Coverage Expert Witnesses

Insurance, Legal - Customs/Standards/Practices. Claims/Sales/Underwriting/Agency. P/C operations. 48-states. Bad faith, coverage, exclusions, denials, extracontractual, automotive, E & O, denials, UI & UIM, class actions, homeowner, commercial, catastrophe, excess surplus, fraud, SIU, investigation, flood, disaster.

I began my insurance career as an adjuster trainee and worked through many job levels within Claims to ultimately become Nationwide's first Chief Claims Officer. I was also trained and assigned to large territories as a Regional Manager and a State Officer, with full P/L responsibility for Sales/Agents, Underwriting and Claims. Initially, I led the Philadelphia market and was quickly promoted to manage the State of Michigan. As a hands-on leader with strong experience in both P/C general management and all aspects of Claims, I offer expertise across the entire Property & Casualty spectrum. Retiring from my role as Chief Claims Officer, I was responsible for all claims operations countrywide, across all lines of coverage and every business unit. I partnered very closely with General Counsel teams and held decision-making authority over all claims-related litigation, including extracontractual and bad faith situations. Throughout my career, I led Auto, Homeowners, Commercial, Agribu...

Telecommunications, Software Engineering - cell tower records, call detail records, call records, historical cell site analysis, cell site location information, CSLI, CAST, cellhawk, sting-ray, drt box, GPS, coverage, patents, software, telecom, cellphones, triangulation, SIMs

David's areas of expertise are telecommunications, radio-location, radio-navigation, cellular networks, and cellphone intercept and tracking systems. He has more than 20 years of experience practicing in these areas in both commercial and military/LI applications. David was the primary author of OpenBTS, a widely used tool for cellular technology education, cellphone testing, cellular security research, and basic cellular service in some public networks. He developed the signal analysis and target location algorithms and software for cellphone tracking systems used successfully by US special forces in combat operations, and worked on several US government projects in the area of telecommunications intelligence collection.

Insurance, Legal - Property, Casualty, Claim, Claims, Bad Faith, First, Third, Industry Standards, Common Practices, Coverage, Investigation, Insurer Defense, Personal Injury, commercial, personal, auto, homeowner, bodily injury, property damage, uninsured, underinsured, CGL, liability, unfair settlement practices

Independent professional in Property & Casualty insurance industry standards and common practices for claim handling. Located in Ohio, but available nationwide. Qualified to testify at trial in both state and federal court. Consultation services provided to law firms representing plaintiffs and insurer defendants involved in disputes or litigation regarding coverage analysis, investigation, liability determination, damage evaluation, negotiation, and settlement. Experienced expert witness in industry claim handling standards and common practices. Thirty (30) years-experience as a property and casualty insurance industry professional with a wide variety of personal and commercial lines claims. Roles include front-line Claim Representative, Litigation Examiner, Supervisor, Trainer, Manager, and Consultant for claims involving auto damage, personal & commercial property damage (PD), bodily injury (BI), personal injury, property damage liability, premises liability, commercial ...

Insurance - Bad Faith, Coverage, P&C Claims, Commercial Property Claims, Personal Property Claims, Best Practices, Exclusions, Denials, E&O Claims, Class Action, Extracontractual, Catastrophes, Hurricanes, Fraud, SIU, Subrogation, Commercial Auto Claims, P&C Operations

I began my career as an adjuster trainee and worked through every operating level within Claims. As VP of Property, Auto and Liability claims at Liberty Mutual for 36 years and AVP of Commercial Property, Auto and Agribusiness claims with Nationwide for 8 years, I was responsible for Claims operations nationwide. I partnered with defense, coverage and bad faith counsel in the review and oversight of coverage disputes and bad faith litigation. Throughout my career, I have been responsible for the handling, management and leadership of PL and CL Property and Auto claims, field operations along with technical oversight, including the development and implementation of Claim Handling Guidelines "Best Practices". I am extremely familiar with coverage interpretation, best claim practices, bad faith situations, limits, exclusions, claim procedures and building construction issues. As a P&C Insurance claim consultant, I work for both plaintiffs and defendants. I am currently available as...

Telecommunications, Software Engineering - cell tower records, call detail records, call records, historical cell site analysis, cell site location information, CSLI, CAST, cellhawk, sting-ray, drt box, GPS, coverage, patents, software, telecom, cellphones, triangulation, SIMs

David's areas of expertise are telecommunications, radio-location, radio-navigation, cellular networks, and cellphone intercept and tracking systems. He has more than 20 years of experience practicing in these areas in both commercial and military/LI applications. David was the primary author of OpenBTS, a widely used tool for cellular technology education, cellphone testing, cellular security research, and basic cellular service in some public networks. He developed the signal analysis and target location algorithms and software for cellphone tracking systems used successfully by US special forces in combat operations, and worked on several US government projects in the area of telecommunications intelligence collection.