Reserves Expert Witnesses

Delray Beach, Florida

Actuarial, Insurance - workers compensation, reserves, rate filing, self insurance, auto insurance, liability insurance, loss reserving, captive, insolvency , Rates, malpractice, pricing, rate filing

Hayden Burrus, FCAS, MAAA is an accomplished casualty actuary with decades of leadership experience in the insurance industry. Former President of Casualty Actuaries of the Southeast, Chief Actuary of publicly traded workers' compensation insurance company, actuarial experience at multiple insurance rating organizations (National Council on Compensation Insurance (NCCI) and Insurance Services Office (ISO)), Mr. Burrus is experienced with all sides of the insurance industry. HB Actuarial Services was incorporated in 2000 and we have taken on a wide variety of assignments, some of which are described below. Actuarial malpractice, Analysis of rate filings and form filings, Insurance company solvency, Regulatory support for insurance companies, Self-insurers, Rate filing submissions, Workers' compensation, Automobile liability, Prepaid legal services, and Homeowners' insurance. o Financial analysis of an insolvent insurer o Deposition regarding the rates and stacking practices of Uni...

Alexandria, Kentucky

Insurance, Risk Management - bad faith, claims, claim handling, reserves, bad-faith, unfair claims settlement practices, third party administrator, reinsurance, notice, asbestos, extra contractual, receivership, claims management, liquidation, environmental, property and casualty, reserve adequacy, market conduct examination

Throughout his career, Mr. Bingham served as a senior claims manager for 3 major property casualty carriers: CNA, the Hartford, and USF&G. As a seasoned senior level Insurance, Reinsurance, Regulatory and Run-Off Practitioner with 4 decades of industry, consulting, and receivership experience, Mr. Bingham possesses a demonstrated ability to analyze complex insurance-related matters in fast paced and evolving environments. Mr. Bingham’s credentials as subject matter expert have been accepted in both state and federal courts across the country. Mr. Bingham has demonstrated an understanding and command of claims handling practices, reinsurance policies, and regulatory and run-off issues of the highest complexity. His wealth of experience in the handling of claims, claims management, regulatory compliance, drafting expert reports, and testifying in complex litigation have made him an asset to businesses and attorneys throughout the United States. As a past recipient of the Cert...

Mattapoisett, Massachusetts

Insurance - Insurance Casualty, Insurance Operations, Bad Faith, Insurance Agencies, Claims Handling, Case Value, Insurance Personal, Pre and Post Litigation Management, Workers' Compensation, State Government Reviews of Insurance, Reserves, Insurance Ethics, Casualty Insurance

Mr. Amoruso has given expert witness testimony to identify issues related to bad and good faith claims procedures, providing guidance for pre and post litigation management. In addition, he offers client orientated assistance in relation to accepted claims practices, and provides insight on claim issues to law firms. He also offers evaluations related to workers compensation case management, insurance company procedures, guidance for proper claims handling practices, reviews for State government on insurance company conduct, and advice on issues concerning insurance companies and insurance agents.