Underwriting Expert Witnesses

Underwriting expert witnesses and consultants listed here may be able to form expert opinions, draft expert witness reports, provide expert witness testimony at deposition and/or trial as or serve as consulting (non-testifying) experts on underwriting. The underwriting expert witness listings on this page are typically from fields/areas of expertise such as: Banking, Business Damages, Fraud, Insurance, Real Estate, and Risk Management.

PHILLIP G CANTRELL

ECLECTIC, Alabama
Fraud, Real Estate - MORTGAGE FRAUD, PREDATORY LENDING, LOAN MODIFICATIONS, COMPLIANCE, SERVICING, IMPROPER FORECLOSURE, SECONDARY MARKETING, CONVENTIONAL & REVERSE MORTGAGES, UNDERWRITING, CREDIT ISSUES
OVER 44 YEARS EXPERIENCE IN ALL SECTORS OF MORTGAGE INDUSTRY; HAVE DONE WORK FOR FEDERAL AGENCIES AS WELL AS INDIVIDUALS; REPRESENTED BOTH PLAINTIFFS AND DEFENDANTS; EXPERIENCED IN REPORT WRITING/ ARBITRATION/DEPOSITION/TRIAL; REPRESENTING BOTH PLAINTIFFS AND DEFENDANTS; www.phillipgcantrell.com

Ty R Sagalow, JD, LLM Innovation Insurance Group, LLC

Alabama
Insurance - Professional Liability Insurance, D&O Liability Insurance, Management Liability Insurance, E&O Insurance, Cyber Insurance, Property Insurance, Casualty Insurance, P&C Insurance Financial Lines Insurance, bad faith, underwriting, claims, policyholder, Insurance, EPLI Insurance, Directors, Officers
Mr. Sagalow is a well known expert in insurance disputes representing both the policyholder and insurance carrier. He has been retained by most of the largest law firms on "both sides of the aisle." As of June 2022, he has been retained over 118 times (across over 50 different firms) , testified over 45 times including at trial, arbitration and court hearings. While Mr. Sagalow has been retained for a wide variety of insurance matters, his expertise is especially sought after in Financial Lines cases including directors and officers (D&O) insurance and professional liability (E&O) insurance . Mr. Sagalow has been successful in obtaining his policyholder clients over a billion dollars in recoveries as well as successfully saving for his insurance carrier clients hundreds of millions of dollars via successful declaratory judgment actions or trial verdicts. Mr. Sagalow is a 40 year insurance veteran having held the most senior positions in many insurance companies including at A...

Neal Bordenave, JD, CPCU, RPLU, ARM, AIC RiskPro Insurance Services, Inc.

Arizona
Insurance - Broker/Agent Standard of Care, Bad Faith, Insurance Industry Customs and Practices, Property & Casualty, Life, Annuities, Excess & Surplus, Managing General Agent, Health, Surety, Professional Liability, Underwriting, Claims Practices,
More than 30 years experience in the insurance industry. President/CEO of RiskPro Insurance Services, Inc., Professor of Risk Management and Insurance at California State University Chico. Established Expert Witness Practice in 2009. As of January 2022, more than 300 retentions and testifying in Deposition, Trial and Arbitration almost 100 times. Education includes Juris Doctor (JD), BS Business Administration/Finance. Chartered Property Casualty Underwriter (CPCU) Registered Professional Liability Underwriter (RPLU) Associate in Risk Management (ARM) Associate in Claims (ARM) Primary States for expert work include, California, Arizona, Nevada, Oregon, Washington, Utah, Colorado and Texas

