David Bano Expert Witness

Contact this Expert Witness

  • Additional States: Ohio and Pennsylvania
  • Company: Enterprise Associates LLC
  • Phone: 614-519-5389

Specialties & Experience of this Expert Witness

General Specialties:

Insurance and Legal

Specialty Focus:

Coverage, contracts, exclusions, catastrophes, bad faith, extracontractual, automotive, E & O, denials, underwriting, UI & UIM, policies, liability, claims, class action, homeowner, commercial, excess, surplus, asbestos, comparative negligence, adjuster, investigation, flood, subrogation, hurricane.


Bachelor of Arts , Binghamton University

Years in Practice:


Additional Information

Chief Claims Officer - Nationwide Insurance [2007-2019]. Vice President- Home Office Claims [2004-2007]. Vice President -Field Claims Operations [2000-2004]. State Officer / Regional Vice President - Michigan [1998-2000]. General Manager - Philadelphia Operations [1997-1998]. State Claims Manager - Pennsylvania [1995-1998]. International Chief Claims Officer Roundtable [2007-2019]. National Insurance Crime Bureau - Board of Governors. Chairman & Founding Director - Pennsylvania Insurance Fraud Authority. Automotive hobbyist and collector. Insurance industry advisor/technical consultant for Scale AI, a San Francisco technology firm. As a hands-on insurance leader, I offer expertise across the entire Property & Casualty spectrum. I began my career as a front-line adjuster and worked through every level of claims operations before becoming Nationwide's first Chief Claims Officer. In that capacity, I was responsible for all claims operations countrywide, across all lines of coverage and every business unit. I partnered very closely with our General Counsel operations and held decision-making authority over all claims litigation, including any extracontractual exposures. Throughout my career, I led Nationwide's catastrophe response teams, its Special Investigations Units, Environmental claims operations, Agribusiness, Commercial, Automobile, Homeowners, Excess & Surplus [Scottsdale Insurance], Nationwide Pet Insurance, etc. I am deeply familiar with claims coverage interpretation, best claims practices, bad faith situations, limits, exclusions, claims procedures, automotive repair and building construction issues. As a general manager, I led the Sales, Claims and Underwriting departments for the State of Michigan and the five-county Philadelphia market. I held full P & L responsibility for these areas. I worked very closely with product and contract development, marketing, human resources, information technology teams and am familiar with every operational component of the Property & Casualty business. I was Nationwide's 30(b)[6] witness in several significant litigation events. Through my LLC, I am available for expert witness work and consultations. My Linkedin address is: linkedin.com/in/dave-bano-33577011/