David Bano Expert Witness
Curriculum Vitae

Contact this Expert Witness

  • Company: Enterprise Associates LLC
  • Phone: 614-519-5389
  • Cell: 614-519-5389

Specialties & Experience of this Expert Witness

General Specialties:

Insurance and Legal

Keywords/Search Terms:

Customs/Standards/Practices. Claims/Sales/Underwriting/Agency. P/C operations. 48-states. Bad faith, coverage, exclusions, denials, extracontractual, automotive, E & O, denials, UI & UIM, class actions, homeowner, commercial, catastrophe, excess surplus, fraud, SIU, investigation, flood, disaster.


Bachelor of Arts , Binghamton University

Years in Practice:


Additional Information

I began my insurance career as an adjuster trainee and worked through many job levels within Claims to ultimately become Nationwide's first Chief Claims Officer. I was also trained and assigned to large territories as a Regional Manager and a State Officer, with full P/L responsibility for Sales/Agents, Underwriting and Claims. Initially, I led the Philadelphia market and was quickly promoted to manage the State of Michigan. As a hands-on leader with strong experience in both P/C general management and all aspects of Claims, I offer expertise across the entire Property & Casualty spectrum. Retiring from my role as Chief Claims Officer, I was responsible for all claims operations countrywide, across all lines of coverage and every business unit. I partnered very closely with General Counsel teams and held decision-making authority over all claims-related litigation, including extracontractual and bad faith situations. Throughout my career, I led Auto, Homeowners, Commercial, Agribusiness, Excess & Surplus [Scottsdale Insurance], Environmental, Pet & Veterinary, as well as the National Catastrophe group and Nationwide's Special Investigations anti-fraud teams. I am deeply familiar with claims coverage interpretation, best claims practices, bad faith situations, limits, exclusions, claims procedures, liability investigations, automotive repair/estimating and building construction. As a general manager, I led the Agency Sales, Claims and Underwriting departments that included both front-line and management levels. I held full P & L responsibility for these profit centers and worked very closely with our senior underwriting and product/contract development teams, sales leadership, corporate marketing, human resources and information technology teams. I fully understand how Agents and Underwriting operate, as well as Claims. I am familiar with every business/operational component of the Property & Casualty industry. Additionally, I was Nationwide's 30(b)[6] witness in several significant litigation events. I balance my work between both plaintiffs and defendants, seeking to achieve a 50/50 ratio. I am currently available across the lower 48 States as either an expert witness or advisor/consultant. My email is: [email protected] and my LinkedIn address is: linkedin.com/in/dave-bano-33577011/ If I can be of assistance, please contact me. Please click on my complete SEAK listing, and/or my attached CV for additional information. Thank you.