Pauline Thomas, CRM, CIC, ARM, CISR Effective Risk Management

Arizona
Insurance, Risk Management - Insurance, Risk Management, Agent/Broker Standard of Care, MGA, Wholesale Intermediary, Excess & Surplus Lines, Underwriting, Insurance Industry Customs & Practices, Commercial Lines, Personal Lines, E&O, EPLI, Occurrence v. Claims Made, PEOs, Contracts, Certificates, Additional Insureds, Claims
50+ years experience. Insurance & risk management professional. Faculty Member, Big "I" Virtual University Independent Insurance Agents & Brokers of America Practice includes expert witness & transactional consulting. Personal & commercial insurance including property, inland marine, wet marine, builders risk, course of construction, general liability, automobile liability, workers compensation, homeowners, medical malpractice, employment practices liability, professional liability. Traditional insurance & alternative risk programs, captives, self-insurance, large deductibles, retrospective rating. Experience includes underwriting, retail & wholesale production agencies, general agent, excess & surplus lines & franchisor. Producer, agent and broker custom & practice and standard of care. Good faith, bad faith. Experience with design & marketing of insurance programs & design & interpretation of insurance clauses in lease agreements, construction and other business contracts, cer...

Neal Bordenave, JD, CPCU, RPLU, ARM, AIC RiskPro Insurance Services, Inc.

Chico, California
Insurance - Broker/Agent Standard of Care, Bad Faith, Insurance Industry Customs and Practices, Property & Casualty, Life, Annuities, Excess & Surplus, Managing General Agent, Health, Surety, Professional Liability, Underwriting, Claims Practices,
More than 30 years experience in the insurance industry. President/CEO of RiskPro Insurance Services, Inc., Professor of Risk Management and Insurance at California State University Chico. Established Expert Witness Practice in 2009. As of January 2022, more than 300 retentions and testifying in Deposition, Trial and Arbitration almost 100 times. Education includes Juris Doctor (JD), BS Business Administration/Finance. Chartered Property Casualty Underwriter (CPCU) Registered Professional Liability Underwriter (RPLU) Associate in Risk Management (ARM) Associate in Claims (ARM) Primary States for expert work include, California, Arizona, Nevada, Oregon, Washington, Utah, Colorado and Texas

Bill Burch

San Marcos, California
Real Estate, Banking - Mortgage Lending, Standard of Care, Compliance, TILA/RESPA Regulation, Disclosure, HAMP/Modification, Foreclosure, Underwriting, Residential, Loan Servicing, Real Estate/Mortgage Fraud, CA BRE/NMLS Licensing
I have been in the mortgage industry for 28 years, serving as a loan officer, branch manager, and area vice president. During this time, I have developed a strong base of knowledge of many areas of the mortgage industry. On the origination end, this includes application, disclosure, processing, underwriting, appraisal, & funding. On the servicing end, this includes payment servicing, modification, HAMP, and foreclosure. I am able to study a case file quickly and thoroughly, and establish a defensible opinion. My writing skills yield a strong written report. And, my public speaking and discussion skills present well in deposition and trial.

Pauline Thomas, CRM, CIC, ARM, CISR Effective Risk Management

Costa Mesa, California
Insurance, Risk Management - Insurance, Risk Management, Agent/Broker Standard of Care, MGA, Wholesale Intermediary, Excess & Surplus Lines, Underwriting, Insurance Industry Customs & Practices, Commercial Lines, Personal Lines, E&O, EPLI, Occurrence v. Claims Made, PEOs, Contracts, Certificates, Additional Insureds, Claims
50+ years experience. Insurance & risk management professional. Faculty Member, Big "I" Virtual University Independent Insurance Agents & Brokers of America Practice includes expert witness & transactional consulting. Personal & commercial insurance including property, inland marine, wet marine, builders risk, course of construction, general liability, automobile liability, workers compensation, homeowners, medical malpractice, employment practices liability, professional liability. Traditional insurance & alternative risk programs, captives, self-insurance, large deductibles, retrospective rating. Experience includes underwriting, retail & wholesale production agencies, general agent, excess & surplus lines & franchisor. Producer, agent and broker custom & practice and standard of care. Good faith, bad faith. Experience with design & marketing of insurance programs & design & interpretation of insurance clauses in lease agreements, construction and other business contracts, cer...

