Estimate Review Expert Witnesses

Houston, Texas

Insurance, Property Damage - Claims Handling Standards, First-Party Property Claims, Damage Assessment, Scope of Loss, Estimate Review, Xactimate, Symbility Cotality, ACV RCV, Roof Damage, Hail Damage, Wind Damage, Wind vs. Water, Hurricane Damage, Flood NFIP FEMA, Water Damage, Fire Damage, Catastrophe Claims, File Review QA, Insurance Appraiser, Insurance Umpire

Mr. Scarborough is a property insurance claims and damage-assessment professional based in Houston, Texas, available to policyholder and insurer counsel. His work focuses on first-party residential and commercial property losses, including claims-handling practices and standards, damage assessment and causation issues within property-claims expertise, claim-file review, scope and estimate analysis, appraisal matters, and disputed amount-of-loss questions. His experience spans the property claims operation. He began property inspection and claims-related work in 2017 and licensed adjusting in 2019, with assignments as a field adjuster, desk adjuster, and file reviewer / QA specialist. These rotating, deployment-based roles gave him direct experience with how property claims are inspected, estimated, documented, paid, supplemented, and reviewed within carrier and industry workflows. Mr. Scarborough has conducted thousands of residential and commercial inspections and damage assessme...