Ernesto A Guerrero

Specialties & Experience of this Expert Witness

Additional Information

Florida All-Lines Independent Adjuster – License # P035592 Certified General Contractor – CGC1525515 Certified General Contractor – CGC1529840 Certified Roofing Contractor – CCC1331420 Certified Plumbing Contractor – CFC1429932 Mold Assessor – MRSA2546 Mold Remediator – MRSR2742 Handled high volume of personal lines and commercial losses related to catastrophic windstorms, non-catastrophe claims, mediations, and appraisals. Chosen by numerous insurance companies to handle over 500 appraisal assignments. Performed more than 4,800 detailed roof inspections of hurricane damaged homes. Highly skilled in site inspection and determination of claim validity, damage, and repair costs. Evaluated residential, commercial, and governmental structures, buildings, roads, parks, and golf courses. Experience with losses including fire, water, vandalism, vehicle impact, theft, mold, and sinkholes. Regularly inspect, investigate, and document losses and advise client of scope and proper reserve amounts. Recommend client if further investigation is required by experts and set appropriate reserve amounts. Obtain recorded statements with public adjusters and/or attorneys present, when necessary. Prepare thorough and professional itemized estimates utilizing the Xactimate Estimating System, XactAnalysis, Symbility, and/or MSB Integri-claim DDS. Proficient with CMS, CTS, iLogs, and ImageRight systems - claims management software. Review policy and applicable forms to determine coverage and also review any prior claims history. Continually interact with insured(s), public adjuster(s), consultant(s), engineer(s) and attorney(s). Promptly submit completed claim with coverage analysis and recommendations. Maintained business relationships with upper management and in-house staff. Inspect residential and commercial structures to prepare an expert opinion regarding causation and origin of damage. Prepare detailed estimates reflecting a proper scope based on damages that structures sustained. Provide expert testimony at depositions and at trial.