Life Insurance Expert Witnesses

Life insurance expert witnesses and consultants listed here may be able to form expert opinions, draft expert witness reports, provide expert witness testimony at deposition and/or trial as or serve as consulting (non-testifying) experts on life insurance. The life insurance expert witness listings on this page are typically from fields/areas of expertise such as: Business Operations, Financial, Insurance, and Securities & Investments.

Neal Bordenave, JD, CPCU, RPLU, ARM, AIC RiskPro Insurance Services, Inc.

Arizona
Insurance - Broker/Agent Standard of Care, Bad Faith, Insurance Industry Customs and Practices, Property & Casualty, Life, Annuities, Excess & Surplus, Managing General Agent, Health, Surety, Professional Liability, Underwriting, Claims Practices,
More than 30 years experience in the insurance industry. President/CEO of RiskPro Insurance Services, Inc., Professor of Risk Management and Insurance at California State University Chico. Established Expert Witness Practice in 2009. As of January 2022, more than 300 retentions and testifying in Deposition, Trial and Arbitration almost 100 times. Education includes Juris Doctor (JD), BS Business Administration/Finance. Chartered Property Casualty Underwriter (CPCU) Registered Professional Liability Underwriter (RPLU) Associate in Risk Management (ARM) Associate in Claims (ARM) Primary States for expert work include, California, Arizona, Nevada, Oregon, Washington, Utah, Colorado and Texas

David R. Mitchell, CPCU, CIC, MBA, MA.HR, SPHR, SHRM-SCP Ideal Insurance Agency

Surprise, Arizona
Insurance - insurance standard of care, insurance coverage, insurance bad faith, workers compensation, human resources, property and casualty insurance, life insurance, health insurance, disability insurance, long term care insurance, cyber insurance, auto insurance, home insurance, business insurance
David has been a licensed practicing insurance producer for 39 years. He understands the reasonable care, skill and diligence from not only academia but experience. He has been an insurance agency owner for 37 years. To date he has consulted in over 50 court cases as a consultant/expert. His consultant/expert work is split at about 45% Plaintiff and 55% Defense. David has testified in several depositions and at jury trial with a successful outcome. David is a CPCU. In addition, he has been a Certified Insurance Counselor since September of 1992. The Family Agency in which he is a partner has won both community and industry awards. David has reviewed the Arizona State Licensure Exams since 1998. He has taught various insurance courses through The National Alliance since 2002. He has taught several continuing education courses in Arizona. Since 2002 he has taught various business courses collegiately. Currently has been an adjunct professor at Glendale Community College teaching in...

Harold "Trey" Fairman III, AIF®, J.D., LL.M.

Arkansas
Insurance, Securities & Investments - Life Insurance, Premium Financing, Irrevocable Life Insurance Trusts, Life Settlement, Stranger Originated Life Insurance, STOLI, Investor Owned Life Insurance, IOLI, Standard of Care, TOLI, Long Term Care, 401k, Annuities, ILIT, Inforce insurance policy review, policy lapse, fiduciary oversight
I am a retirement plan and insurance expert uniquely qualified with decades of experience in the high-net-worth insurance and financial institution marketplace. I provide consulting and expert witness services regarding complex financial and insurance litigation matters to plaintiff and defense attorneys, as well as bank and investment company legal departments. I am experienced as a tax planner and an insurance broker in the high-net-worth market, with a focus on sophisticated life insurance and life settlement transactions. I am available for cases involving: Life Insurance (term, whole, universal, indexed, variable), Insurance Premium Financing, Inforce Insurance Policy Review / Policy Lapse, Life Insurance Settlements, Trust Owned Life Insurance ("TOLI"), Insurance Agent Standard of Care, Premium Financed Indexed Universal Life ("IUL") Insurance, Stranger Originated Life Insurance (aka "STOLI" and "IOLI"), 401(k) Fiduciary Oversight / Prudent Process, Disability Insurance a...

Neal Bordenave, JD, CPCU, RPLU, ARM, AIC RiskPro Insurance Services, Inc.

Chico, California
Insurance - Broker/Agent Standard of Care, Bad Faith, Insurance Industry Customs and Practices, Property & Casualty, Life, Annuities, Excess & Surplus, Managing General Agent, Health, Surety, Professional Liability, Underwriting, Claims Practices,
More than 30 years experience in the insurance industry. President/CEO of RiskPro Insurance Services, Inc., Professor of Risk Management and Insurance at California State University Chico. Established Expert Witness Practice in 2009. As of January 2022, more than 300 retentions and testifying in Deposition, Trial and Arbitration almost 100 times. Education includes Juris Doctor (JD), BS Business Administration/Finance. Chartered Property Casualty Underwriter (CPCU) Registered Professional Liability Underwriter (RPLU) Associate in Risk Management (ARM) Associate in Claims (ARM) Primary States for expert work include, California, Arizona, Nevada, Oregon, Washington, Utah, Colorado and Texas

Harold "Trey" Fairman III, AIF®, J.D., LL.M.

