Publications

• WHEN PERMANENT ISN’T FOREVER: Why many "permanent" policies have shorter life expectancies than those they protect.

Specialties & Experience

General Specialties: Insurance and Securities & Investments

Specialty Focus: Life Insurance, Premium Financing, Irrevocable Life Insurance Trusts, Life Settlement, Stranger Originated Life Insurance, STOLI, Investor Owned Life Insurance, IOLI, Standard of Care, TOLI, Long Term Care, 401k, Annuities, ILIT, Inforce insurance policy review, policy lapse, fiduciary oversight

Education: Bachelor of Science in Business Administration, University of Delaware; Juris Doctor, University of San Diego School of Law; Masters of Laws in Taxation, University of San Diego School of Law

Years in Practice: 27

Number of Times Deposed/Testified in Last 4 Yrs: 7

Additional Information

I am a retirement plan and insurance expert uniquely qualified with decades of experience in the high-net-worth insurance and financial institution marketplace. I provide consulting and expert witness services regarding complex financial and insurance litigation matters to plaintiff and defense attorneys, as well as bank and investment company legal departments. I am experienced as a tax planner and an insurance broker in the high-net-worth market, with a focus on sophisticated life insurance and life settlement transactions. I am available for cases involving: Life Insurance (term, whole, universal, indexed, variable), Insurance Premium Financing, Inforce Insurance Policy Review / Policy Lapse, Life Insurance Settlements, Trust Owned Life Insurance ("TOLI"), Insurance Agent Standard of Care, Premium Financed Indexed Universal Life ("IUL") Insurance, Stranger Originated Life Insurance (aka "STOLI" and "IOLI"), 401(k) Fiduciary Oversight / Prudent Process, Disability Insurance and Business Owner Planning, Long Term Care Insurance, and FINRA Arbitrations.