Charles E. Holmes
180 Financial, LLC
Lending and Collections, Workout Expert, Lending Practices and Procedures, Consideration, Compliance with Bank Agreements, Improper Collection Methods, Good Faith Issues, Disclosure, Hidden Assets and Liabilities, Credit Underwriting
Charles Holmes started his career with the U.S. Treasury Department and moved to the other side as a commercial banker. He co-founded two de novo banks in Boulder, Co. The first was started in 1995, went public in 1999, and recently sold to an out of state bank. In 2011, he started another bank which sold in 2016. Both banks had rapid growth and success. Holmes spent much of his banking career managing credit issues and collection efforts. He was chairman of loan committee approving up to $12Million per credit relationship. He has been involved in structuring and collecting relationships up to $25million.
Holmes took great pride in working through the collection issues and learned firsthand the pitfalls banks and borrowers make when trying to protect themselves under stressful situations. The outcome can often be a material conflict where one side, or both, act improperly. His hands-on experience these past 40 years has made him an excellent and confident expert witness. He has be...