Pauline Thomas, CRM, CIC, ARM, CISR Effective Risk Management

Nevada
Insurance, Risk Management - Insurance, Risk Management, Agent/Broker Standard of Care, MGA, Wholesale Intermediary, Excess & Surplus Lines, Underwriting, Insurance Industry Customs & Practices, Commercial Lines, Personal Lines, E&O, EPLI, Occurrence v. Claims Made, PEOs, Contracts, Certificates, Additional Insureds, Claims
50+ years experience. Insurance & risk management professional. Faculty Member, Big "I" Virtual University Independent Insurance Agents & Brokers of America Practice includes expert witness & transactional consulting. Personal & commercial insurance including property, inland marine, wet marine, builders risk, course of construction, general liability, automobile liability, workers compensation, homeowners, medical malpractice, employment practices liability, professional liability. Traditional insurance & alternative risk programs, captives, self-insurance, large deductibles, retrospective rating. Experience includes underwriting, retail & wholesale production agencies, general agent, excess & surplus lines & franchisor. Producer, agent and broker custom & practice and standard of care. Good faith, bad faith. Experience with design & marketing of insurance programs & design & interpretation of insurance clauses in lease agreements, construction and other business contracts, cer...

Ty R Sagalow, JD, LLM Innovation Insurance Group, LLC

Syosset, New York
Insurance - Professional Liability Insurance, D&O Liability Insurance, Management Liability Insurance, E&O Insurance, Cyber Insurance, Property Insurance, Casualty Insurance, P&C Insurance Financial Lines Insurance, bad faith, underwriting, claims, policyholder, Insurance, EPLI Insurance, Directors, Officers
Mr. Sagalow is a well known expert in insurance disputes representing both the policyholder and insurance carrier. He has been retained by most of the largest law firms on "both sides of the aisle." As of June 2022, he has been retained over 118 times (across over 50 different firms) , testified over 45 times including at trial, arbitration and court hearings. While Mr. Sagalow has been retained for a wide variety of insurance matters, his expertise is especially sought after in Financial Lines cases including directors and officers (D&O) insurance and professional liability (E&O) insurance . Mr. Sagalow has been successful in obtaining his policyholder clients over a billion dollars in recoveries as well as successfully saving for his insurance carrier clients hundreds of millions of dollars via successful declaratory judgment actions or trial verdicts. Mr. Sagalow is a 40 year insurance veteran having held the most senior positions in many insurance companies including at A...

Gary R. Garcia

Charlotte, North Carolina
Insurance, Risk Management - Property & Casualty Insurance, Business Insurance, Underwriting, Insurance Coverage, Alternative Risk, Loss Sensitive Rating Programs, Self-Insurance, Umbrella Insurance, Excess Insurance, Reinsurance, Managing General Agents
Gary spent his entire career with insurance carriers, and after retirement has been active as a consultant. All job roles included underwriting as part of or total responsibility. He began his career as an umbrella underwriting trainee and completed a formal underwriting training program as well as additional course work at The College of insurance. After joining Royal Insurance, he served in Home Office Commercial Liability staff roles and held various management positions of increasing responsibility ranging from Branch Commercial Lines Underwriting Manager to Executive Vice President of a newly formed Property/Casualty Risk Management Division, responsible for large regional and national domestic U.S. and multinational clients. Following his 32 year career at Royal, Gary became the President and Chief Operating Officer of the U.S. operation of Mitsui Sumitomo Insurance Group. His broad range of expertise was gained through continuous involvement over the course of his career in ...

Neal Bordenave, JD, CPCU, RPLU, ARM, AIC RiskPro Insurance Services, Inc.

