Variable Annuities Expert Witnesses

Fremont, New Hampshire

Securities & Investments, Insurance - Mutual Funds, Annuities, Financial Planning, Life Insurance, Long Term Care Insurance, FINRA, Misrepresentation, Asset Allocation, Retirement Plans, Unauthorized Trading, Suitability, churning, Supervision, Employment, U-5, Variable Annuities, Alternative Investments, CFP® Professional, Fiduciary Duty, IRAs

Alan J. Besnoff, CFP®, ChFC, CLU is the founder of Securities Expert Witness & Litigation Support, LLC, and provides litigation consulting services and expert testimony in FINRA arbitrations, other arbitration forums, and state and federal court for matters involving customer disputes and employment issues within the financial services industry. Mr. Besnoff’s expert engagements typically involve sales practices and alleged violations of rules and industry standards in the areas of securities, life insurance and annuities, CFP Board Code and Standards, supervisory, and U-5/employment matters. Mr. Besnoff has been engaged as an expert in more than 135 cases and has testified approximately 35 times. Alan Besnoff has 30+ years of experience within the industry, primarily in supervisory and leadership positions. Mr. Besnoff has passed FINRA registration examinations for Series 6, 63, 65, 7, 26, and 24, as well as state licensing examinations for Life Insurance & Annuities, Disabi...

Charlotte, North Carolina

Insurance, Actuarial - Annuities, IUL, Life Insurance, Variable Annuities, Indexed Annuities

Fellow of the Society of Actuaries with 40 years of experience in life insurance and annuities. Former CFO (2010–2013) and President & CFO (2013–2017) of Forethought Life Insurance Company, and President of Commonwealth Life and Annuity Company (2003–2009), overseeing companies with $5B+ in assets. Expert in life insurance and annuity product design, executive governance, and regulatory compliance, having designed or supervised 25+ products, including Indexed Universal Life, Variable Life, Fixed Annuities, Indexed Annuities, and Variable Annuities. Extensive experience with all 50 state regulatory filings, federal litigation, and board-level oversight. Testified as a company witness in federal litigation (U.S. District Court, Chicago 2004). Current privately owned annuity company board director, Audit Committee member, and Investment Committee chair.