Steering Expert Witnesses

Tequesta, Florida

Financial, Real Estate - Mortgage lending expert, Mortgage compliance, RESPA, TILA, TRID, Dodd-Frank, Fair lending, Steering, Redlining, Loan officer conduct, Underwriting standards, Debt-to-income (DTI), Automated underwriting system (AUS), Overlays, Pricing discretion, Quality control (QC), Repurchase disputes, Wrongful foreclosure, Industry standard

Joshua Ulmer is a mortgage lending expert witness and mortgage compliance expert witness with more than 22 years of experience in mortgage lending operations, mortgage underwriting, and loan officer conduct. He provides expert witness services in mortgage litigation for both plaintiff and defense counsel on a nationwide basis. Mr. Ulmer has extensive experience in mortgage origination, underwriting standards, debt-to-income (DTI) analysis, automated underwriting system (AUS) findings, lender overlays, and pricing discretion. He routinely evaluates whether mortgage lenders and loan officers complied with industry standard of care and federal mortgage regulations, including RESPA, TILA, TRID, and Dodd-Frank. As a mortgage compliance expert, Mr. Ulmer analyzes claims involving fair lending, steering, redlining, discriminatory lending, wrongful foreclosure, and improper underwriting. He is also retained in matters involving quality control (QC) failures, repurchase disputes, rep and w...

Las Vegas, Nevada

Mechanical Engineering, Motorcycle - ATV, specialty machinery, hydraulic brakes, drive train, zip line brakes, Quads, construction machinery, suspensions, steering, accidents, off road vehicle, side by side, off road tires, theme park ride, utility vehicle, on road vehicle, recreational vehicle, vehicle dynamics, themed show equipment

Degreed mechanical engineer with 30+ years of continuous design experience. Licensed P.E. in CA and NV Extensive experience with: ATV and side by side suspension design, calibration and testing. ATV and side by side steering and brake system and component design and testing. ATV and side by side drive train design and testing. On road truck suspension design. Specialty equipment design. Theme Park Ride design experience Theme Park Ride 3rd party review experience with significant finds. Theme Park Show Equipment design. Zip Line Brake system design. Extensive knowledge of materials, finishes, manufacturing methods. Experienced in stress analysis and rigid body dynamics analysis. Experienced in structural carbon fiber design and analysis.