William (Bill) J. Abernathy, Jr. Expert Witness
Curriculum Vitae

Contact Information

Email this expert

Specialties & Experience

General Specialties: Banking and Financial

Specialty Focus: Bank Analysis, Banking Law & Regulation, Banking Industry Standards, Board & Management Responsibilities, Governance, Bank Policy & Procedures, Regulation & Supervision, Contract Disputes, Third Party Vendors, Credit Unions, BSA/AML, Fraud, Credit Policy & Administration, Enterprise Risk Management.

Education: BS, Banking & Finance, University of Alabama, Tuscaloosa, AL; Stonier Graduate School of Banking, American Bankers Association, Rutgers - The State University, New Brunswick, NJ; How to be Effective Expert Witness, SEAK, Inc., Falmouth, MA; Start & Run a Successful Expert Witness Business, SEAK, Inc., Falmouth, MA

Years in Practice: 45

Number of Times Deposed/Testified in Last 4 Yrs: 4

Additional Information

Bill Abernathy is Principal, Expert Witness & Executive Consultant for Abernathy Bank Consulting (ABC). ABC provides services across a broad spectrum but specializes in assisting Attorneys as an Expert Witness in Litigation and Consulting with banks/credit unions on Risk Management & Regulatory Issues. He has significant expertise in fixing problems. Bill has had a long (45 years) and varied career as a federal bank regulator, senior-level banker (Chief Risk Officer), and bank consultant. He served in six different Senior Management positions with the Office of Comptroller of the Currency (OCC). His OCC roles included leading the supervision of the 15 largest regional banks (assets of $5-70 billion), problem banks, licensing, and compliance in the nine southern states; and the supervision of community banks in Georgia and North & South Carolina. Bill also served as Assistant Deputy Comptroller leading the district’s top technical experts and serving as the #2 Executive for the district. After his career at OCC, he became a full-time senior-level officer (EVP and SVP) at four Metro-Atlanta banks and held the position of Chief Risk Officer (CRO) at three of these banks. As CRO, Bill was responsible for six departments including Audit, BSA, CRA/Consumer Compliance, Operations Risk (Policies & Procedures), Loan Review, FDIC Loss Share Compliance, and Regulatory Relations. He also implemented Enterprise Risk Management (ERM) at his last three banks. After his retirement from State Bank in 2013, Mr. Abernathy reactivated his consulting firm, Abernathy Bank Consulting (ABC). Engagements have included Board & Management Studies & Reports to Regulators, Improved Board Governance/Oversight, Expert Witness Reports and Depositions, System for Monitoring Regulatory Orders, Implement ERM, Policies, and Board Reporting. Bill is a graduate of the University of Alabama with a B.S. in Banking and Finance, and ABA Stonier Graduate School of Banking - Rutgers University.