San Marcos, California
Insurance, Securities & Investments - Life Insurance, Premium Financing, Irrevocable Life Insurance Trusts, Life Settlement, Stranger Originated Life Insurance, STOLI, Investor Owned Life Insurance, IOLI, Standard of Care, TOLI, Long Term Care, 401k, Annuities, ILIT, Inforce insurance policy review, policy lapse, fiduciary oversight
I am a retirement plan and insurance expert uniquely qualified with decades of experience in the high-net-worth insurance and financial institution marketplace. I provide consulting and expert witness services regarding complex financial and insurance litigation matters to plaintiff and defense attorneys, as well as bank and investment company legal departments. I am experienced as a tax planner and an insurance broker in the high-net-worth market, with a focus on sophisticated life insurance and life settlement transactions. I am available for cases involving: Life Insurance (term, whole, universal, indexed, variable), Insurance Premium Financing, Inforce Insurance Policy Review / Policy Lapse, Life Insurance Settlements, Trust Owned Life Insurance ("TOLI"), Insurance Agent Standard of Care, Premium Financed Indexed Universal Life ("IUL") Insurance, Stranger Originated Life Insurance (aka "STOLI" and "IOLI"), 401(k) Fiduciary Oversight / Prudent Process, Disability Insurance a...

Laura A. Dambier Insurance Capital Consulting LLC

Avon, Connecticut
Insurance, Business Operations - Life insurance, agent licensing, appointment, commissions, terminations, premium financing, regulatory requirements, operations, customer service, call centers, home office administrative processes & technology, compliance, file review. Hartford, Connecticut presence with nationwide expertise.
Laura A. Dambier Accomplished retired senior executive with more than 20 years of experience leading life insurance operations across the life cycle of a policy from life insurance and annuity agent/broker/distribution sales authorization to the sales process, compensation, customer service and claims. Areas of expertise include but are not limited to life insurance and annuity agent licensing, appointments, terminations, commissions, contracting, technology, customer service, call center and claims. Please see also Insurance Capital Consulting LLC for further detail. Insurance Capital Consulting LLC Led by Laura A. Dambier, Insurance Capital Consulting LLC brings together a cross-functional team of seasoned insurance industry professionals with extensive experience in insurance company home office processes covering the lifespan of a life insurance policy or annuity. Hartford, Connecticut presence with nationwide reach and expertise. Consultant backgrounds and experience include:...

Alan J Besnoff, CFP, ChFC, CLU Securities Expert Witness & Litigation Support, LLC

Fremont, New Hampshire
Securities & Investments, Insurance - Mutual Funds, Annuities, Financial Planning, Life Insurance, Long Term Care Insurance, FINRA, Misrepresentation, Asset Allocation, Retirement Plans, Unauthorized Trading, Suitability, churning, Supervision, Employment, U-5, Variable Annuities, Alternative Investments, CFP, Fiduciary Duty, IRAs
Alan J. Besnoff, CFP, ChFC, CLU is the founder of Securities Expert Witness & Litigation Support, LLC, and provides litigation consulting services and expert testimony for matters involving customer disputes and employment issues within the financial services industry. Mr. Besnoff’s expert engagements typically involve sales practices and violations of rules and industry standards in the areas of securities, life insurance and annuities, supervisory, and U-5/employment matters. Mr. Besnoff has been engaged as an expert in more than 100 cases and has testified approximately 25 times. Alan Besnoff has 30+ years of experience within the industry, primarily in supervisory and leadership positions. Mr. Besnoff has passed FINRA registration examinations for Series 6, 63, 65, 7, 26, and 24, as well as state licensing examinations for Life Insurance & Annuities, Disability Insurance, Long Term Care Insurance, Variable Life Insurance and Variable Annuities. Professional designations...

