Premium Financing Expert Witnesses

Premium financing expert witnesses and consultants listed here may be able to form expert opinions, draft expert witness reports, provide expert witness testimony at deposition and/or trial as or serve as consulting (non-testifying) experts on premium financing. The premium financing expert witness listings on this page are typically from fields/areas of expertise such as: Insurance and Securities & Investments.

Harold "Trey" Fairman III, AIF®, J.D., LL.M. Financial Services Industry Expert

Fayetteville, Arkansas
Insurance, Securities & Investments - Life Insurance,ERISA,FINRA,Premium Financing,IUL,Negligence,Life Settlement,Indexed UL,Annuities,STOLI,Economic Damages, Misrepresentation,Disability,Unfair Sales Practices,Fraud,Standard of Care,Variable, LTC, 401k,Illustration,VUL,FIA,ILIT,Bad Faith,Policy Lapse,Fiduciary,Agent Duty,403b,Deceptive
As a court-qualified expert since 2011, I have authored numerous reports and rebuttals, opined on damage matters, and testified multiple times in federal and state court jury trials. I have also consulted as an expert in FINRA arbitration hearings. I am uniquely qualified with decades of experience in the high-net-worth financial services marketplace. Over my career, I have partnered with insurance agents, fiduciaries, attorneys, accountants, pension actuaries, registered investment advisors, financial planners, Wall Street firms, Private Banks, and Trust Companies to provide investment and insurance planning services. I have extensive knowledge of various financial services, from basic to complex. Experience includes 401(k) fiduciary oversight and plan governance, standards of care and prudent processes, business owner planning, estate tax liquidity planning, and income replacement planning. Product experience includes most types of investment vehicles, annuities, disabili...

Steven E. Roth Life and Disability Insurance Analyst

Agoura Hills, California
Insurance - life insurance,disability insurance,indexed annuities,annuity,annuities,premium financing,indexed universal life,illustration,bad faith,unfair,deceptive, sales practices,misrepresentation,fraud,negligence,standard of care,STOLI,IOLI,IUL,FIA,class action,premium,lapse,reinstatement, termination.
Served as a consultant and/or testifying expert witness to national law firms and top lawyers in numerous pro-consumer cases, ranging from deceptive investment and insurance sales practices to unfair insurance claims handling (predominantly life and disability insurance and annuity cases). To date, these cases resulting in estimated $200 million plus of settlements, awards and judgments. Testified in state courts, before FINRA and arbitrations. Never disqualified or had opinions stricken. 1991 - present: Life and disability insurance agent. 2014 - present: Life & Disability Analyst. ARTICLES AND SPEAKING ENGAGEMENTS Articles (partial list) Featured in Forbes Magazine: “Sounding The Alarm On Indexed Universal Life Insurance”, a consumer warning piece concerning complex premium financing and Indexed Universal Life insurance – September 23, 2020 Featured in Forbes Magazine: “Kill The Messenger”, an critique of investment advisors and products – December, 2008 Featured in Forbes Mag...