Gary R. Garcia Expert Witness
Curriculum Vitae

Contact this Expert Witness

  • Phone: (704) 604-9686

Specialties & Experience of this Expert Witness

General Specialties:

Insurance and Risk Management

Keywords/Search Terms:

Property & Casualty Insurance, Business Insurance, Underwriting, Insurance Coverage, Alternative Risk, Loss Sensitive Rating Programs, Self-Insurance, Umbrella Insurance, Excess Insurance, Reinsurance, Managing General Agents


B.S. Mathematics, St. Lawrence University

Years in Practice:


Additional Information

Gary spent his entire career with insurance carriers, and all job roles included underwriting as part or total responsibility. He served in various Home Office and Field management roles of increasing responsibility, including Regional Underwriting Manager, Regional Executive, Home Office Casualty Executive, Executive Vice President and President/COO. He led the establishment and served as the Executive of a highly successful Property/Casualty Risk Management Division, responsible for large regional and national domestic U.S. and multinational clients. His broad range of expertise was gained through continuous involvement over the course of his career in increasingly complex coverage and program designs for domestic and multinational business. Development and effective management of these business segments required effective multifunctional teamwork including underwriting, actuarial, financial, legal, reinsurance, claims management, risk engineering, and client services. Gary's operational knowledge in conjunction with a deep understanding of coverage and underwriting practices offers a unique perspective as a consultant and expert witness.