2 Deductible Expert Witnesses Found

Results Sorted Below by State

Pauline Thomas, CRM, CIC, ARM, CISR Effective Risk Management

Costa Mesa, California
Insurance, Risk Management - Insurance, Risk Management, Agent/Broker Standard of Care, MGA, Wholesale Intermediary, Excess & Surplus Lines, Underwriting, Insurance Industry Customs & Practices, Commercial Lines, Personal Lines, E&O, EPLI, Occurrence v. Claims Made, PEOs, Contracts, Certificates, Additional Insureds, Claims
...Traditional insurance & alternative risk programs, captives, self-insurance, large deductibles, retrospective rating. Experience includes underwriting, retail & wholesale production agencies, general agent, excess & surplus lines & franchisor. Producer, agent and broker custom & practice and standard of care. Good faith, bad faith. Experience with design & marketing of insurance programs & design & interpretation of insurance clauses in lease agreements, construction and other business contracts, certificates & additional insured and PEO issues. Expert witness, state & federal courts,declarations, Rule 26 & 16B reports. Help lawyers and laypersons understand insurance and risk management industry transactions and customs and practices and standard of care. Assist lawyers with case review and organization.

Raymond W Wills, AIC Claim Auditing and Premium Analysis Services Company (CAAPASCO)

Woodridge, Illinois
Insurance - workers' compensation, premium disputes, Best Practices, policy/contract/collateral analysis, retrospective rated policies, deductible policies, experience modification factor, claim evaluations, policy side agreements, reserving, return to work, payroll audit, classification codes
...Wills has performed extensive insurance program reviews and claim audits on a national basis, with testimony provided when required, for clients pertaining to various issues that have included, but were not limited to: • Premium disputes and monetary damages sustained by the insured/employer related to retrospective, deductible and guaranteed cost insurance programs as a result of improper and unreasonable claim handling of workers’ compensation claims by insurance carriers. • The negative impact and resulting monetary damages that improper and unreasonable claim handling by an insurance carrier can have on the insured/employer’s Experience Modification Factor and premium development in a guaranteed cost, assigned risk, deductible and retrospectively rated insurance programs. • Best Practices as it relates to claim management, claim investigation, claim litigation, claim handling, claim reserving and claim resolution. • Experience Modification Analysis • Policy, Contract and Collateral...