Contact Information
- Phone: 858 354 0765
- Cell: 858 354 0765
- Fax: 760 888 1937
Specialties & Experience
General Specialties:
Real Estate and BankingSpecialty Focus:
Mortgage Lending, Standard of Care, Compliance, TILA/RESPA Regulation, Disclosure, HAMP/Modification, Foreclosure, Underwriting, Residential, Loan Servicing, Real Estate/Mortgage Fraud, CA BRE/NMLS LicensingEducation:
BBA, Finance, University of HoustonYears in Practice:
28Number of Times Deposed/Testified in Last 4 Yrs:
5Additional Information
I have been in the mortgage industry for 28 years, serving as a loan officer, branch manager, and area vice president. During this time, I have developed a strong base of knowledge of many areas of the mortgage industry. On the origination end, this includes application, disclosure, processing, underwriting, appraisal, & funding. On the servicing end, this includes payment servicing, modification, HAMP, and foreclosure. I am able to study a case file quickly and thoroughly, and establish a defensible opinion. My writing skills yield a strong written report. And, my public speaking and discussion skills present well in deposition and trial.