Publications

• When Is A Repossession Complete by Mark Lacek

Repossession and Towing Expert Witness Nationwide

Specialties & Experience of this Expert Witness

Additional Information

Available nationwide. Lacek is the nation's leading authority on the repossession and towing process. Mark Lacek has conducted automobile and commercial vehicle repossessions and towing for over 50 years. Lacek has been retained to testify on repossession and towing industry standards. Lacek has been retained on cases resulting in injury and death nationwide. Mark Lacek is the author of the commercial repossession certification program (CCRA) offered by the Recovery Industry Service Company (RISC) which provides repossession certification accepted in 50 States. The C.A.R.S repossession certification is considered "the Bible" of repossession industry standards. Lacek is the founder, publisher, and editor of the Professional Repossessor Magazine which published monthly for seven years. Lacek has written a monthly column in the nations most respected Towing publication, American Towman Magazine & TowTimes Magazine for over 10 years. Lacek has been featured on The Discovery Channel show "The Repossessors". Lacek has testified in the courtroom on repossession industry standards. Lacek has provided training seminars across the country and teaches repossession and towing certification and how to avoid litigation resulting from breaching the peace during the self-help repossession process. Lacek has written and taught seminars on when a repossessor should retreat during a repossession and how to avoid a confrontation with a debtor. Lacek has provided seminars on when a repossessor should discontinue the repossession and when the repossessor must discontinue all recovery efforts when a consumer objects to the repossession. Lacek has testified on the vetting process the lender should follow when hiring a vendor. Lacek has testified on the policy & procedures of a towing & repossession company. Lacek has worked as a heavy-duty, medium duty and light duty tow truck operator. Lacek has been retained on cases involving death and/or injury at tow truck accidents. Repossession and towing since 1980. Owner-MDL & Associates, Inc. and Commercial Asset Solutions, Inc. a repossession company from 1989 until 2022. Duties included hiring & training new agents, maintaining professional standards, understanding breach of peace rules and wrongful repossession. Lacek has personally repossessed and/or towed over 20,000 vehicles. Lacek has written and published the repossession industry Certified Commercial Recovery Agent National Training Program (CCRA). Lacek owned and published the Professional Repossessor Magazine, a monthly printed magazine for the Repossession Industry from 1997-2004. Author-American Towman Magazine monthly column for eight years. Author-Tow Times Magazine column for two years. Past President-Florida Association of Licensed Recovery Agents, 400+ members. Repossession Seminar and Keynote Speaker at Repossession Industry Conferences. Repossession Seminars at Towing Conferences and Conventions. Keynote Speaker at the Remarketing Solutions Seminar addressing over 400 Repossessors. Collaborated with the Director of the Division of Licensing in Florida under the Secretary of State Sandra Mortham to help with the method of training of Recovery Agents. Lacek collaborated with the Florida Department of State in the process of putting together the current examination to become a licensed Florida Recovery (Repossession) Agent. Invited by the Murphy Law Group to speak at the CONSUMER RIGHTS LITIGATION CONFERENCE in Tampa, Florida. Recognized as a Professional in the Repossession and towing of all types of assets by many publications including Overdrive Magazine, NEFA (National Equipment Finance Association Magazine), Tow Times Magazine, American Towman Magazine, as well as newspapers across the country. Featured on the Discovery Channel three times as a Repossessor of all types of assets. Accepted as the Expert Witness on repossession and towing Industry litigation over 50 times and has courtroom jury testimony experience.