Charles W. Bowden, CLU, ChFC FSP

Smithville, New Jersey
Insurance, Financial - Life Insurance, Health Insurance, Disability Insurance, Financial Planning, Life Insurance Funding, Policy Valuation
Following graduation from Lehigh University, Charlie entered the insurance industry as an Employee Benefit Specialist. In addition to his thirty plus years of experience, he has achieved both industry recognized designations of Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC). As a Qualified Continuing Education Instructor, he teaches other licensed insurance professionals about the changing structure of the income and estate tax code, and planning strategies. Additionally, Charlie uses his experience to provide expert testimony in State and Federal Court. Charlie is a member of the Society for Financial Service Professionals, as well as a past member of their Board Authority of Directors. He maintains registration with the Financial Industry Regulatory Authority (FINRA). He is an investment Advisor Representative (IAR). Securities Offered Through TFS Securities, Inc. Member of FINRA/SIPC, A Full Service Broker-Dealer Located at 437 Newman Springs Road, L...

Frank Seigel, CPCU Ringwood Consulting Group, Inc.

Allamuchy, New Jersey
Insurance, Financial - Agent/Broker, Broker Duties, Agent/Broker Duties & Responsibilities, Agent/Company Relations, Bad Faith, Errors & Omissions, E&O, Coverage Disputes, Excess/surplus, Surplus Lines, Casualty, Property, Life, Health, Disability, Coverage, Contractual Disputes, Arbitration, Mediation, Standards of Care
PROFESSIONAL ACTIVITIES • Past President, New Jersey Chapter Society of CPCU • Current and Past President, Independent Insurance Agents of Essex County, Inc. • Past President, Surplus Lines Association of New Jersey, Inc. (NJSLA) • Former Member, New Jersey Department of Insurance Committee Education • Former Member, Grading Panel for the Insurance Institute of America • Former Arbitrator for the American Arbitration Association. • Panelist, ABA Conference on Banking and Insurance • Attendee, New Jersey Conference on ECRA • Guest Speaker and Presenter for various professional, academic, and civic groups including New Jersey Chapter CPCU, Independent Insurance Agents, Seton Hall University Continuing Education Department, National Association of Insurance Women (NAIW), Local Rotaries, and Insurance Service Office (ISO) • NJ State Approved Volunteer Mediator for Municipal Court Matters • Member, Professional Liability Underwriting Society (PLUS) • Member, National Association of Prof...

Neal Bordenave, JD, CPCU, RPLU, ARM, AIC RiskPro Insurance Services, Inc.

Oregon
Insurance - Broker/Agent Standard of Care, Bad Faith, Insurance Industry Customs and Practices, Property & Casualty, Life, Annuities, Excess & Surplus, Managing General Agent, Health, Surety, Professional Liability, Underwriting, Claims Practices,
More than 30 years experience in the insurance industry. President/CEO of RiskPro Insurance Services, Inc., Professor of Risk Management and Insurance at California State University Chico. Established Expert Witness Practice in 2009. As of January 2022, more than 300 retentions and testifying in Deposition, Trial and Arbitration almost 100 times. Education includes Juris Doctor (JD), BS Business Administration/Finance. Chartered Property Casualty Underwriter (CPCU) Registered Professional Liability Underwriter (RPLU) Associate in Risk Management (ARM) Associate in Claims (ARM) Primary States for expert work include, California, Arizona, Nevada, Oregon, Washington, Utah, Colorado and Texas

Frank Seigel, CPCU Ringwood Consulting Group, Inc.

Pennsylvania
Insurance, Financial - Agent/Broker, Broker Duties, Agent/Broker Duties & Responsibilities, Agent/Company Relations, Bad Faith, Errors & Omissions, E&O, Coverage Disputes, Excess/surplus, Surplus Lines, Casualty, Property, Life, Health, Disability, Coverage, Contractual Disputes, Arbitration, Mediation, Standards of Care
PROFESSIONAL ACTIVITIES • Past President, New Jersey Chapter Society of CPCU • Current and Past President, Independent Insurance Agents of Essex County, Inc. • Past President, Surplus Lines Association of New Jersey, Inc. (NJSLA) • Former Member, New Jersey Department of Insurance Committee Education • Former Member, Grading Panel for the Insurance Institute of America • Former Arbitrator for the American Arbitration Association. • Panelist, ABA Conference on Banking and Insurance • Attendee, New Jersey Conference on ECRA • Guest Speaker and Presenter for various professional, academic, and civic groups including New Jersey Chapter CPCU, Independent Insurance Agents, Seton Hall University Continuing Education Department, National Association of Insurance Women (NAIW), Local Rotaries, and Insurance Service Office (ISO) • NJ State Approved Volunteer Mediator for Municipal Court Matters • Member, Professional Liability Underwriting Society (PLUS) • Member, National Association of Prof...