Property Expert Witnesses

Insurance - Claims, Claims Handling, Standards and Practice, Property, Casualty, Restoration, Fire, Water, Mold, IICRC

With extensive experience across a broad sector of the property and casualty insurance industry, Sandra has unique insight and perspective into the challenges that arise in the insurance claims process. She has successfully guided both plaintiffs and defendants through hundreds of complex claims; both first and third party, litigated and non- litigated. With her extensive background in the fire and water restoration industry, combined with her outstanding communication and negotiation skills, Sandra excels in helping her clients get their cases RESOLVED.

Insurance - Bad Faith, Claims Handling, Bermuda Form, Casualty, Liability, Property, Directors and Officers, Errors and Omissions, reinsurance, Runoff, legacy, loss portfolio transfer, adverse development cover, Compliance

Previously served as senior executive in a global insurance/reinsurance Fortune 500 company with reporting lines to the General Counsel and the Audit Committee; providing guidance to professionals in Legal, Compliance, Underwriting, Claims, Risk Management, and Data; managed in-house lawyers, compliance professionals, claims lawyers, and data privacy officers; • Corporate insurance team co-leader for purchase of corporate Directors and Officers, Errors and Omission, and Cyber liability insurance, including strategy, negotiation, terms, and conditions, claims management, and Board reporting General Counsel for Global Litigation of global insurance and reinsurance group of companies • Reported to Audit Committee on major litigation, large losses, group exposures • Oversaw all major non-claims litigation against group companies • To ensure consistency across group companies, provided overall guidance and strategy on large loss events • As senior lawyer supporting Claims Department, se...

Insurance, Products Liability - Asbestos, Pollution, Premises Liability, Occurrence Limits, Agent's Liability, Sexual Abuse, Stacking of Limits, Property, Businessowners, Professional Liability, Claims Handling, Compliance.

Have provided expert opinions on cases for insureds as well as insurers. Have testified in state courts, federal courts, hearings, and at an arbitration. Have been deposed multiple times - both in person and via electronic means. Have been retained by counsel for cases throughout the United States. Started my career at the Insurance Services Office, Inc. ("ISO"), the world's largest insurance service organization. ISO has over 1,200 participating companies. Worked in Personal Lines, Commercial Property and Commercial Casualty (CGL and Commercial Auto). Drafted many policy forms and endorsements at ISO including the Personal Auto Policy, the Commercial Property Coverage Form and Businessowners Policy, the occurrence and claims-made versions of the Commercial General Liability Coverage Form, and the pollution, asbestos, and punitive damages exclusions. At The Home was responsible for all regulatory compliance as well as the relationship with insurance regulators and legislator...