Thomas G. Walker, CPCU, ARM, AIC, President Expert Witness
Curriculum Vitae

Contact Information

  • Company: WRAMSCO
  • Phone: (630) 960-1020
  • Cell: (630) 292-3108
  • Fax: (630) 960-9725
  • Website:
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Specialties & Experience

General Specialties: Risk Management and Insurance

Specialty Focus: Workers Compensation/Employers Liability, Premium Disputes, Damages, Litigation, Negotiation, Settlement, Claims Mishandling, Duty to Pay & Legal Liability, Bad Faith, Best Standards, Subrogation; Risk Transfer, Self Insurance, Self Insured Pools, Captives, Retrospective Policies, Legacy Claims

Education: , University of California, Sacramento; , Kent School of Law, Chicago; , The Institutes

Years in Practice: 35+

Number of Times Deposed/Testified in Last 4 Yrs: >5

Additional Information

Mr. Walker is the President of WRAMSCO, the experts in claim & risk management services established in 1981. As the only expert witness certified by the Illinois Appellate Court, Mr. Walker’s 35+ years of experience in complex insurance matters continues to lead the way through court cases that change the law in multiple states. Mr. Walker’s extensive insurance company experience cummulated with Regional Manager of the fourth largest insurance company where he set company policy on house counsel protocol, performed audit reviews, underwriting, marketing and facilitation between state agencies and the insurance company. His experience includes working with clients in Texas on the Opt Out program and California self insured reserving protocol changes. He has performed a multitude of seminars on claim reporting, investigation, employee management, drug testing and other workers compensation controls for legislators, lawyers, doctors, risk managers and company executives. He has been the expert on over 50 litigated cases. As an expert negotiator, only 9 had to be arbitrated or tried. Under his leadership, WRAMSCO was established in 1981 and specializes in participation policies and alternative risks including self-insurance, large deductibles, retrospective policies, hi-lows, captives and pool design. Licensed to administer self-insured pools, WRAMSCO is the only company that obtained an AM Best A- Rating for a self-insured pool in Illinois. As the innovator of modern claim technology, we provide exclusive third party administration to specialty risks and lead the way with legacy claim resolution. Having audited over 10,000 claims, our forensic claim reviews produce substantial savings and returns whether through negotiation, settlement or litigation.