Sales Practices Expert Witnesses

Agoura Hills, California

Insurance - life insurance, disability insurance, indexed annuities, annuity, annuities, premium financing, indexed universal life, illustration, bad faith, unfair, deceptive, sales practices, misrepresentation, fraud, negligence, standard of care, STOLI, IOLI, IUL, FIA

Served as a consultant and/or testifying expert witness to national law firms and top lawyers in numerous pro-consumer cases, ranging from deceptive investment and insurance sales practices to unfair insurance claims handling (predominantly life and disability insurance and annuity cases). To date, these cases resulting in estimated $200 million plus of settlements, awards and judgments. Testified in state courts, before FINRA and arbitrations. Never disqualified or had opinions stricken. 1991 - present: Life and disability insurance agent. 2014 - present: Life & Disability Analyst. ARTICLES AND SPEAKING ENGAGEMENTS Articles (partial list) Featured in Forbes Magazine: “Sounding The Alarm On Indexed Universal Life Insurance”, a consumer warning piece concerning complex premium financing and Indexed Universal Life insurance – September 23, 2020 Featured in Forbes Magazine: “Kill The Messenger”, an critique of investment advisors and products – December, 2008 Featured in Forbes Mag...

Seattle, Washington

Automotive, Motorcycle - Pre/Post Purchase Inspections, Vehicle Misrepresentation, Insurance Valuation Rebuttle, Diminished Value, Total Loss, Loss Of Use, Complex Appraisal Solutions, Automobile/Dealership/Auction Industry Standards & Practices, Innovative Valuation Software, Pre/Post Accident Valuations, Sales Practices, Event Data Record EDR

Automotive Consulting Group Inc. offers premium automotive pre purchase inspection services and throughout Washington, Oregon, Idaho, California and Arizona. We specialize in comprehensive professional appraisals and inspections of all types of vehicles, including late model Cars, RV's, Recreational Vehicles, Personal Watercraft, Boat's, Classic and Collector Automobiles, Exotic & Luxury High End Vehicles, Muscle Car, Street Rod, Motorcycle, UTV, ATV, Golf Cart, Side by Side, Semi & Commercial Vehicles, Apprasial & Vehicle Valuation, Lifted and Lowered Trucks. Specializing in dealer standards and practices including Lemon Law, Appraisal Clause, SIU research, transportation practices, Canadian, importing and auto auction procedures in both the USA and Canada. ACG also specializes in complex dealership consignment fraud issues including duplicate title, unpaid leinholder/consumer issues as well as asset verification, Merchantability Law, Vehicle Identification numbers or VIN #'s and d...