Todd Cuffaro

Atlantic Pacific Bancorp, Inc.

San Diego, California

Phone: 619-624-0049
Fax: 619-624-0193
Email: atlanticp@aol.com

General Specialty Area 1: Banking
General Specialty Area 2: Real Estate

Specialty Focus, Special Skills, Experience: mortgage lending, administration, banking, loan servicing and secondary marketing, underwriting and quality control, equity loans, collateral/lender/borrower fraud, fiduciary duty/standards of care, real estate fraud/audits, prime/sub-prime pool due-diligence valuation, FNMA/FHLMC, FDIC, TILA/RESPA.

Additional Information: I have 39 years’ experience in real estate lending and offer comprehensive and functional expertise. I have served as E.V.P. and Chief Lending Officer for an FDIC insured institution, opened wholesale lending regions for S&Ls, and expanded branches for a new national service corp. I have been qualified to opine on fiduciary duties, underwriting, collateral, fraud audits, servicing, foreclosure, and secondary-market standards for GSE lenders and bankers. Led due diligence teams tasked by the RTC to value 3 major S&L portfolios. Extensive deposition, arbitration, and trial experience

Education: BA, University of Southern California

Years in Practice: 39
Number of times Deposed/Testified in the last 4 years: 18