William R Nicholson Expert Witness

Contact Information

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Specialties & Experience

General Specialties: Banking and Financial

Specialty Focus: Commercial Real Estate Finance, Derivative Disputes, Directors & Officers Liability, Failed Banks & FDIC, Foreclosures & Workouts, Investment Banking, Lender Liability, Criminal Bank Fraud, Fiduciary Matters, Commercial Lending, Loan Servicing, Deposit Accounts

Education: MBA, Finance/Real Estate, University of North Carolina; BA, Political Science, Wesleyan University

Years in Practice: 40


Additional Information

Mr. Nicholson has extensive experience as a senior and executive officer with major regional banks (PNC and Barnett), a REIT, a mortgage company and a thrift. He has served on the senior and executive loan committees in these organizations and has a comprehensive understanding of loan origination, approvals and documentation. Mr. Nicholson has worked with clients on derivative disputes, loan pricing issues, matters related to foreclosures, lender liability, director and officer governance and environmental matters. The majority of Mr. Nicholson’s experience is related to commercial real estate (to include hospitality, condominiums, senior living/nursing homes, self storage, retail and office), real estate banking and real estate investment banking, as well as D&O defense support for FDIC actions filed against Officers and Directors. He is currently a Principal and Chief Compliance Officer with Heritage Capital Group, a FINRA broker dealer located in Jacksonville, Florida. He has experience selling real estate owned, finishing partially completed projects and settling disputes related to troubled loans. Mr. Nicholson has been involved in lending in many major markets in the United States and has a specific knowledge of most primary and secondary markets in Florida. He holds current series 7, 24, 63 and 79 securities licenses as well as a Florida Real Estate Brokers’ license. He graduated from Wesleyan University in Middletown, Connecticut with a BA and from the University of North Carolina at Chapel Hill with an MBA. Mr. Nicholson acts as the Chief Compliance Officer for Heritage Capital Group and serves as a board member for BBX Capital (NYSE: BBX).