David Bano Expert Witness
Curriculum Vitae

Contact this Expert Witness

  • Additional States: Ohio and Pennsylvania
  • Company: Enterprise Associates LLC
  • Phone: 614-519-5389

Specialties & Experience of this Expert Witness

General Specialties:

Insurance and Legal

Specialty Focus:

Bad faith, coverage, p/c operations, contracts, exclusions, denials, underwriting, claims, extracontractual, automotive, E & O, denials, Agency & sales, UI & UIM, class action, homeowner, commercial, XS surplus, negligence, fraud, SIU, investigation, flood, subrogation, catastrophes, hurricane, pet.


Bachelor of Arts , Binghamton University

Years in Practice:


Additional Information

Chief Claims Officer - Nationwide Insurance [2007-2019]. Vice President- Home Office Claims [2004-2007]. Vice President -Field Claims Operations [2000-2004]. State Officer / Regional Vice President - Michigan [1998-2000]. General Manager - Philadelphia Operations [1997-1998]. State Claims Manager - Pennsylvania [1995-1998]. International Chief Claims Officer Roundtable [2007-2019]. National Insurance Crime Bureau - Board of Governors. Chairman & Founding Director - Pennsylvania Insurance Fraud Authority. Automotive hobbyist and collector. Insurance industry advisor/technical consultant for Scale AI, a San Francisco technology firm. I began my insurance career as an adjuster trainee and worked through every operating level within Claims to eventually become Nationwide's first Chief Claims Officer. As a hands-on leader with strong experience in both P/C general management [i.e., sales, agency operations, underwriting] as well as claims, I offer expertise across the entire Property & Casualty spectrum. As Chief Claims Officer, I was responsible for all claims operations countrywide, across all lines of coverage and every business unit. I partnered very closely with General Counsel teams and held decision-making authority over all claims-related litigation, including extracontractual and bad faith situations. Throughout my career, I led Auto, Homeowners, Commercial, Agribusiness, Excess & Surplus [Scottsdale Insurance], Environmental, Pet & Veterinary, as well as the National Catastrophe group and the Special Investigations anti-fraud teams. I am deeply familiar with claims coverage interpretation, best claims practices, bad faith situations, limits, exclusions, claims procedures, automotive repair and building construction issues. As a general manager, I led the Agency Sales, Claims and Underwriting departments for the State of Michigan and earlier, the five-county Philadelphia market. I held full P & L responsibility for these profit centers. I worked very closely with our underwriting and product/contract development teams, corporate marketing, human resources and information technology teams. I am familiar with every operational component of the Property & Casualty business. Additionally, I was Nationwide's 30(b)[6] witness in several significant litigation events. Through my LLC, I work with both plaintiffs and defendants. I am currently available as either an expert witness or advisor/consultant. My email is: [email protected] and my LinkedIn address is: linkedin.com/in/dave-bano-33577011/