Janice A. Ramsay, Esq.

Specialties & Experience of this Expert Witness

Additional Information

Ms. Ramsay has been retained as an independent expert on the custom and practice of the insurance industry in commercial and residential property insurance claims in over 150 matters. She was previously a lawyer practicing law in the field of property insurance and for over 35 years, she had given coverage advice in thousands of claims to insurers, advised insureds as to their rights and coverage, handled insurance coverage and bad faith litigation for insurers and insureds, litigated coverage, bad faith, subrogation, and defense cases. Ms. Ramsay has worked with claims that have involved arson, insurance fraud, business interruption, landslides, earthquakes, floods, other water losses, underwriting issues, broker and agent error, insurable interest issues, appraisal rights and procedures, examinations under oath, suit limitation, subrogation and mortgagee rights.