Gary Stoley Expert Witness
Curriculum Vitae

Contact this Expert Witness

  • Company: Gary Stoley Credit Risk Advisory Services
  • Phone: 412 303-1387

Specialties & Experience of this Expert Witness

General Specialties:


Keywords/Search Terms:

Credit Risk, underwriting, forensic loan fraud, lending policy/procedures, commercial real estate, working capital line of credit, asset based and secured financing, indirect auto, home equity, mortgage, agriculture, farm, foreclosure, collections, regulator enforcement actions, board governance


B.S., University of South Dakota

Years in Practice:


Number of Times Deposed/Testified in Last 4 Yrs:


Additional Information

My background includes 33 years as a federal regulator, five additional years as a contractor with that regulator,eight years of consulting with banks and credit unions and four years as an expert witness. I specialize in evaluation of credit risk and credit related functions. I have extensive experience in community banks and credit unions, mid size banks, and considerable experience in the largest banks in the country. I am available for credit/lending related expert witness work in the menu of items listed above. This includes the cradle to grave life cycle of credit: Policy, procedures, staffing/expertise, underwriting, credit administration, risk management, reporting/MIS, problem loan management/collections, foreclosure/repossession and collateral/appraisal management. I am experienced in forensic credit related fraud identification, investigation/documentation, referrals to FBI/DOJ/OCC authorities and depositions. I have extensively evaluated internal audit and Credit Risk (Loan Review) processes both in clean and problematic bank credit situations, with emphasis on those that missed systemic breakdowns. Expert Witness Reports: 10 in the past four years Testimony: 5 depositions and two arbitrations in the past four years