a Health Professions Scholarship Program (HPSP), medical school scholarship from the US Air Force (1996-2000). Dr. Boge has worked in Risk Management and Quality Assurance as an Active Duty Pain and Anesthesia physician with the US Air Force. Dr. Boge also served as an Assistant Professor, Uniformed Services University of the Health Sciences, Bethesda, Maryland, Anesthesia and Pain Medicine (2006 to 2016). Dr. Boge has over 23 years of experience reviewing medical records and practicing pain and anesthesia medicine. Dr. Boge has experience in report writing, deposition and courtroom testimony. Dr. Boge recently completed a master’s in health care administration (MHA) from Cornell University, Ithaca, NY (December 2021), utilizing his veteran Post 9-11 scholarship. He answers phone calls/emails promptly and is respectful of deadli...

Marjean K. Pountain, CPM Pountain Partners LLC

Elkhart Lake, Wisconsin
Real Estate, Property Management - Standards of Care, Premise liability, Slip, Trip & Fall, Risk Management, Landlord/Tenant, Property Management/Maintenance, Security and Lighting, Senior Housing, Commercial Real Estate, Homeowner/Condo, Student Housing, Mixed Use, Snow and Ice Maintenance, Parking Lot Maintenance,
Pountain Partners provides expert witness testimonies for attorneys and real estate developers. Services include market studies, feasibility analysis, deposition, mediation, arbitration, litigation support and trial testimony. We have the knowledge and experience as to the standards of real estate management and all landlord/tenant issues. Pountain Partners will review the documentation, do the research, offer opinions and provide written reports as to what are customary and reasonable standards of care. Topics Pountain Partners excels in include: Property Management Safety Regulations Tenant and Landlord Rights Standards of Care Premises Liability Slips, Trips and Falls Security and Lighting Negligence in Hiring, Supervision, and On-site Practices Landlord Tenant and Vendor Disputes Property Maintenance Best Practices and Responsibilities Security Deposits Common Area Maintenance Charges (CAM) Fair Housing Ethics HUD Housing (Section 8) Tax Credit Housing (Section 42)