Oregon
Insurance - Broker/Agent Standard of Care, Bad Faith, Insurance Industry Customs and Practices, Property & Casualty, Life, Annuities, Excess & Surplus, Managing General Agent, Health, Surety, Professional Liability, Underwriting, Claims Practices,
More than 30 years experience in the insurance industry. President/CEO of RiskPro Insurance Services, Inc., Professor of Risk Management and Insurance at California State University Chico. Established Expert Witness Practice in 2009. As of January 2022, more than 300 retentions and testifying in Deposition, Trial and Arbitration almost 100 times. Education includes Juris Doctor (JD), BS Business Administration/Finance. Chartered Property Casualty Underwriter (CPCU) Registered Professional Liability Underwriter (RPLU) Associate in Risk Management (ARM) Associate in Claims (ARM) Primary States for expert work include, California, Arizona, Nevada, Oregon, Washington, Utah, Colorado and Texas

Key Coleman, CPA, CFA, CPCU, ARe Litigation Economic & Forensic Consulting Group LLC

Greater Philadelphia, Pennsylvania
Insurance, Business Damages - Economic Damages, General Business Damages, Accounting, Agent/Broker, Employment, Insurance Damages Expert, Lost Profits, Reinsurance Damages, Underwriting, Claims, Force Placed, Managing General Agency MGA/TPA Examinations, PEOs, Agent Errors & Omissions E&O, Insurance, Commercial Disputes
Key Coleman is a damages expert, who works in a variety of industries. For more than 24 years, Key has focused his efforts on forensics, disputes, damages and expert testimony. Key's background is unusual in that he has a deep understanding of many of the functional areas that lead to disputes, including: sales, operations, accounting and finance. One of Key's specialties is the analysis of damages in insurance or reinsurance disputes. He is one of the few experts nationwide who hold both the CPA and the CPCU designations. Key serves clients nationwide from Greater Philadelphia, but spent the bulk of his career in Chicago where he held high level positions at Grant Thornton LLP and LECG/Smart in their disputes practice. Prior to that, he was a Partner at PricewaterhouseCoopers LLP, where for more than 11 years he performed forensic dispute analysis, damages analysis and investigative work. Prior to his consulting career, Key worked more than eight years for an insurance carr...

Gary Stoley Gary Stoley Credit Risk Advisory Services

Trafford, Pennsylvania
Banking - Credit Risk, underwriting, forensic loan fraud, lending policy/procedures, commercial real estate, working capital line of credit, asset based and secured financing, indirect auto, home equity, mortgage, agriculture, farm, foreclosure, collections, regulator enforcement actions, board governance
My background includes 33 years as a federal regulator, five additional years as a contractor with that regulator, six years of consulting with banks and credit unions and four years as an expert witness. I specialize in evaluation of credit risk and credit related functions. I have extensive experience in community banks and credit unions, mid size banks, and considerable experience in the largest banks in the country. I am available for credit/lending related expert witness work in the menu of items listed above. This includes the cradle to grave life cycle of credit: Policy, procedures, staffing/expertise, underwriting, credit administration, risk management, reporting/MIS, problem loan management/collections, foreclosure/repossession and collateral/appraisal management. I am experienced in forensic credit related fraud identification, investigation/documentation, referrals to FBI/DOJ/OCC authorities and depositions. I have extensively evaluated internal audit and Credit Risk (L...

Jason Koontz, CRC JD Koontz, LLC

Charleston, West Virginia
Banking, Real Estate - commercial loans, residential mortgages, mortgage loan servicing, predatory lending, truth in lending, RESPA, debt collection, underwriting, consumer protection, USPAP compliance, appraisal review, lending operations, foreclosures, disclosure, due diligence, lender liability, risk
Former Senior Vice President with over 20 years of lending, cash management, and bank operations experience. Vast hands-on experience in bank lending practices, deposit accounts, and matters involving residential real estate and mortgage loan servicing. Certified Residential Appraiser. Certified in credit risk. Extensive, coast-to-coast, experience as an expert witness (retained in more than 200 matters). Expert witness engagements have involved commercial loans, residential mortgages, predatory lending, debt collection, underwriting, consumer protection, fraud, truth in lending, lender liability, mortgage loan servicing, deposit accounts, residential property valuation, and USPAP compliance. Clients include individuals, small business owners, mortgage loan servicers, and some of the largest lenders in the US. Experienced in both state and federal cases (including class actions). Extensive testifying experience at deposition and trial.